Search found 718 matches

by chas49
November 13th, 2019, 8:57 pm
Forum: Credit Cards and Loans
Topic: Virtual Visa in USD question
Replies: 5
Views: 435

Re: Virtual Visa in USD question

Use it to pay off your council tax. It's how I get rid of all pre-paid cards I end up getting as cashback. Perhaps my council is better than others, in that they adjust the next months direct debit automatically to take account of it. Thank you, that’s an idea, but I’m not sure I’d trust my local a...
by chas49
November 9th, 2019, 8:59 pm
Forum: Credit Cards and Loans
Topic: Virtual Visa in USD question
Replies: 5
Views: 435

Re: Virtual Visa in USD question

paulnumbers wrote:Use it to pay off your council tax. It's how I get rid of all pre-paid cards I end up getting as cashback. Perhaps my council is better than others, in that they adjust the next months direct debit automatically to take account of it.


Does your council take payment in USD?
by chas49
November 2nd, 2019, 7:24 pm
Forum: Bank Accounts Savings & ISAs
Topic: Fed Up with Nationwide
Replies: 14
Views: 1645

Re: Fed Up with Nationwide

fao Jaizan the travel ins at nationwide is in fact'world wide' it comes with their flex plus acct which costs £13 a month....... also includes mobile phone insurance and car breakdown ins incl europe all above for EACH account holder....so a joint acct works rather well....but nowhere near as good ...
by chas49
November 2nd, 2019, 11:39 am
Forum: Legal Issues (Practical)
Topic: BT deny liability
Replies: 2
Views: 926

Re: BT deny liability

Does the Union have insurance for this? And does it include legal expenses cover? Worth checking, and may be a route worth pursuing so the insurance company pursue BT for the cost on your behalf....
by chas49
October 31st, 2019, 4:57 pm
Forum: Legal Issues (Practical)
Topic: Will advice
Replies: 41
Views: 1760

Re: Will advice

There are about 20 beneficiaries, ten of which are charities while the rest are people - the charities are listed before the people. Each gets a fixed sum, with the residue going to provide bursaries for the pupils of her old school. And she's not my aunt. If your 'aunt's' estate is as small as you...
by chas49
October 31st, 2019, 10:15 am
Forum: Bank Accounts Savings & ISAs
Topic: Comparisons sites for savings accounts
Replies: 8
Views: 548

Re: Comparisons sites for savings accounts

I tend to look at moneysaving expert to keep an eye on what's happening.

It seems to be to be clear and transparent.

Anyone have a reason to avoid them?
by chas49
October 31st, 2019, 10:10 am
Forum: Legal Issues (Practical)
Topic: Will advice
Replies: 41
Views: 1760

Re: Will advice

Good idea Gryff. In fact, the will is being written professionally, under a charity's free will writing service. The point hasn't come up at any of our meetings, it was something which came to me the other day. Perhaps I should raise it at the next meeting as it would be the charity which suffered ...
by chas49
October 25th, 2019, 10:09 pm
Forum: Beerpig's Snug
Topic: Security for online transactions
Replies: 46
Views: 2168

Re: Security for online transactions

You are conflating 2 changes. Yes, I think that's correct. However, in the online shopping scenario, the merchant's payment processor won't be choosing to verify by text, it'll be the card company or bank. The merchant, or their payment processor, won't have your mobile number - or if they do it wo...
by chas49
October 24th, 2019, 10:09 pm
Forum: Other Investing
Topic: Peer to Peer - experiences and risk?
Replies: 96
Views: 14125

Re: Peer to Peer - experiences and risk?

I've got a moderate amount in RateSetter - should I be worried ? (I get about 5% on a 'ladder' of 1-year loans) They have been fine so far (but Carillion were fine, until they weren't) A specific question - is money in RateSetter's holding account protected, or would it be vulnerable in the case of...
by chas49
October 23rd, 2019, 10:11 am
Forum: Computers, TVs & Phones
Topic: Using laptop as a base unit
Replies: 16
Views: 1394

Re: Using laptop as a base unit

There's also the Windows standard combination keystroke of Win+P which should bring up the sidebar which allows you to select the external monitor options. Try Duplicate first! (It's possible that choosing Second Screen only could leave you with a blank screen on both if things aren't working :( )
by chas49
October 21st, 2019, 7:49 pm
Forum: Computers, TVs & Phones
Topic: Using Firestick to watch BBC iPlayer and YouTube
Replies: 7
Views: 1953

Re: Using Firestick to watch BBC iPlayer and YouTube

I think that button is highlighted whenever it's on screen, so all you need to do is press the centre circle on the Firestick remote
by chas49
October 21st, 2019, 12:08 pm
Forum: Credit Cards and Loans
Topic: credit card limit and hire car
Replies: 23
Views: 1925

Re: credit card limit and hire car

My card doesn’t accept such transfers. The only solution is another card, an increase in the credit limit, or another in the party pays. Or, of course, you buy their excess insurance policy. The hotel will accept a debit card, but car hire companies do not. Be very careful, I have seen people refus...
by chas49
October 20th, 2019, 2:32 pm
Forum: Bank Accounts Savings & ISAs
Topic: Monzo vs Starling bank?
Replies: 20
Views: 2094

Re: Monzo vs Starling bank?

Most, if not all, traditional high street banks allow this as well. Scott. indeed. assuming the banks haven't all closed in any town :-) I meant that most, if not all, traditional high street banks allow cash to be paid in at Post Offices, just like Monzo and Starling. Scott. Except Barclays from J...
by chas49
September 28th, 2019, 12:18 am
Forum: Computers, TVs & Phones
Topic: Adding text to a scanned document without usinga printer
Replies: 11
Views: 1160

Re: Adding text to a scanned document without usinga printer

I don't use Libre Office so I don't know if this will work. In Microsoft Word I have done similar by inserting the background jpg in the header. Off the top of my head I think I also set the image properties to "behind text". Then the text you type or paste goes in the normal body of the d...
by chas49
September 26th, 2019, 11:39 pm
Forum: Building and DIY
Topic: Wiring issue - loft light
Replies: 11
Views: 2246

Re: Wiring issue - loft light

That would be the obvious reason except that, The light only switches ON if the landing light is switched OFF. ....... Is the landing light on a two-way switched circuit (or three-way, four-way, etc.) or is there just a single switch that controls it? What sorts of lights are they? CFL? LED? GLS? J...
by chas49
September 26th, 2019, 8:37 am
Forum: Building and DIY
Topic: Wiring issue - loft light
Replies: 11
Views: 2246

Wiring issue - loft light

My daughter has just bought her first house. Inevitably there are a number of relatively minor DIY tasks to do. One of them is to sort out access to the loft (fit a loft ladder, boards, etc). There's already a light wired into the lighting circuit. The switch is inside the loft. The light only switc...
by chas49
September 11th, 2019, 3:41 pm
Forum: Family Matters
Topic: tax avoidance for grandchildren
Replies: 9
Views: 824

Re: tax avoidance for grandchildren

Give it to your children instead? The Lifetime Gift Tax is only a proposal that has been floated - it's not even Labour policy yet. And trying to arrange your tax affairs on the basis of something that might happen seems risky to me.... (I suppose you could gift it to your children on trust for any ...
by chas49
September 10th, 2019, 10:14 pm
Forum: Does anyone know?
Topic: Another Smart Meter query
Replies: 9
Views: 2212

Re: Another Smart Meter query

I was just about to move our energy to EDF, however we may be moving next year and I wanted to see if there was a fee. I couldn't find that info, however I did see buried in the T&Cs that we are required to have a smart meter fitted or the contract is ended and we are charged £35 per fuel. http...
by chas49
September 6th, 2019, 8:56 am
Forum: Does anyone know?
Topic: Adjective sought
Replies: 15
Views: 1989

Re: Adjective sought

I don't have a good answer but perhaps, derived from a very interesting short article that I found while trying to find an answer, someone who refutes (refutor?) might technically be the best word. The article, well worth a read in my opinion, is here... https://www.austincc.edu/buck/eng/1301/pubte...
by chas49
September 4th, 2019, 8:36 am
Forum: Does anyone know?
Topic: Adjective sought
Replies: 15
Views: 1989

Re: Adjective sought

Moderator Message:
On reflection, the original question is a DAK even if most (all?) of the answers so far are arguably not factual.

The thread is unlocked to permit discussion within the guidelines for this board. Please stick to those when responding. (chas49)

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