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by tjh290633
June 26th, 2019, 10:08 am
Forum: Cars, Driving, Motorbikes or any Transport
Topic: The sound of electric.....
Replies: 12
Views: 208

Re: The sound of electric.....

Audible warning of approach, required but seldom used by cyclists. Used to be a bell, but can be the human voice. Reversing lorries do it these days, of course.

TJH
by tjh290633
June 26th, 2019, 9:57 am
Forum: Macro and Global Topics
Topic: The value of money, interest rates, inflation and yields
Replies: 22
Views: 188

Re: The value of money, interest rates, inflation and yields

We have this strange situation where banks are unwilling to pay much in the way of interest on savings accounts, yet are prepared to pay interest and offer benefits on modest amounts in a current account, up to £5,000 in my case, and to waive all charges if a minimum balance is maintained. I can re...
by tjh290633
June 26th, 2019, 9:51 am
Forum: Macro and Global Topics
Topic: Musk endeavours
Replies: 2579
Views: 78559

Re: Musk endeavours

You do realise that the Clean Air Act prompted the move from coal to natural gas for domestic heating. The recent urban pollution problems may be better addressed by a switch from diesel to CNG for urban transport. At least two bus companies have given up hybrid diesel in favour of CNG on cost groun...
by tjh290633
June 26th, 2019, 9:32 am
Forum: Macro and Global Topics
Topic: The value of money, interest rates, inflation and yields
Replies: 22
Views: 188

Re: The value of money, interest rates, inflation and yields

We have this strange situation where banks are unwilling to pay much in the way of interest on savings accounts, yet are prepared to pay interest and offer benefits on modest amounts in a current account, up to £5,000 in my case, and to waive all charges if a minimum balance is maintained. I can rec...
by tjh290633
June 26th, 2019, 8:57 am
Forum: Lemon Socials
Topic: London Social (Poll)
Replies: 9
Views: 404

Re: London Social (Poll)

I am tempted to come via St Pancras. Just spotted the spill chucker intervention in time.

TJH
by tjh290633
June 26th, 2019, 8:51 am
Forum: High Yield Portfolios (HYP) - Practical
Topic: Vodafone topped up
Replies: 12
Views: 622

Re: Vodafone topped up

I don't understand the logic. Surely as announced in March 2019, they have cut the annual dividend from 15.07 to 9 and so are no longer eligible for top-up? That would rule them out for selection as a new share. Topping up criteria are up to the individual. If they still rank high and are in recove...
by tjh290633
June 25th, 2019, 5:57 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: Vodafone topped up
Replies: 12
Views: 622

Re: Vodafone topped up

Vodafone have already announced they are cutting the dividend, and we are past the ex-divi date. Do you actually wait until a reduced dividend has been paid before they drop off your list? Or is Vodafone still eligible for a top-up even at the reduced yield? Thanks, StepOne They were still eligible...
by tjh290633
June 25th, 2019, 12:34 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: Vodafone topped up
Replies: 12
Views: 622

Vodafone topped up

As I had the cash and VOD are the highest eleigible share in my top-up list, I added almost 20% to my holding at 124p just now. This brought VOD up to 93% of the median holding value. As a result my top-up table now looks like this: Top-up Income Cost Rank EPIC Rank EPIC % Income Rank Epic % Cost 1 ...
by tjh290633
June 24th, 2019, 6:34 pm
Forum: Beerpig's Snug
Topic: Wrong pronunciation
Replies: 36
Views: 884

Re: Wrong pronunciation

I'm not sure phonetics are the main problem with Anglesey. It's more about raw complexity when the slow train stops at Llanfairpwllgwyngyllgogerychwyrndrobwllllantysiliogogogoch. When we used to go to the pantomime in Cardiff, many years ago, they had a song about it. It has never been a problem re...
by tjh290633
June 23rd, 2019, 9:28 am
Forum: Beerpig's Snug
Topic: Sharesoc hates us
Replies: 18
Views: 599

Re: Sharesoc hates us

Sorry, Dod, it was a rhetorical question, like why do bears go in the woods?

TJH
by tjh290633
June 22nd, 2019, 9:39 pm
Forum: Beerpig's Snug
Topic: Eee me Uncle Harry got a freebie
Replies: 14
Views: 484

Re: Eee me Uncle Harry got a freebie

North Riding, 'appen.

TJH
by tjh290633
June 22nd, 2019, 9:36 pm
Forum: Beerpig's Snug
Topic: Sharesoc hates us
Replies: 18
Views: 599

Re: Sharesoc hates us

Why do Scottish companies have their AGMs in Scotland? Like Alliance Trust in Dundee, for example.

I have the honour to be, Sir, your obedient servant,

TJH
by tjh290633
June 22nd, 2019, 9:26 pm
Forum: Beerpig's Snug
Topic: For the first time ever!
Replies: 21
Views: 1003

Re: For the first time ever!

It turned out that the old Severn Bridge was closed, as was the M49 cut off to Avonmouth. Travel via Newport by A449 and M4 was therefore unavoidable. 45 minutes going to Monmouth, 105 minutes coming back, at a snails pace on the motorway. In fact my fuel was getting too low to get me home, so I fil...
by tjh290633
June 21st, 2019, 2:52 pm
Forum: High Yield Shares & Strategies - general
Topic: HYP Buying For End of Oct
Replies: 22
Views: 1678

Re: HYP Buying For End of Oct

I still hold to the maxim- The time to buy is now. Using the available tool for top-up priority, based on my method, there is always a share or two which is top of the rankings. What we do not know is the direction that the market will take, in response to events which may or not happen but, at this...
by tjh290633
June 20th, 2019, 7:30 pm
Forum: Beerpig's Snug
Topic: For the first time ever!
Replies: 21
Views: 1003

Re: For the first time ever!

Also we shall go up the Wye Valley, as our destination is east of the Wye and we avoid the traffic at the A4136 junction. TJH The southern bit of the Wye Valley A466 from St Arvans to Tintern is currently closed for several weeks, if that's the route you mean. https://www.monmouthshire.gov.uk/2019/...
by tjh290633
June 19th, 2019, 6:18 pm
Forum: High Yield Shares & Strategies - general
Topic: HYP with limited monthly contribution
Replies: 32
Views: 1453

Re: HYP with limited monthly contribution

The way my mortgage 10% repayment cap works is that I get a letter at the start of the year showing the outstanding balance. I am then able to pay back 10% of the outstanding balance each year. So, each year the 10% amount reduces. This year I have already payed off a large chunk of the 10% outstan...
by tjh290633
June 19th, 2019, 6:10 pm
Forum: Building and DIY
Topic: fibreglass balcony problem
Replies: 14
Views: 618

Re: fibreglass balcony problem

They attached chipboards on joists and then put fibreglass sheets over the board soaked with clear liquid resin. Not sure about the type of chipboard, but they were new. There are some vertical timber posts (used to hold glass panels), so they applied the resin around them creating sort of pyramid ...
by tjh290633
June 19th, 2019, 4:01 pm
Forum: Computers, TVs & Phones
Topic: Upgrading an old bloke from XP
Replies: 32
Views: 754

Re: Upgrading an old bloke from XP

I had problems when my previous computer bit the dust. The replacement (second hand) was a 64 bit model, and a lot of my old software would not run on it. Libre Office came to the rescue and Windows 10 provided features that I needed.

TJH
by tjh290633
June 19th, 2019, 3:48 pm
Forum: Building and DIY
Topic: fibreglass balcony problem
Replies: 14
Views: 618

Re: fibreglass balcony problem

This sounds a bit odd. How was the glass fibre applied? Was it hand layup GRP, or was it prefabricated? If it is on top of boards, to get a slope you are going to have to start with the boards, I would have thought, or have a drain point. As the Irishman said, if it were me, I wouldn't be starting f...
by tjh290633
June 19th, 2019, 3:34 pm
Forum: Beerpig's Snug
Topic: The Lemonfool my pic of the day thread
Replies: 673
Views: 43061

Re: The Lemonfool my pic of the day thread

Oi'm surprised it made the Cut.

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