Search found 308 matches

by daveh
November 13th, 2018, 10:42 am
Forum: High Yield Portfolios (HYP) - Practical
Topic: Vodafone announces results for the six months ended 30 September 2018
Replies: 26
Views: 968

Re: Vodafone announces results for the six months ended 30 September 2018

Dividend policy The Board will consider growing the dividend per share over the long-term, once the Group's financial leverage has reduced towards the lower end of the revised target range of 2.5x-3.0x net debt / EBITDA. I do not hold, but if I did or was thinking about it I would want to know what...
by daveh
November 12th, 2018, 2:41 pm
Forum: Pensions - Practical Problems
Topic: Transfer from Teachers Pension to Civil Service Pension?
Replies: 8
Views: 1254

Re: Transfer from Teachers Pension to Civil Service Pension?

The point about retirement ages by an earlier poster is also well made. The old teachers scheme had a normal pensionable age of 60. As schemes have been reformed from finally salary to career average, the opportunity has been taken to push up retirement ages either to 65 or the state pension age. A...
by daveh
November 8th, 2018, 1:29 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: Sainsbury's Interims
Replies: 6
Views: 443

Re: Sainsbury's Interims

The feeble month of December could do with that dividend. But it does mess things up for YOY comparisons, though I think the effect exceeding small. Arb. This December has been almost 100% better than previous years though still less than average at about 6% of annual income. Previous years it has ...
by daveh
November 8th, 2018, 8:36 am
Forum: High Yield Portfolios (HYP) - Practical
Topic: Marks & Spencer Half Yearly Report
Replies: 16
Views: 639

Re: Marks & Spencer Half Yearly Report

Why do we British judge everthying by price and not quality. Not aiming at you particularly, Dod or Ian, but it does seem that we are positively proud of buying "things" cheaply without proper consideration of the quality or consequences. I'd prefer people to be boast of paying over the o...
by daveh
November 8th, 2018, 8:27 am
Forum: High Yield Portfolios (HYP) - Practical
Topic: GFRD announcements
Replies: 3
Views: 296

GFRD announcements

There were a couple of Galliford Try announcements yesterday that haven't been put up here. http://www.investegate.co.uk/article.aspx?id=201811071305016626G&fe=1 A contract win on the roads which may be the same as for Balfour Beaty Trading Statement http://www.investegate.co.uk/article.aspx?id=...
by daveh
November 8th, 2018, 8:18 am
Forum: High Yield Portfolios (HYP) - Practical
Topic: Sainsbury's Interims
Replies: 6
Views: 443

Re: Sainsbury's Interims

Which means three dividends this calendar year for my HYP as last years interim was paid on 2nd Jan. Not that it makes much of a difference really, just makes all my nice stats look odd.
by daveh
November 7th, 2018, 9:57 am
Forum: High Yield Portfolios (HYP) - Practical
Topic: Persimmon boss Jeff Fairburn to leave
Replies: 29
Views: 1067

Re: Persimmon boss Jeff Fairburn to leave

How very odd. It should have been the Remuneration Committee that was removed. Maybe Fairburn should have refused to take the bonus at all but he did not make up the rules, I assume and I am sure there is no way the company could force a recovery of the bonus. As the article says, not only is he ke...
by daveh
November 7th, 2018, 9:54 am
Forum: High Yield Portfolios (HYP) - Practical
Topic: Marks & Spencer Half Yearly Report
Replies: 16
Views: 639

Re: Marks & Spencer Half Yearly Report

I'm another MKS holder, and HYPTUSS keeps putting it at or near the top of my top up list. At the moment it is in second place behind DC. (Dixons Carphone) but so far I've not had the courage to top it up. I have been tempted to make a small top up of DC. we'll see if it is a sensible move or not. I...
by daveh
November 7th, 2018, 9:39 am
Forum: High Yield Portfolios (HYP) - Practical
Topic: Persimmon boss Jeff Fairburn to leave
Replies: 29
Views: 1067

Re: Persimmon boss Jeff Fairburn to leave

Fired by mutual agreement, but he keeps is £75m bonus

www.investegate.co.uk/article.aspx?id=2 ... 5936G&fe=1
by daveh
November 2nd, 2018, 4:15 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: Some Favourites on Offer
Replies: 45
Views: 3408

Re: Some Favourites on Offer

Purchase Norwich Union on demutualisation - some purchases since. Showing a capital performance of 2.65%pa from XIRR plus dividends of ~ 50% of the present value of the shares. So for me its been an OK performer some where in the middle performance wise of the shares I hold.
by daveh
November 1st, 2018, 8:30 am
Forum: High Yield Portfolios (HYP) - Practical
Topic: BHP completes sale of Onshore US assets
Replies: 17
Views: 573

Re: BHP completes sale of Onshore US assets

Both a buy back and a special dividend. https://www.bhp.com/media-and-insights/news-releases/2018/11/bhp-announces-us10-4-billion-shareholder-return-program?utm_source=Subscribers&utm_medium=Organic&utm_campaign=Email&utm_content=Footer From your link, the buy back is to be Off Market. ...
by daveh
October 30th, 2018, 9:00 am
Forum: Taxes
Topic: Budget Allowance Increases
Replies: 5
Views: 537

Re: Budget Allowance Increases

Of course those of us living in Scotland we won't know what is happening until the Scottish budget is announced in (I think) December. As I understand it the personal allowance is reserved to Westminster so we'll get the £12500, but the starting point for the different bands is determined here and t...
by daveh
October 19th, 2018, 1:33 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: OLTB's HYP - topped up Persimmon
Replies: 8
Views: 431

Re: OLTB's HYP - topped up Persimmon

Persimmon are ~9% of my income this year (up from 6% last year with no increase in the holding) They are doing very nicely, but I won't be buying more at the moment, nor will I be purchasing another house builder good though their yields are. I think if I did I would be putting too much risk into on...
by daveh
October 19th, 2018, 9:32 am
Forum: High Yield Portfolios (HYP) - Practical
Topic: IHG Trading update
Replies: 1
Views: 272

IHG Trading update

Intercontinental Hotels Group Trading update c an be found here: http://www.investegate.co.uk/article.aspx?id=201810190700035421E&fe=1 Highlights · 5.1% YOY net system size growth, up 4.6% excluding Regent Hotels & Resorts and the UK portfolio deal · 27k rooms signed, 19k rooms opened (up 70...
by daveh
October 18th, 2018, 12:47 pm
Forum: Cycling
Topic: E bike recommendation
Replies: 31
Views: 2869

Re: E bike recommendation

I've got a Whtye Clifton. The motor is part of the bottom bracket so makes pedalling easier and applies the power at the same location as you do . All controls are on the handlebars so very easy to change between the power options. The only 'problem' I have is that generally I can cycle at or above ...
by daveh
October 4th, 2018, 12:27 pm
Forum: Taxes
Topic: ERI tax to be paid before tomorrow
Replies: 11
Views: 580

Re: ERI tax to be paid before tomorrow

So I bought some VVAL (ETF) which has accumulation units. I looked on the Vanguard site and could find nothing that said I would be taxed on the income received by the ETF, but not distributed. I have now looked much harder and found that the undistributed income will be taxed (as income), which ra...
by daveh
October 3rd, 2018, 1:52 pm
Forum: Taxes
Topic: ERI tax to be paid before tomorrow
Replies: 11
Views: 580

Re: ERI tax to be paid before tomorrow

Well I topped slice a share in my HYP that had done very well and used the cash to bed and isa other shares which ended up with moving the cash from the top slice from within the ISA to my taxable account. This brought my taxable dividend income below the £2000 dividend allowance but left me with a ...
by daveh
October 2nd, 2018, 8:53 am
Forum: High Yield Portfolios (HYP) - Practical
Topic: 'Seeking advice on HYP construction' - 2
Replies: 26
Views: 842

Re: 'Seeking advice on HYP construction' - 2

The only one of those selections that sets off alarm bells is MKS. MKS have over 10 of stock shorted. This is enough to scare me away. Thanks TUK yeah I was 'umm-in' and 'ah-in' over MKS on my last 2 purchase days as I'm not entirely convinced by MKS and so didn't purchase. That's an interesting po...
by daveh
September 26th, 2018, 1:59 pm
Forum: High Yield Shares & Strategies - general
Topic: Retirement imminent - diversification dilemma
Replies: 13
Views: 1073

Re: Retirement imminent - diversification dilemma

I have high yield ETFs, IAPD or Asia/Pacific and IDVY for Europe (happy with both) and EMDV for emerging markets - this hasn't been so good as the dividend has not been growing. Income focused ITs for the relevant regions could be just as suitable.
by daveh
September 26th, 2018, 11:19 am
Forum: High Yield Shares & Strategies - general
Topic: ITs and Stocks in a HYP?
Replies: 21
Views: 1135

Re: ITs and Stocks in a HYP?

At the moment I have high yield shares and high yield ETFs in my HYP. The ETFs cover areas I'm not happy buying individual shares in (non UK markets). I have EMDV, IDVY, IAPD to cover emerging markets, Europe and Asia Pacific. Not that happy with EMDV as its dividend has been falling rather than gro...

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