Search found 1267 matches

by mc2fool
June 14th, 2019, 8:24 pm
Forum: Passive Investing
Topic: Vanguard All-World High Dividend
Replies: 15
Views: 582

Re: Vanguard All-World High Dividend

According to the Vanguard site total return on a NAV basis is 29% for VWRL and 12% for VHYL Whereas the LSE site says VWRL is up 61% and VHYL up 32% both over 5years Not sure why the two performance figures are different... Vanguard's figures are for the NAV value in USD. The LSE's figures are for ...
by mc2fool
June 10th, 2019, 8:43 am
Forum: Investment Trusts and Unit Trusts
Topic: JP Morgan Elect Plc. Income or Growth? Poll.
Replies: 7
Views: 837

Re: JP Morgan Elect Plc. Income or Growth? Poll.

Well neither is the option I'm choosing 'cos you haven't explained the circumstances of the purchaser, nor the purpose of the purchase (you might start with TR or income), nor why the choice is between these, despite the similarity in names, totally different vehicles; a global (well, half non-UK) ...
by mc2fool
June 9th, 2019, 3:19 pm
Forum: Investment Trusts and Unit Trusts
Topic: Funds designed to fail
Replies: 5
Views: 908

Re: Funds designed to fail

Neil Woodford's fund would have been OK if it had been structured as an investment trust i.e. a closed fund. How many open ended investment companies (OEICs) are there that are stuffed with illiquid assets? All of the bricks-and-mortar "direct" property funds for a start. Note the large a...
by mc2fool
June 9th, 2019, 11:43 am
Forum: How Do I Invest
Topic: Do I want a Hedged Version of a Fund or not?
Replies: 9
Views: 551

Re: Do I want a Hedged Version of a Fund or not?

I am now pretty sure that I don't want a hedged fund although I am still not sure that I understand exactly what it does & doesn't do. Yes you do, at least in theory and, as you say, excluding all fees & other complications. Your $2.80 to $1.27 is essentially correct, except that's the theo...
by mc2fool
June 9th, 2019, 10:55 am
Forum: Computers, TVs & Phones
Topic: Help with a locking up PC
Replies: 7
Views: 482

Re: Help with a locking up PC

A simple thing that's worth doing when you get these sorts of problems is to run a check for disk errors.
by mc2fool
June 7th, 2019, 9:06 am
Forum: Investment Trusts and Unit Trusts
Topic: JP Morgan Elect Plc. Income or Growth? Poll.
Replies: 7
Views: 837

Re: JP Morgan Elect Plc. Income or Growth? Poll.

Ignoring your own circumstances, looking forward at macro level for the next 5 years, assuming everything else is equal, with £20k which you must invest now, which would you opt for? (50/50 is not an option!, nor is 'neither'.) Well neither is the option I'm choosing 'cos you haven't explained the ...
by mc2fool
May 31st, 2019, 1:15 pm
Forum: Computers, TVs & Phones
Topic: 'Dodgy' IP addresses.
Replies: 27
Views: 1359

Re: 'Dodgy' IP addresses.

If you have trouble logging in to any websites check the full URL to see if there are any error codes, in this case ErrorPage=EP83 Not really any website methinks, as a quick google for ErrorPage=EP83 shows that it's only NatWest & chums (RBS, Ulsterbank) that have that, and I can't say their a...
by mc2fool
May 28th, 2019, 12:06 pm
Forum: Brokers and Share Dealing
Topic: Best Broker to transfer to
Replies: 22
Views: 1494

Re: Best Broker to transfer to

iiSucks wrote:Strongly recommend X-O or iweb.

They dont change their interface/website design, and charge a flat £5.95 / £5 respectively trade fee...

IWeb changed their website design in early 2017.
by mc2fool
May 28th, 2019, 12:00 pm
Forum: Brokers and Share Dealing
Topic: Interactive Investor
Replies: 103
Views: 8044

Re: Interactive Investor

mc2fool Thanks for checking. so it appears some peoples documents were "recompilled" correctly, others were not... Do your 2015 "Contract notes" have the old ii branding, or the new one? Neither, they have TD logos etc. On a random sampling all of the contract notes appear ident...
by mc2fool
May 28th, 2019, 11:46 am
Forum: Brokers and Share Dealing
Topic: Interactive Investor
Replies: 103
Views: 8044

Re: Interactive Investor

When I check My documents PDF section in the top right, I can see "Statements", "Contract Notes", "Migrated Documents" in a drop down selection list. Going into "Migrated Documents", is where I could see all my contract notes where lost, and the ones they man...
by mc2fool
May 23rd, 2019, 3:01 pm
Forum: Computers, TVs & Phones
Topic: Experiences with Microsoft File History (Backup) on Windows 10
Replies: 4
Views: 1365

Re: Experiences with Microsoft File History (Backup) on Windows 10

Well, I have File History backups turned on on both my W10Pro Desktop and W10Home Laptop and, like you, do so not as my main backups but on a why not, can't have too many backups, basis. Both use a Samba served flash drive stuck in the USB port of my router. The Desktop is wired to the router, while...
by mc2fool
May 23rd, 2019, 12:22 pm
Forum: High Yield Shares & Strategies - general
Topic: iShares Quality Dividend ETFs & What Are The GBP Based Equivalents?
Replies: 12
Views: 565

Re: iShares Quality Dividend ETFs & What Are The GBP Based Equivalents?

These are both costs within the ETF and ones you will incur no matter where you buy or hold it. Vanguard themselves (unless I'm missing it) seem to only reveal the 0.29% OCF, which is a little surprising as I thought everyone was required to reveal all costs nowadays, but obviously not. The only me...
by mc2fool
May 23rd, 2019, 11:26 am
Forum: High Yield Shares & Strategies - general
Topic: iShares Quality Dividend ETFs & What Are The GBP Based Equivalents?
Replies: 12
Views: 565

Re: iShares Quality Dividend ETFs & What Are The GBP Based Equivalents?

VHYL is available on Interactive Investor at a cost of 0.42% (0.10 for II and 0.32 for Vanguard) so it is quite a bit higher than Vanguard direct at 0.29%. II will also charge £6 per trade which Vanguard do not charge. I am confused by that. Since VHYL is an ETF it should cost the same for all inve...
by mc2fool
May 22nd, 2019, 12:00 am
Forum: Science
Topic: Will we become an 'artificial' species?
Replies: 27
Views: 445

Re: Will we become an 'artificial' species?

mc2fool wrote Agreed to a lot of that, except that it isn't exponential, and the sparseness of population groups and the difficulty of travel until recently makes it entirely possible that Leif Erikson's genes have never crossed with any Patagonian's, and even if they had those lines could have die...
by mc2fool
May 21st, 2019, 11:38 pm
Forum: Science
Topic: Will we become an 'artificial' species?
Replies: 27
Views: 445

Re: Will we become an 'artificial' species?

Are you sure? I have little real knowledge here but, again, Neanderthals evolved in Europe and spread to Asia, not back to Africa. Possibly the climate and the Sahara prevented intermixing with sub-Saharan African Homo Sapiens or even the return of significant numbers of Homo Sapiens who had interb...
by mc2fool
May 21st, 2019, 8:21 pm
Forum: Science
Topic: Will we become an 'artificial' species?
Replies: 27
Views: 445

Re: Will we become an 'artificial' species?

The number of descendents is initially, on average exponential, for exactly the same reason the number of ancestors is. Ummm...no, it's not the same. :D Everyone has only (at least until a couple of years ago) exactly two parents, no more no less, and so their number of ancestors is at the very mos...
by mc2fool
May 21st, 2019, 2:27 pm
Forum: Science
Topic: Will we become an 'artificial' species?
Replies: 27
Views: 445

Re: Will we become an 'artificial' species?

The lack of Neanderthal DNA in sub-Saharan African groups indicates that the descendants of the Out-of-Africa groups didn't -- in the 40,000 years following the last possible interbreeding with Neanderthals -- spread back into sub-Saharan Africa and promulgate their acquired Neanderthal DNA there. ...
by mc2fool
May 21st, 2019, 2:16 pm
Forum: Science
Topic: Will we become an 'artificial' species?
Replies: 27
Views: 445

Re: Will we become an 'artificial' species?

The perhaps more surprising ('twas to me at least) and less obvious case of genetic isolation is Africa. The Neanderthal genome project found that the Out-of-Africa migrations interbred with Neanderthals, and then kept going, the upshot of which is that everybody of the rest of the world population...
by mc2fool
May 21st, 2019, 11:53 am
Forum: Science
Topic: Will we become an 'artificial' species?
Replies: 27
Views: 445

Re: Will we become an 'artificial' species?

It takes very little contact to intertwine the family tree between continents. Possibly as little as a single human. The exponential growth in the number of descendants per generation means that not only can a single traveller become, over time, the ancestor of the entire continental population but...
by mc2fool
May 21st, 2019, 1:06 am
Forum: Science
Topic: Will we become an 'artificial' species?
Replies: 27
Views: 445

Re: Will we become an 'artificial' species?

...everyone in the world shares a common ancestor at some point along a line of descent going back 3,400 years so we must all be descended from ancestors who consisted of the entire population of the world at some date before that... Yes, when the speciation event occurred that created the very fir...

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