Search found 439 matches

by SalvorHardin
October 12th, 2019, 8:03 am
Forum: REITs & Property Companies
Topic: The Brexit Effect?
Replies: 11
Views: 472

Re: The Brexit Effect?

I have not been quite sure that no deal was priced in. I think no deal could cause quite a bit of havoc and there are some shares where it clearly was not priced in. However, the uncertainty was/is keeping people out of the market. Although there is not yet certainty some people are buying on the b...
by SalvorHardin
October 8th, 2019, 5:25 pm
Forum: Company Share news (LSE Main Market)
Topic: Unilever (ULVR)
Replies: 57
Views: 2334

Re: Unilever (ULVR)

As for wokester Gillette, I hope Unilever's Dollar Shave Club is eating their lunch with gusto, leaving virtue-signalling Gillette worthless and us rich. Oh yes! In response to Gillette's "toxic masculinity" advert, Dollar Shave Club rapidly responded with a very short twitter post "...
by SalvorHardin
October 8th, 2019, 4:39 pm
Forum: Company Share news (LSE Main Market)
Topic: Unilever (ULVR)
Replies: 57
Views: 2334

Re: Unilever (ULVR)

I submit that many of this parish have argued strongly and passionately that it is probably a bad idea to pander to visions of sunlit uplands that are not in accordance with base reality (heavy, heavy irony intended). A question for fellow shareholders: Should we worry that Unilever's management ap...
by SalvorHardin
October 8th, 2019, 7:55 am
Forum: Biscuit Bar
Topic: POLITE DISCUSSIONS Its still HERE!!
Replies: 66
Views: 16845

Re: POLITE DISCUSSIONS Its still HERE!!

That is a very short sighted and unacceptable view I think. The owners here do a great job and so do the mods (by and large!) It is to me a great resource and I would simply remove Polite Discussions altogether, as it simply allows otherwise unfulfilled people their say. I agree 100%. One of the ma...
by SalvorHardin
October 2nd, 2019, 6:27 pm
Forum: Computers, TVs & Phones
Topic: 4G vs wifi for on-line and email
Replies: 22
Views: 1365

Re: 4G vs wifi for on-line and email

For those with the EE 4G data/tethering deals, what kind of median bandwidth down/up are you getting at peak hours? And is that city/town/village in the sticks? I'm fairly rural (small village, couple of miles from town) but ee's coverage at home is excellent (decent fibre broadband as well). Dayti...
by SalvorHardin
October 1st, 2019, 6:26 pm
Forum: Computers, TVs & Phones
Topic: 4G vs wifi for on-line and email
Replies: 22
Views: 1365

Re: 4G vs wifi for on-line and email

EE plan is for new connections only. I changed my plan in the local ee shop a few weeks ago. No need for a new SIM, new number or new phone. I didn't have to complete any paperwork. I've been a SIM only pay monthly customer of ee for several years (ever since they closed Orange). The change of plan...
by SalvorHardin
September 29th, 2019, 7:39 pm
Forum: Investment Strategies
Topic: US shares
Replies: 22
Views: 1122

Re: US shares

Thanks for these most interesting comments SalvorHardin. You are obviously well informed and follow the US market. It is a bit late in my investing career to be attempting the same and maybe I should stick with ITs which have a decent US exposure. A number of mine do have that already of course but...
by SalvorHardin
September 28th, 2019, 8:19 am
Forum: Investment Strategies
Topic: US shares
Replies: 22
Views: 1122

Re: US shares

Given the BH reference in the original post, anyone fancy one of their rare cock-ups? Kraft Heinz is a bit like Unilever or Nestle to my uneducated eye but has behaved quite differently. A full-on clueless punt this, no research whatsoever beyond stumbling across headlines generated by what is stil...
by SalvorHardin
September 25th, 2019, 4:11 pm
Forum: Investment Strategies
Topic: US shares
Replies: 22
Views: 1122

Re: US shares

Disney. Superb intellectual property and tremendous synergies with the theme parks. Plus a bit of streaming excitement. Union Pacific. Superb moat, oligopoly, favoured geography compared to east coast rails). The only downside is that it is a cyclical business as it is geared to the overall performa...
by SalvorHardin
September 22nd, 2019, 9:54 am
Forum: REITs & Property Companies
Topic: RDI REIT?
Replies: 9
Views: 2915

Re: RDI REIT?

Again All, Have since looked at some other charts and chat sites and it would seem that the stock has had a lot of stock splits over the years which wasn’t apparent from the chart I was looking at yesterday. Confess I couldn’t understand why people were taking about buying at 35p when according to ...
by SalvorHardin
September 20th, 2019, 6:35 pm
Forum: Macro and Global Topics
Topic: Meaning of bullish on interest rates
Replies: 4
Views: 374

Re: Meaning of bullish on interest rates

Generally speaking "Bullish on interest rates" means that you anticipate interest rates falling, thus bond prices rising. But iunfortunately it does get used to mean the opposite (rising interest rates), in the same way as being bullish on shares. Yield curve trade. You're selling bonds of...
by SalvorHardin
September 19th, 2019, 9:04 pm
Forum: Investment Strategies
Topic: Dividends vs Growth and Tax
Replies: 41
Views: 1835

Re: Dividends vs Growth and Tax

P.S: Since you talk a lot about US rails you might try and find an article on them in last weeks Barrons. It's behind a paywall but is titled "Railroad Stocks Could Struggle as Challenges Mount". I hold only Union Pacific but have been thinking recently about CP and CSX. Can't see the art...
by SalvorHardin
September 19th, 2019, 7:05 pm
Forum: Investment Strategies
Topic: Dividends vs Growth and Tax
Replies: 41
Views: 1835

Re: Dividends vs Growth and Tax

I’m looking at that delta between 20% and 32.5% on the Capital Gains and Dividend Tax Rates, I think SalvorHardin may be in a similar situation and understands the scenario, that’s a significant difference in tax treatment. Yes. I'm a basic rate taxpayer living off a portfolio yield of 1.5%. I use ...
by SalvorHardin
September 19th, 2019, 1:48 pm
Forum: Investment Strategies
Topic: Dividends vs Growth and Tax
Replies: 41
Views: 1835

Re: Dividends vs Growth and Tax

Diageo and Unilever both pay substantial dividends in comparison to the returns on cash or Government Bonds. The "problem" as I see it is that they increase them every year at a rate well above inflation with the consequence that the shares are in demand and rise to a premium price which ...
by SalvorHardin
September 19th, 2019, 12:36 pm
Forum: Investment Strategies
Topic: Dividends vs Growth and Tax
Replies: 41
Views: 1835

Re: Dividends vs Growth and Tax

More interestingly, whilst HYPers can reel off a long list of the usual suspect dividend shares, where are the growth shares? Which are these? There is no growth board (at least here) anywhere near so active as the HYP boards. The best place to find growth shares is overseas stock markets and among...
by SalvorHardin
September 19th, 2019, 10:57 am
Forum: Investment Strategies
Topic: Dividends vs Growth and Tax
Replies: 41
Views: 1835

Re: Dividends vs Growth and Tax

There's a selection process at work on TLF, with the investment boards being dominated by the two High Yield Portfolio boards. Most of these investors are using their portfolio to supplement their income in retirement (or close to retirement) and are consequently much more interested in income than ...
by SalvorHardin
September 18th, 2019, 11:33 am
Forum: The Economy
Topic: Prosperity without economic growth?
Replies: 17
Views: 1318

Re: Prosperity without economic growth?

It is possible to have an increasingly prosperous economy without economic growth. That's because economic growth is defined as an increase in Gross Domestic Product (GDP) and GDP is not an accurate measure of the performance of the economy. GDP is a horribly flawed method of calculation, here are s...
by SalvorHardin
September 16th, 2019, 9:22 am
Forum: Investment Trusts and Unit Trusts
Topic: Discretionary Trust >Investment Trusts.
Replies: 23
Views: 1995

Re: Discretionary Trust >Investment Trusts.

as you say, Salvor Hardin, I have the ability to select and manage these myself. However, age is against me, and the trust will have to continue after I'm gone. So, thinking of the long term, I can select the investments myself, but would like to have them reviewed on say a quarterly basis by a bro...
by SalvorHardin
September 13th, 2019, 8:55 pm
Forum: Investment Trusts and Unit Trusts
Topic: Discretionary Trust >Investment Trusts.
Replies: 23
Views: 1995

Re: Discretionary Trust >Investment Trusts.

You can save yourself the 1.5% annual management fee by buying the investment trusts yourself and doing the day-to-day administration. You're correct in that they require less work than a portfolio of operating companies. Bear in mind that the fees charged by the managers of investment trusts are ta...
by SalvorHardin
September 13th, 2019, 3:41 pm
Forum: Does anyone know?
Topic: Mobile phones
Replies: 12
Views: 375

Re: Mobile phones

Most of the problems with poor or non-existent mobile phone coverage in rural areas can be solved with booster gadgets, or by the network, using your home wifi. Ee have something for their phones that lets you use your mobile via your landline wifi when you have no phone signal. A friend who lives i...

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