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by tjh290633
June 16th, 2019, 3:17 pm
Forum: Legal Issues (Practical)
Topic: An asset summary
Replies: 10
Views: 522

Re: An asset summary

Have you not put your wishes for your funeral arrangements in your will?

That was one of the first things that our solicitor said should be included. Putting a list of your accounts and contact details with your will is also a good idea.

TJH
by tjh290633
June 16th, 2019, 3:06 pm
Forum: Polite Discussions
Topic: Tory leadership candidates discover money tree
Replies: 138
Views: 2094

Re: Tory leadership candidates discover money tree

What always strikes me as odd, is that 70 odd years ago we got a very good education. We had no fancy gadgets, chalk and the blackboard were the means of communication. Text books were few and far between, mostly handed down from previous pupils. There were no classroom assistants, although there wa...
by tjh290633
June 16th, 2019, 2:35 pm
Forum: Polite Discussions
Topic: This will not help the Conservative vote - TV licences
Replies: 124
Views: 1978

Re: This will not help the Conservative vote - TV licences

You are still not reading the document correctly. The calculation set out is that for remunerating the bus operator for all journeys made using a concessionary pass. They do not remunerate the operator for only some of the journeys made. They remunerate the operator for all concessionary pass journe...
by tjh290633
June 16th, 2019, 10:17 am
Forum: High Yield Shares & Strategies - general
Topic: HYP with limited monthly contribution
Replies: 12
Views: 281

Re: HYP with limited monthly contribution

So you are 40 and starting out afresh by putting away £250 per month. Nothing wrong with that, and the sensible route would be to do it in a share ISA. At this stage your best route might be to pickup an ISA manager with percentage fees, hopefully capped at a sensible level. If your dealing charges ...
by tjh290633
June 16th, 2019, 9:54 am
Forum: Polite Discussions
Topic: This will not help the Conservative vote - TV licences
Replies: 124
Views: 1978

Re: This will not help the Conservative vote - TV licences

I read it in the same way as AF62. Was it this document you read? How long ago were you involved in this? This document was published very recently. If you believe the document supports your recollection can you point to the relevant section? Yes, I did read the document. The point is that you are ...
by tjh290633
June 15th, 2019, 11:16 pm
Forum: Polite Discussions
Topic: This will not help the Conservative vote - TV licences
Replies: 124
Views: 1978

Re: This will not help the Conservative vote - TV licences

What it does not do is calculate how many of the journeys are remunerated. All of them are remunerated. From my relatively rare use, I have concluded that at least two systems are in operation. If there's a smartcard system like Oyster in London, you are expected to present your card to make the ma...
by tjh290633
June 15th, 2019, 2:28 pm
Forum: High Yield Shares & Strategies - general
Topic: Darka's Income Portfolio and AZN
Replies: 33
Views: 1743

Re: Darka's Income Portfolio and AZN

(*) Ironically one share that surprised me is the same AZN mentioned in this thread title. With the hand-wringing and negativity re AZN on the HPY practical board at the moment I was quite surprised when I looked at the price and my costs last week to see that AZN is well over a two-bagger for me, ...
by tjh290633
June 15th, 2019, 2:18 pm
Forum: Polite Discussions
Topic: This will not help the Conservative vote - TV licences
Replies: 124
Views: 1978

Re: This will not help the Conservative vote - TV licences

So you are denying what you see from your own eyes from reading the document I linked to on the gov.uk website which sets out how the remuneration is calculated? If you hold your belief to be true above the factual evidence I am not sure there is anything to be said to convince you. I have read the...
by tjh290633
June 14th, 2019, 10:25 am
Forum: Macro and Global Topics
Topic: Peak Coal in China: the tipping point is reached.
Replies: 24
Views: 413

Re: Peak Coal in China: the tipping point is reached.

I did a study in the 1980s about alternative fuels for glass making, it being predicted at that time that oil and gas would run out in a few decades, as we were then at "Peak oil". Sounds familiar?. Two scenarios, using coal gasification with modern gasifiers and using wood from a renewabl...
by tjh290633
June 14th, 2019, 9:59 am
Forum: Polite Discussions
Topic: This will not help the Conservative vote - TV licences
Replies: 124
Views: 1978

Re: This will not help the Conservative vote - TV licences

And by the way with regard to the bus pass discussion, bus passes do not cost the government what people think. The bus company doesn't simply receive a the fare when someone uses a pass - that would be state aid and could be illegal. There is a calculation where the bus company only gets paid if t...
by tjh290633
June 13th, 2019, 10:22 pm
Forum: Polite Discussions
Topic: This will not help the Conservative vote - TV licences
Replies: 124
Views: 1978

Re: This will not help the Conservative vote - TV licences

I would be interested in survey data on the number of hours BBC programmes were actually watched, because in our household it amounts to less than 1 hour/week on average, and looking at my children and their friends, I suspect most young people watch no BBC at all. It has been years since I listene...
by tjh290633
June 13th, 2019, 6:16 pm
Forum: Polite Discussions
Topic: This will not help the Conservative vote - TV licences
Replies: 124
Views: 1978

Re: This will not help the Conservative vote - TV licences

XFool wrote:So, outside the citadel of "the Global Elite", Twirlies still roam? ;)

They certainly do. I had to pay £4.90 for a short ride a few weeks back on a bus before 09:30.

TJH
by tjh290633
June 13th, 2019, 5:56 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: Smith (DS) Finals.
Replies: 10
Views: 672

Re: Smith (DS) Finals.

Funny how the price fell about 3% initially before the decent rise. DS Smith is one of my star performers, having originally bought in 2007 at 210p. Added a few more in 2008 at 81p, then trimmed back at 189p in 2010. Sold the rights in 2012 and trimmed again in 2015 at 408p. Sold the last lot of rig...
by tjh290633
June 12th, 2019, 10:57 pm
Forum: Polite Discussions
Topic: Tory leadership candidates discover money tree
Replies: 138
Views: 2094

Re: Tory leadership candidates discover money tree

No it was you who said that if spending was over 33.3% then it could be cut. Ursaminortaur point out it was currently 38.5%, which is obviously 5% more. I pointed that out and you said you could do it..." without too much trouble ". Just being pedantic, but 38.5% is approximately 15% more...
by tjh290633
June 12th, 2019, 10:54 pm
Forum: The Natural World
Topic: Blackbirds
Replies: 7
Views: 430

Re: Blackbirds

Itsallaguess wrote:I'd agree that there seems to be some sort of resurgence in both numbers and vocal lucidity in recent times, and long may that continue.

You remind me of the old story about being woken in the morning in Barnsley, by the sound of the pigeons coughing on the windowsill.

TJH
by tjh290633
June 12th, 2019, 10:51 pm
Forum: Macro and Global Topics
Topic: Musk endeavours
Replies: 2523
Views: 76629

Re: Musk endeavours

It's possible, but most the electric busses I've seen have had enough charge to get through the day, although BYD have recently had to install a few wirelss charging points because their busses weren't delivering stated range, but early days etc. I was on one of the London BYD single deckers recent...
by tjh290633
June 12th, 2019, 10:32 pm
Forum: Beerpig's Snug
Topic: Tory Leadership
Replies: 32
Views: 816

Re: Tory Leadership

Abbott and Costello, or Boris plus one.
by tjh290633
June 12th, 2019, 10:28 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: Marks and Spencer Finals
Replies: 88
Views: 4712

Re: Marks and Spencer Finals

Or as a formula, Nnew = Nold + C / ((V-C)/Nold), which simplifies to Nnew = Nold * V/(V-C), where Nold and Nnew are the old and new numbers of units, V is the current value of the portfolio including the added cash, and C is the added cash. Gengulphus I modified that just to use (C-W)/((V-C+W)/Nold...
by tjh290633
June 12th, 2019, 4:28 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: RDSB Q1 sterling dividend
Replies: 10
Views: 801

Re: RDSB Q1 sterling dividend

The last thing I want is a few hundred alerts each day, about things I do not want to know. I should have noted the date from the RNS announcing the dividend, but failed to do so on this occasion. Even so, I would have looked in the morning, not at least 20 minutes after the close of play. The time ...
by tjh290633
June 12th, 2019, 3:59 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: RDSB Q1 sterling dividend
Replies: 10
Views: 801

Re: RDSB Q1 sterling dividend

The problem for we bears of little brain is that the RNS came out late afternoon, close to or after the close of business. As I recall, it did not show up on the lists of posts on ADVFN's boards, so it needed someone sharp eyed or alert to spot it and post the information. When I looked on Investega...

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