Search found 28 matches

by vagrantbrain
October 29th, 2019, 7:11 pm
Forum: Macro and Global Topics
Topic: Musk endeavours
Replies: 3486
Views: 118398

Re: Musk endeavours

I'm a bit of a fan and was looking forward to getting a model 3 as my current bmw goes back at christmas - that was till I got some insurance quotes... 40.y.o full NCB driving a 320d = £290, model 3 = £850 (and that was a special scheme from LV, the next was nearly £2) so any savings on fuel nicely ...
by vagrantbrain
October 1st, 2019, 11:34 pm
Forum: Growth Strategies
Topic: Growth Focussed Investment Trusts & Funds
Replies: 25
Views: 2331

Re: Growth Focussed Investment Trusts & Funds

I'm surprised to see EAT ( European Assets Trust) feature here? From their website: " The Trust seeks to generate attractive long-term capital growth through investment in quoted small and medium-sized companies in Europe, excluding the UK. As well as capital growth the company aims to offer a...
by vagrantbrain
September 29th, 2019, 9:21 pm
Forum: Growth Strategies
Topic: Growth Focussed Investment Trusts & Funds
Replies: 25
Views: 2331

Re: Growth Focussed Investment Trusts & Funds

If you want to go all-in then maybe consider some pure growth plays: biotech (BIOG, IBT), tech (ATT, PCT), small caps (JUSC, EAT) or frontier markets (BRFI)

The volatility might test your nerve but the rewards may be worth it over the very long term
by vagrantbrain
August 13th, 2019, 6:31 pm
Forum: Beerpig's Snug
Topic: Large scale UK power cuts
Replies: 193
Views: 7341

Re: Large scale UK power cuts

I suspect the power cuts were partly the EU's fault. But before I get onto that, In the good old days rail signals were mechanical, no electric needed, and diesels and steam don't need electric either. So this problem is self-inflicted. But back to the EU. As has been said, the CEGB ran with plenty...
by vagrantbrain
August 10th, 2019, 11:41 am
Forum: Beerpig's Snug
Topic: Large scale UK power cuts
Replies: 193
Views: 7341

Re: Large scale UK power cuts

If we want to have the country carbon-free and totally powered by renewable sources (which we have no control over) then people need to learn to live with disruptions like this. When there's a drop in supply combined with an increase in demand we can't make the sun shine more or the wind faster so o...
by vagrantbrain
June 17th, 2019, 5:54 pm
Forum: Passive Investing
Topic: Investing in sustainable tracker funds
Replies: 6
Views: 5228

Re: Investing in sustainable tracker funds

ishares offer a range of "sustainable" investments - depending on your definition of sustainable they might be suitable:

https://www.ishares.com/uk/individual/e ... &fst=50586
by vagrantbrain
June 12th, 2019, 9:38 pm
Forum: Macro and Global Topics
Topic: Beyond Meat
Replies: 27
Views: 3494

Re: Beyond Meat

I read about this a few weeks back and mentioned it to the girlfriend who is a vegetarian, she wasn't interested. I thought it strange but she explained that she was put off eating Quorn because of the texture - reminded her of eating meat even though she actually wasn't - and so couldn't see hersel...
by vagrantbrain
June 10th, 2019, 12:31 am
Forum: Passive Investing
Topic: What happens to ETF if Vanguard/Blackrock Go Bust?
Replies: 9
Views: 5649

Re: What happens to ETF if Vanguard/Blackrock Go Bust?

Blackrock/Vanguard don't own the assets within the ETF, they manage the ETF while the actual assets are owned by a third party custodian. In the event they went into bankruptcy then the ETF would either be bought over by another provider, or if no-one wanted it then it would be liquidated and the pr...
by vagrantbrain
August 7th, 2018, 2:32 pm
Forum: Legal Issues (Practical)
Topic: Holidays and disciplinaries
Replies: 6
Views: 758

Re: Holidays and disciplinaries

Thanks for all the replies - i've passed those on to my GF. Just to confirm, it was the owner of the business who issued the verbal warning so someone who should know better.

Shame really as she loved the job and was doing very well but I think she's realised its time to move on.
by vagrantbrain
August 6th, 2018, 11:38 pm
Forum: Legal Issues (Practical)
Topic: Holidays and disciplinaries
Replies: 6
Views: 758

Holidays and disciplinaries

Hi all, A few months ago my GF started a job working for an advertising company selling adverts - she's just come back from holiday to find she's been given a verbal warning for not hitting her targets for the month. Turns out the company policy is that you must hit the target of £x every single mon...
by vagrantbrain
March 20th, 2018, 11:32 pm
Forum: High Yield Shares & Strategies - general
Topic: Maybe a HYP isn't for me?
Replies: 56
Views: 3911

Re: Maybe a HYP isn't for me?

I'm not far behind the OP - late 30s, mid 5-figure assets - and for a couple of years I based my investments round a HYP of the usual suspects supplemented by some european and US companies. The returns were perfectly acceptable but it just didn't sit right with me. I found having my investments in ...
by vagrantbrain
February 28th, 2018, 7:45 pm
Forum: Brokers and Share Dealing
Topic: Switching to a new broker...
Replies: 13
Views: 1241

Re: Switching to a new broker...

I transferred my ISA from Barclays to HSBC late last year following their change to smart investor - all mainstream ITs and ETFs and it took 10 weeks, although this was in the middle of the mass exodus
by vagrantbrain
January 15th, 2018, 8:26 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: Carillion post-mortem
Replies: 380
Views: 22129

Re: Carillion post-mortem

"As I think I said before, I am certain there will be at least an element of 'It'll be alright on the night' about tendering especially when your bonus is at stake. I truly think that the average quality of management (and that means the individuals) is not very high in many contractors and so...
by vagrantbrain
January 14th, 2018, 6:05 pm
Forum: Brokers and Share Dealing
Topic: Barclays ISA transfers
Replies: 4
Views: 533

Re: Barclays ISA transfers

Started the process at the end of August and finished the transfer in early December, so about 14 weeks in my case.
by vagrantbrain
December 14th, 2017, 10:02 pm
Forum: Brokers and Share Dealing
Topic: Barclays Smart Investor
Replies: 370
Views: 31921

Re: Barclays Smart Investor

The thing is, I never had an issue previously remembering, so would question if indeed it is or not myself forgetting. Anyone else having the same issue? Thanks I reached 6 PINs before my transfer out was completed. Had a recurring random issue where i'd be in the middle of doing something after lo...
by vagrantbrain
October 22nd, 2017, 2:37 pm
Forum: Passive Investing
Topic: When the robots steal your job
Replies: 5
Views: 1639

Re: When the robots steal your job

Working in industrial EC&I i'm interested in this, however where is Siemens?? Strange for an etf focussed on automation to not contain the worlds leading manufacturer of PLCs.
by vagrantbrain
September 7th, 2017, 9:11 pm
Forum: Does anyone know?
Topic: DAK - About home automation?
Replies: 36
Views: 3490

Re: DAK - About home automation?

A simple way would be to use something like the d-link smart plug to control the immersion heater through a contactor rather than try and pull the load through the socket. Basically the smart plug would switch on/off the supply to the contactor (aka relay) which would then switch on/off the supply t...
by vagrantbrain
September 7th, 2017, 4:37 pm
Forum: Bank Accounts Savings & ISAs
Topic: HSBC and the taxman
Replies: 3
Views: 827

HSBC and the taxman

Has anybody else received a self-certification form from HSBC re. common reporting standards?

I'm surprised they really need me to write my name, address, and DOB on a piece of paper and physically take it to a branch given they already have that information.
by vagrantbrain
September 6th, 2017, 8:24 pm
Forum: Brokers and Share Dealing
Topic: Barclays Smart Investor
Replies: 370
Views: 31921

Re: Barclays Smart Investor

After waiting a week to get a membership number and passcode i'm now logged in and can see my holdings! Unfortunately that's all I can do: - can't pay cash in (get logged out every time with a technical problem) - can't buy or sell (get logged out every time with a technical problem) - can't top up ...
by vagrantbrain
August 28th, 2017, 8:21 pm
Forum: Brokers and Share Dealing
Topic: Barclays
Replies: 294
Views: 29146

Re: Barclays

After wasting several hours on the phone today i've finally made some progress. Unfortunately I now need to wait till the end of the week before I can get access as they need to manually set up an account for me and post out separate membership numbers and passcodes for both online and telephone acc...

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