Search found 780 matches

by supremetwo
August 18th, 2019, 4:33 pm
Forum: Polite Discussions
Topic: Tory thinktank - state pension age should rise to 75
Replies: 86
Views: 1295

Re: Tory thinktank - state pension age should rise to 75

But no thinktank about the ever-increasing unfunded cost of public-sector workers' pensions. Many are now on above-average salaries - retire at 65 and probably get around 25 years of index-linked pension. Efforts to limit the pot are under attack especially from health professionals, the legals and ...
by supremetwo
August 16th, 2019, 9:07 pm
Forum: Computers, TVs & Phones
Topic: New security rules. Bank App or code via SMS text?
Replies: 36
Views: 937

Re: New security rules. Bank App or code via SMS text?

These new rules are forcing providers to replace previously-secure methods such as card-reader codes and grid cards. No they don't. The Payment Services Directive (PSD2) just requires " strong customer authentication " (aka 2FA), which it defines as follows; it doesn't mandate or proscrib...
by supremetwo
August 16th, 2019, 3:16 pm
Forum: Computers, TVs & Phones
Topic: New security rules. Bank App or code via SMS text?
Replies: 36
Views: 937

Re: New security rules. Bank App or code via SMS text?

These new rules are forcing providers to replace previously-secure methods such as card-reader codes and grid cards.

There is also the aspect of providers insisting on an email address as a login ID rather than an account-specific ID.
by supremetwo
August 15th, 2019, 5:32 pm
Forum: Legal Issues (Practical)
Topic: Who Would be Responsible?
Replies: 23
Views: 795

Re: Who Would be Responsible?

Do the normal rules not apply if its commercial property ? With residential property you can only successfully claim against the owner of the upper property if they can be shown to have been negligent in some way. If there is no negligence then they would not normally be liable. The negligence aspe...
by supremetwo
August 15th, 2019, 2:39 pm
Forum: Legal Issues (Practical)
Topic: Who Would be Responsible?
Replies: 23
Views: 795

Re: Who Would be Responsible?

I'm asking this on behalf of an elderly relative. She owns a small commercial property comprising of 2 floors. Top floor is offices and ground floor is shops. Extensive flooding was caused by an office toilet upstairs when its cistern broke. The water cascaded down into one of the shops and has dam...
by supremetwo
August 14th, 2019, 10:34 pm
Forum: Computers, TVs & Phones
Topic: New security rules. Bank App or code via SMS text?
Replies: 36
Views: 937

Re: New security rules. Bank App or code via SMS text?

Given the choice for complying with the extra security rules, is there any reason why I should download an app from my bank rather than have a code via SMS? I understand that the text message may incur a small charge, and the app will be free, albeit with an internet connection, but can I be sure t...
by supremetwo
August 14th, 2019, 6:07 pm
Forum: Beerpig's Snug
Topic: Large scale UK power cuts
Replies: 151
Views: 2944

Re: Large scale UK power cuts

sunnyjoe wrote:https://www.nationalgrideso.com/power-cut-9-august-2019

More information:-
https://www.flexitricity.com/blog/frida ... questions/
by supremetwo
August 13th, 2019, 10:09 pm
Forum: Bank Accounts Savings & ISAs
Topic: Updating your info. on Lloyds accounts
Replies: 10
Views: 352

Re: Updating your info. on Lloyds accounts

Bouleversee wrote:I should be interested to know whether others with Lloyds accounts have had a similar experience and how they reacted.

Nothing similar asked here yet.

Just pushing a new APP - useless here - lucky if we get any mobile signal indoors.
by supremetwo
August 12th, 2019, 5:52 pm
Forum: Bank Accounts Savings & ISAs
Topic: current account for a Will Trust
Replies: 13
Views: 567

Re: current account for a Will Trust

Thanks for moving, much better board. Just had a thought - do we need a special account set up in the name of the trust at all? If we had a normal joint account and both wrote witnessed statements stating the assets in the account were the property of the Trust, would that be ok? I do not anticipat...
by supremetwo
August 12th, 2019, 3:19 pm
Forum: Beerpig's Snug
Topic: Talk to your doctor
Replies: 9
Views: 450

Re: Talk to your doctor

Today's news is a shortage of HRT medicines, the advice is "talk to your doctor". In other news the average wait for a non-urgent doctors appointment is over 2 weeks Almost every week a news item about health ends with "If you are concerned about this talk to your doctor" Almost...
by supremetwo
August 7th, 2019, 7:02 pm
Forum: Living Below Your Means
Topic: Fast Fibre Broadband
Replies: 28
Views: 843

Re: Fast Fibre Broadband

If your line is good enough, there is a similar deal for super fibre ~ 63Mbps thanks, Slarti and supremetwo for your thoughtful answers. My offer though is for 300 or 600 mbits per second both ways (down and up) using a totally new system of end to end fibre - right to my door and into the house. I...
by supremetwo
August 7th, 2019, 4:04 pm
Forum: Living Below Your Means
Topic: Fast Fibre Broadband
Replies: 28
Views: 843

Re: Fast Fibre Broadband

Just as an aside: no-one has attempted to answer my question as to whether there are better deals around. I am with NOW Fab Fibre Broadband with calls included. They are owned by Sky and use the Sky/Openreach network. The hub is the latest SKY Q model with a NOW branding. Been no problem at all wit...
by supremetwo
August 5th, 2019, 1:56 pm
Forum: Does anyone know?
Topic: How much Professional Indemnity Insurance - Architect - Residential project
Replies: 19
Views: 674

Re: How much Professional Indemnity Insurance - Architect - Residential project

. And or does any one know who would answer the questions as to level of cover the architect to provide (inc as project administrator), and for the main contractor, and for the structural engineer and mechanical engineer etc... and so it goes on. Someone I suspect has written a piece on Insurance f...
by supremetwo
August 5th, 2019, 1:45 pm
Forum: Cars, Driving, Motorbikes or any Transport
Topic: BMW i3 a cautionary tale
Replies: 11
Views: 835

Re: BMW i3 a cautionary tale

forgotusername wrote: By not being able to fit the tyre the mobile fitter is charging me a call out fee which to be fair, I knew might occur. .

Did he warn you in advance that he did not have a disk and ask if you did?

If not, a call-out charge is an unfair contract term.
by supremetwo
August 5th, 2019, 1:20 am
Forum: Computers, TVs & Phones
Topic: Domain registrars for .com and .co.uk
Replies: 10
Views: 744

Re: Domain registrars for .com and .co.uk

Clariman wrote:I decided to go with Google Domain for me new domains.

Have a look at TSO before you decide.
https://www.tsohost.com/domain-names
by supremetwo
August 4th, 2019, 2:41 pm
Forum: Polite Discussions
Topic: Ireland's future?
Replies: 53
Views: 1322

Re: Ireland's future?

Thinking about the current situation in Ireland and Brexit+EU, would not a more far sighted bunch of politicians, have figured out that perhaps addressing the Irish independence and reunification question should have occurred before our 2016 EU-membership referendum? Surely that's a prerequisite. A...
by supremetwo
August 3rd, 2019, 10:03 pm
Forum: Does anyone know?
Topic: How much Professional Indemnity Insurance - Architect - Residential project
Replies: 19
Views: 674

Re: How much Professional Indemnity Insurance - Architect - Residential project

I would imagine his professional body will have a minimum requirement, far above the £30,000 you mention. That is derisory and ought to be ignored. I see that pochisoldi has found the answer to my point, of £250,000 which I think is still much too low. The architect will not or should not anyway, b...
by supremetwo
August 3rd, 2019, 5:23 pm
Forum: Polite Discussions
Topic: Brecon and Radnorshire by-election
Replies: 70
Views: 1384

Re: Brecon and Radnorshire by-election

Anyway, what I never shared here is my father's opinions on the EU/Brexit and how I'd analyse his views. He is 79 now, worked as an executive in BP right from the late sixties through to early nineties, when he accepted a golden handshake and left. At work he spent of his time flying around the wor...
by supremetwo
August 3rd, 2019, 3:15 am
Forum: Building and DIY
Topic: Replacement Plug
Replies: 15
Views: 1148

Re: Replacement Plug

It's the wall plug end that needs re soldering but I have not got enough experience to take the old solder off the circuit board and re solder the two wires. This is the plug at the moment https://postimg.cc/sGv6nQw9 If you are anywhere near or are passing jct 8/9 on the M4 or the High Wycombe jct ...
by supremetwo
August 1st, 2019, 9:26 pm
Forum: Does anyone know?
Topic: Secure Customer Authentication
Replies: 11
Views: 425

Re: Secure Customer Authentication

Maroochydore wrote:Thanks supremetwo but your responses don't address my question.

Those companies that hold card details generally require one to log into their account so that's another level of security. So does one still require a code?

I suggest you consult the provider of your card.

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