Search found 1046 matches

by GeoffF100
October 26th, 2019, 9:11 pm
Forum: Passive Investing
Topic: Vanguard Lowers fees..again
Replies: 8
Views: 1864

Re: Vanguard Lowers fees..again

A general observation is that we seem to be going from a world in which Vanguard funds are either only available as OEICs or the OEICs are cheaper, to a world where everything is available as an ETF and the ETFs are cheaper. The days of being held to ransom for enormous platform fees seem to be over...
by GeoffF100
October 26th, 2019, 8:16 pm
Forum: Passive Investing
Topic: Vanguard Lowers fees..again
Replies: 8
Views: 1864

Re: Vanguard Lowers fees..again

I have had a look at the Vanguard website and noticed VAGP: https://www.vanguardinvestor.co.uk/investments/vanguard-global-aggregate-bond-ucits-etf-gbp-hedged-distributing?intcmpgn=fixedincomeglobal_globalaggregatebonducitsetf_fund_link It tracks the same index as the Global Bond Index Fund: https:/...
by GeoffF100
April 1st, 2019, 12:43 pm
Forum: Computers, TVs & Phones
Topic: Creating a Simple Website for a Club
Replies: 12
Views: 761

Re: Creating a Simple Website for a Club

They decide to go with the Blogger option in the end. Free, and it does not look bad.
by GeoffF100
March 20th, 2019, 9:26 pm
Forum: Computers, TVs & Phones
Topic: Creating a Simple Website for a Club
Replies: 12
Views: 761

Re: Creating a Simple Website for a Club

Thank you both for that. tsohost looks the least expensive of the three, but it is minefield of first year pricing.
by GeoffF100
March 20th, 2019, 4:13 pm
Forum: Computers, TVs & Phones
Topic: Creating a Simple Website for a Club
Replies: 12
Views: 761

Re: Creating a Simple Website for a Club

Security is not only about potential financial loss, there is also reputation and black-listing of your domain (which could also affect email addresses associated with the domain.) Do not underestimate it. Agreed. You can get free domain blacklisting monitors, I currently use...https://mxtoolbox.co...
by GeoffF100
March 20th, 2019, 4:07 pm
Forum: Computers, TVs & Phones
Topic: Creating a Simple Website for a Club
Replies: 12
Views: 761

Re: Creating a Simple Website for a Club

Thank you very much for that. The technical level of the users/administrators is complete goons who can mess up anything, when they get around to it. Sounds just like the situation I mentioned, no way they could use anything other than simple posting, even ftp'ing would confuse them. The main purpo...
by GeoffF100
March 20th, 2019, 12:32 pm
Forum: Computers, TVs & Phones
Topic: Creating a Simple Website for a Club
Replies: 12
Views: 761

Re: Creating a Simple Website for a Club

Thank you very much for that. The technical level of the users/administrators is complete goons who can mess up anything, when they get around to it. The main purpose of the website is recruit members. If people become aware of our existence, we want them to be able to find our website with Google. ...
by GeoffF100
March 20th, 2019, 9:51 am
Forum: Computers, TVs & Phones
Topic: Creating a Simple Website for a Club
Replies: 12
Views: 761

Creating a Simple Website for a Club

I want to create a simple website with its own domain name for a club. Google found this, which looks simple enough: https://websitesetup.org/ He recommends Bluehost in the US. Is that a good choice? I would like the website to be in the club's name rather than my own. I expect that I will have to g...
by GeoffF100
February 12th, 2019, 8:29 pm
Forum: Gilts and Bonds
Topic: Index Linked Gilts
Replies: 16
Views: 2348

Re: Index Linked Gilts

Instead of replacing RPI (contractually difficult), Govt indicating it would like RPI amended to be closer to CPI: https://citywire.co.uk/funds-insider/news/parliament-demands-rpi-fix-to-stop-unfair-gilt-windfalls/a1200031?re=62139&ea=29619&utm_source=BulkEmail_FundsInsider+Afternoon&ut...
by GeoffF100
February 4th, 2019, 9:14 am
Forum: Passive Investing
Topic: Low-cost tracker - how best to buy?
Replies: 18
Views: 1800

Re: Low-cost tracker - how best to buy?

dspp wrote:There is no inaction fee at ii.
I am struggling to understand why the default is not simply to buy vanguard index trackers using ii as a broker. What could be cheaper!?

iWeb.
by GeoffF100
February 1st, 2019, 9:28 pm
Forum: Computers, TVs & Phones
Topic: Do I really need a fast processor?
Replies: 33
Views: 1845

Re: Do I really need a fast processor?

Chromebooks are Android, yes? Is there a recommended WP app that can work offline and save as .doc that can then be opened by Word etc? No Chromebooks use the Chromium OS, not Android, but they can run Android apps nowadays. Both Android and Chromium are Linux distributions. LibreOffice will exchan...
by GeoffF100
January 28th, 2019, 7:16 pm
Forum: Passive Investing
Topic: Vanguard VWRL - the one stop solution?
Replies: 52
Views: 7672

Re: Vanguard VWRL - the one stop solution?

A compromise is to use just VEVE and (about 10%) VFEM. That saves some of the cost.
by GeoffF100
January 11th, 2019, 3:43 pm
Forum: Computers, TVs & Phones
Topic: I Hate OneDrive
Replies: 14
Views: 968

Re: I Hate OneDrive

Presumably,there's been no "infiltration" because you do not have a OneDrive client installed. That could be because you are using Win 7 or earlier, where the client was not bundled with the OS. Alternatively, it could be that you are using Linux and haven't installed this . No, I am usin...
by GeoffF100
January 9th, 2019, 8:32 pm
Forum: Computers, TVs & Phones
Topic: I Hate OneDrive
Replies: 14
Views: 968

Re: I Hate OneDrive

I do not appear to have any of those problems. I use the old fashioned log in, rather than the Microsoft one, and log into OneDrive via the browser when I want to copy files to it. I log out when I have finished. OneDrive does not appear to have infiltrated itself onto my machine. The sure fire way ...
by GeoffF100
January 4th, 2019, 3:35 pm
Forum: Passive Investing
Topic: VEVE (Vanguard FTSE Developed World)
Replies: 7
Views: 951

Re: VEVE (Vanguard FTSE Developed World)

Geoff100 wrote...Companies also have rights issues. Companies can also return capital to shareholders Why should any of these result in an index tracking fund needing to buy or sell shares? If a company has a rights issue, the fund has to take up the rights to the same extent as the market. This re...
by GeoffF100
January 3rd, 2019, 7:40 pm
Forum: Passive Investing
Topic: VEVE (Vanguard FTSE Developed World)
Replies: 7
Views: 951

Re: VEVE (Vanguard FTSE Developed World)

I assume that as a capitalization weighted tracker it will only need to re balance to jettison companies which have become too small and replace them with new companies that have grown large enough to warrant inclusion, companies at the top will not be affected as the value of one company against a...
by GeoffF100
January 2nd, 2019, 8:56 pm
Forum: Brokers and Share Dealing
Topic: Vanguardinvestor
Replies: 18
Views: 2186

Re: Vanguardinvestor

I could lose up to 10 days interest on my dividend. Let's make some charitable assumptions here: 1) The dividend yield is 4% payable once a year 2) You can get 2% annual interest on cash balances 3) Your holding is large, say the 100K minimum for a direct holding with Vanguard. Do the maths. The an...
by GeoffF100
January 2nd, 2019, 6:19 pm
Forum: Brokers and Share Dealing
Topic: Vanguardinvestor
Replies: 18
Views: 2186

Re: Vanguardinvestor

I have just had my first dividend payment, or rather not had it. Vanguard has just told me that it can take up to 10 days to credit a dividend to individual accounts. As I have said previously, I do not pay Vanguard's 0.15% platform fee (and there are no transaction fees). Nonetheless, I could lose ...
by GeoffF100
December 26th, 2018, 6:03 pm
Forum: How Do I Invest
Topic: FCS Deposit Guarantee
Replies: 8
Views: 1296

Re: FCS Deposit Guarantee

I do not know of any case where anybody has not eventually been compensated in full, but there is always a first time. If you stick to big online brokers, you should be OK, but I would go for the financially soundest ones. Pacific Continental Securities and Strand Capital Limited. https://www.lemon...
by GeoffF100
December 26th, 2018, 1:34 pm
Forum: How Do I Invest
Topic: FCS Deposit Guarantee
Replies: 8
Views: 1296

Re: FCS Deposit Guarantee

DEPOSITS of up £85K are protected in full. For investments, you are indemnified for a LOSS up to £50K. If there was a 10% loss due to fraud on a £500K investment, you would be covered. I do not know of any case where anybody has not eventually been compensated in full, but there is always a first ti...

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