Search found 420 matches

by OhNoNotimAgain
June 10th, 2019, 12:55 pm
Forum: Passive Investing
Topic: What happens to ETF if Vanguard/Blackrock Go Bust?
Replies: 9
Views: 1330

Re: What happens to ETF if Vanguard/Blackrock Go Bust?

The risk really lies with the custodian banks that actually hold the securities. All fund managers do is decide what to buy and then keep the score and ensure they know who owns what, but they do not sit on assets other than when they are receive or disburse cash. In some cases, the fund manager wil...
by OhNoNotimAgain
June 8th, 2019, 5:02 pm
Forum: Investment Trusts and Unit Trusts
Topic: Woodford Equity Income Fund Suspends Trading
Replies: 112
Views: 6462

Re: Woodford Equity Income Fund Suspends Trading

I love the quote from Gerry Grimstone: "Never invest in a fund named after the manager" So should I regret my eight years investing in Fundsmith? Only up about 300%. :cry: If his fund price halved in the next week his investors couldn't complain too much. It would probably take something ...
by OhNoNotimAgain
June 8th, 2019, 9:55 am
Forum: Investment Trusts and Unit Trusts
Topic: Woodford Equity Income Fund Suspends Trading
Replies: 112
Views: 6462

Re: Woodford Equity Income Fund Suspends Trading

I love the quote from Gerry Grimstone:

"Never invest in a fund named after the manager"
by OhNoNotimAgain
June 7th, 2019, 9:11 am
Forum: Portfolio Management & Review
Topic: Why to 'Invest and forget'
Replies: 13
Views: 2093

Re: Why to 'Invest and forget'

I found this interesting, based on an academic paper on behavioural finance. From the respected Morningstar investment website. Snippets... ' Learning to Live With Investment Risk When stock markets get volatile, and asset prices fall, just learn to look the other way, says Morningstar's Ben Johnso...
by OhNoNotimAgain
June 6th, 2019, 3:11 pm
Forum: Investment Trusts and Unit Trusts
Topic: Woodford Equity Income Fund Suspends Trading
Replies: 112
Views: 6462

Re: Woodford Equity Income Fund Suspends Trading

So I do not think that the people in the BBC piece highlighted by AiY were looking for something for nothing and indeed Woodford was all the more dangerous for having apparently been successful in the past. They were in other words lulled into a false sense of security, and it would almost be bette...
by OhNoNotimAgain
June 6th, 2019, 9:55 am
Forum: Investment Trusts and Unit Trusts
Topic: Woodford Equity Income Fund Suspends Trading
Replies: 112
Views: 6462

Re: Woodford Equity Income Fund Suspends Trading

These were not silly people sucked into a fly by night investment. HL, Woodford and the regulator each ought to bear some responsibility. Dod Blaming everyone but the individual is the typical response to this situation. Everyone thought he was a genius. Indeed, anyone who questioned the man on the...
by OhNoNotimAgain
June 4th, 2019, 9:07 am
Forum: Investment Trusts and Unit Trusts
Topic: Woodford Equity Income Fund Suspends Trading
Replies: 112
Views: 6462

Re: Woodford Equity Income Fund Suspends Trading

So Woodford backed his conviction by buying a load of unquoted and therefore illiquid investments in his open ended OEIC Dod And the difference between Woodford and Smith is...? Just remind us, what proportion of Smith funds is invested in unquoted assets? [Woodford was c20%.] GS Woodford is the la...
by OhNoNotimAgain
June 4th, 2019, 8:18 am
Forum: Investment Trusts and Unit Trusts
Topic: Woodford Equity Income Fund Suspends Trading
Replies: 112
Views: 6462

Re: Woodford Equity Income Fund Suspends Trading

So Woodford backed his conviction by buying a load of unquoted and therefore illiquid investments in his open ended OEIC, so making the classic and elementary mistake of borrowing short and lending long, or at least the same thing in investment terms; providing liquidity to holders of his fund but ...
by OhNoNotimAgain
June 3rd, 2019, 6:12 pm
Forum: Investment Trusts and Unit Trusts
Topic: HL Fund & IT comparisons
Replies: 8
Views: 1562

Re: HL Fund & IT comparisons

Wanting to find out how various Vanguard trackers have performed against some of the more popular investment trusts I've found this on the HL website (pretty sure that other folk have used it or pointed us in the direction of it in the past - but there's no problem with a reminder once in a while) ...
by OhNoNotimAgain
June 3rd, 2019, 6:06 pm
Forum: How Do I Invest
Topic: Free Fundamentals Source
Replies: 9
Views: 692

Re: Free Fundamentals Source

Historic data is as much use as the proverbial chocolate teapot.
by OhNoNotimAgain
May 30th, 2019, 1:01 pm
Forum: Passive Investing
Topic: Risk and rewards of selecting active managers
Replies: 3
Views: 1915

Risk and rewards of selecting active managers

Consistent with prior research by S&P Dow Jones Indices,[1] we found that on a net-of-fees return basis, average managers did not outperform the benchmark over mid- to long-term horizons across all equity fund categories and many bond fund categories. https://www.indexologyblog.com/2019/05/29/r...
by OhNoNotimAgain
May 29th, 2019, 9:53 pm
Forum: High Yield Shares & Strategies - general
Topic: can we spot a cutter?
Replies: 17
Views: 799

Re: can we spot a cutter?

I may say that I have never heard of Evraz Anyone with a high dividend tracker may have lots of it. From https://www.blackrock.com/uk/intermediaries/literature/fact-sheet/iukd-ishares-uk-dividend-ucits-etf-fund-fact-sheet-en-gb.pdf TOP HOLDINGS(%) EVRAZ 3.33 STANDARD LIFE ABERDEEN PLC 3.30 VODAFONE...
by OhNoNotimAgain
May 23rd, 2019, 8:43 am
Forum: High Yield Shares & Strategies - general
Topic: Losing the faith - should I just sell and move to funds (Poor Performance / Renationalisation)
Replies: 152
Views: 6681

Re: Losing the faith - should I just sell and move to funds (Poor Performance / Renationalisation)

If anyone has any insights on "iShares Quality Dividend ETFs & What Are The GBP Based Equivalents" https://www.lemonfool.co.uk/viewtopic.php?f=31&t=17742 it would be great as it may help me decide on what to invest in but I am just at a complete loss of what to do at the moment an...
by OhNoNotimAgain
May 22nd, 2019, 12:00 pm
Forum: High Yield Shares & Strategies - general
Topic: Losing the faith - should I just sell and move to funds (Poor Performance / Renationalisation)
Replies: 152
Views: 6681

Re: Losing the faith - should I just sell and move to funds (Poor Performance / Renationalisation)

I have had a HYP for a good fifteen years or so. Looking at my overall performance over this period I am at a current yield of 5.5% and a current unrealised profit of 25% (and a realised profit of 15%). Comparing to my Pension funds and Fidelity Funds I have, my HYP is probably underperforming thes...
by OhNoNotimAgain
May 18th, 2019, 8:46 pm
Forum: High Yield Shares & Strategies - general
Topic: Losing the faith - should I just sell and move to funds (Poor Performance / Renationalisation)
Replies: 152
Views: 6681

Re: Losing the faith - should I just sell and move to funds (Poor Performance / Renationalisation)

Backache wrote:Firstly I would say don't be to dissapointed research has shown that the majority of fund managers do worse than the market a


I think there is a clue there.
by OhNoNotimAgain
May 18th, 2019, 8:42 pm
Forum: High Yield Shares & Strategies - general
Topic: Losing the faith - should I just sell and move to funds (Poor Performance / Renationalisation)
Replies: 152
Views: 6681

Re: Losing the faith - should I just sell and move to funds (Poor Performance / Renationalisation)

tjh290633 wrote: Equal weighting would be my choice.

TJH


There is simply no logic to investing the same amount of capital into Shell as into Thomas Cook. All you are doing is giving a portfolio a bias to small caps and a higher risk profile. You are investing in companies, not collecting stamps.
by OhNoNotimAgain
May 18th, 2019, 8:36 am
Forum: Passive Investing
Topic: Charges
Replies: 31
Views: 1305

Re: Charges

It is possible to invest in passive funds directly and therefore avoid the platform fee.
And not all passives charge a dilutuion fee of 0.5% to cover stamp duty but this cost is absorbed by the fund and is expressed in the OCF so some analysis is needed when comparing OCFs.
by OhNoNotimAgain
May 4th, 2019, 9:30 am
Forum: High Yield Shares & Strategies - general
Topic: HYP against benchmarks: 9 years on
Replies: 12
Views: 1026

Re: HYP against benchmarks: 9 years on

Data geeks might be interested in this site which has a wide variety of indices that can apparently be downloaded.

https://thefreedomindex.com/indexes/
by OhNoNotimAgain
May 1st, 2019, 2:28 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: PYAD HYP 2019_04 – Update 30 April 2019
Replies: 25
Views: 1751

Re: PYAD HYP 2019_04 – Update 30 April 2019

The older I get and the more I learn I realise there is more and more that I don't know.
by OhNoNotimAgain
April 30th, 2019, 10:49 am
Forum: High Yield Shares & Strategies - general
Topic: was "How many shares in a HYP"
Replies: 30
Views: 1112

Re: was "How many shares in a HYP"

Alaric wrote:

If I may repeat the question, why is it necessary to weight by equal market value by sector and not some other method? If I were to raise this point on the HYP practical board, it would be deemed off topic and deleted.


It isn't and it is possible to weight by other measures.

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