Search found 105 matches

by MaraMan
November 12th, 2018, 4:30 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: HYP Today
Replies: 18
Views: 360

Re: HYP Today

I think I said that L&G and Direct Line aren't comparable (or at least meant to say), so we agree! I also think that normally they aren't a bad company to invest in, but the fall out from the super-complaint may hit them hard so I wouldn't buy at the moment. I won't use them again though after c...
by MaraMan
November 12th, 2018, 3:27 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: HYP Today
Replies: 18
Views: 360

Re: HYP Today

I could come up with a reason not to buy the shares of any company without too much difficulty. I take the Aldi and Lidl point, but I think big brands will retain their global profile for a very long time.
by MaraMan
November 12th, 2018, 3:02 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: HYP Today
Replies: 18
Views: 360

Re: HYP Today

I mentioned Direct Line as they rely to much greater degree on Home and Motor insurance than L&G. I think the same applies to all insurers in that market. The FCA has, rightly so, got them in its sights over pricing etc. https://www.ft.com/content/09619e3e-c306-11e8-8d55-54197280d3f7 and https:/...
by MaraMan
November 12th, 2018, 2:46 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: HYP Today
Replies: 18
Views: 360

Re: HYP Today

I would probably go for Unilever or Legal & General, or NG, or maybe HSBC :lol: But if I had to pick just one it would be Unilever. I know that there are several tobacconistas on these boards, but I think the writing has been on the wall for these for some time, and when I have said so it doesn'...
by MaraMan
November 12th, 2018, 10:28 am
Forum: Passive Investing
Topic: World Equity Index tracking funds
Replies: 40
Views: 2979

Re: World Equity Index tracking funds

I share your concern and maybe I should have chosen IWDG, in this environment one could make a case for the pound rising, falling or remaining where it is. Who knows? Trackers are for those of us who don't believe they know better than the market, same goes for those who seek to hedge currency movem...
by MaraMan
November 11th, 2018, 2:57 pm
Forum: Passive Investing
Topic: World Equity Index tracking funds
Replies: 40
Views: 2979

Re: World Equity Index tracking funds

I don't know about better but if you want to avoid funds and prefer ETFs (i.e. HL customers) then SWDA may fit the bill. I have recently put a chunk of my ISA in this as I am not confident I can pick a better place for this money at the moment. http://www.morningstar.co.uk/uk/etf/snapshot/snapshot.a...
by MaraMan
November 11th, 2018, 1:46 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: VOD to hold dividend...
Replies: 41
Views: 1046

Re: VOD to hold dividend...

I too am concerned about what seems to be an inevitable dividend cut and have as a result decided to sell my holding. I know this is very un-dorisike but I am not happy with the way the company has been run and am not interested on a gamble on the new management. My feeling is that it will be a very...
by MaraMan
November 11th, 2018, 1:39 pm
Forum: Investment Trusts and Unit Trusts
Topic: Lindsell Train Global Equity Vs Fundsmith Equity
Replies: 4
Views: 607

Re: Lindsell Train Global Equity Vs Fundsmith Equity

I agree and have recently added LTGE to my longstanding and fairly significant holding in Fundsmith Equity. As you say the top holdings don't overlap despite some similarity in strategy. I like the way both of them are run, however I remain sceptical about Fundsmith building a large holding in Faceb...
by MaraMan
November 10th, 2018, 12:08 pm
Forum: History
Topic: Ancestry Access
Replies: 7
Views: 1134

Re: Ancestry Access

I have a subscription to Ancestry and would be happy to looking anything up for fellow fools.

MM
by MaraMan
November 9th, 2018, 4:34 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: SSE PLC - Statement re CMA Provisional Findings
Replies: 30
Views: 1284

Re: SSE PLC - Statement re CMA Provisional Findings

I have held them for a while, not as long as Dod though, but decided to jump ship. The latest news was the final straw. I think I can find a better home for my money than SSE.

MM
by MaraMan
November 5th, 2018, 3:29 pm
Forum: Pensions - Practical Problems
Topic: Start Date of Pension
Replies: 2
Views: 199

Re: Start Date of Pension

Thanks Gryffon. I am not sure how they calculate it but you are right to point that out. I will take it at my birthday. Just have to decide whether to take the 25% tax free lump or not now. I have quite a bit invested in equities and was treating this DB pension as a bond proxy. If I take the Lump S...
by MaraMan
November 5th, 2018, 10:14 am
Forum: Pensions - Practical Problems
Topic: Start Date of Pension
Replies: 2
Views: 199

Start Date of Pension

I currently have a SIPP in drawdown on which I pay some income tax and have what appears to the correct tax code, although this only started in March this year. I have decided to take my defined benefit pensions early, on or around my 58th birthday next March. It was previously planned to start on m...
by MaraMan
November 3rd, 2018, 6:10 pm
Forum: Airport Lounge
Topic: Hong Kong and Japan
Replies: 23
Views: 542

Re: Hong Kong and Japan

Not much to add really, I have visited Japan on dozens of occasions for business and holiday. I would recommend a day or two in Hiroshima, its a nice city and of course the museum is a must see. I personally wouldn't bother with Nagoya or Osaka, but definitely spend a few days in Kyoto. The gardens ...
by MaraMan
October 23rd, 2018, 9:53 am
Forum: History
Topic: Tracing help.
Replies: 9
Views: 1203

Re: Tracing help.

I would recommend the forum http://www.rootschat.com
They have specific sub-forums for Ireland (specifically County Longford) and Scotland/military research and plenty of people offering expertise and free look ups on paid for family history databases such as http://www.ancestry.com etc

MM
by MaraMan
October 22nd, 2018, 5:04 pm
Forum: History
Topic: Tracing help.
Replies: 9
Views: 1203

Re: Tracing help.

I assume you have used Ancestry.com or something similar? If not I am happy to look up on Ancestry if you post (or DM me) the details you know. My great great Grandmother (born 1839) left County Cork in the mid 19th century (potato famine probably) and I have had some limited success in tracing her ...
by MaraMan
October 16th, 2018, 11:00 am
Forum: High Yield Portfolios (HYP) - Practical
Topic: BHP Billiton - Copper Update - Additional interest in SolGold
Replies: 1
Views: 175

Re: BHP Billiton - Copper Update - Additional interest in SolGold

I have just posted something on the metals and mining forum about this. I have held SOLG shares for nearly two years and been extremely pleased with them, although the road has been bumpy. Same goes for Asiamet, which I bought into at 2p (currently 10p). With the forecast problems in meeting global ...
by MaraMan
October 16th, 2018, 10:55 am
Forum: Mining & Metals
Topic: SolGold (SOLG) etc
Replies: 0
Views: 230

SolGold (SOLG) etc

Being a long term and very happy holder of a sizeable number of Solgold and Asiamet shares I am surprised that there is never any mention of these companies on here. Today it was announced that BHP had brough a stake in SOLG at a good premium https://uk.reuters.com/article/uk-solgold-equity-bhp-bill...
by MaraMan
October 7th, 2018, 5:07 pm
Forum: High Yield Shares & Strategies - general
Topic: Terry Smith - the problem with investing for dividends
Replies: 21
Views: 1779

Re: Terry Smith - the problem with investing for dividends

I decided that I would only have growth ITs, and a small number of shares, in my SIPP (which is in draw down), and Income ITs and shares (50/50) in my ISA. I know it doesn't prove very much but my emprirical evidence has shown a significantly greater increase in value in the growth SIPP than the inc...
by MaraMan
October 5th, 2018, 10:53 am
Forum: Does anyone know?
Topic: Car Hire Gatwick Airport
Replies: 4
Views: 349

Re: Car Hire Gatwick Airport

I also have no experience of Gatwick car rentals, but do live nearby. I would suggest looking into picking the car up in Crawley or Horsham. This would only entail a 5 mins train journey to Crawley, or 10 mins to Horsham. There are a few rental companies in each and they probably don't have the same...
by MaraMan
October 5th, 2018, 10:42 am
Forum: Music, Theatre, TV and Film
Topic: Kevin Spacey
Replies: 9
Views: 504

Re: Kevin Spacey

I agree with all the thoughts expressed, and would add House of Cards amongst his finest work. I saw him several times at The Old Vic when he was artistic director, including a memorable Richard III. He was and remains one of the outstanding actors of his generation. I had never done this before, or...

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