Search found 1394 matches

by hiriskpaul
August 20th, 2019, 1:36 pm
Forum: Gilts and Bonds
Topic: Enquest 7% 2022
Replies: 11
Views: 1762

Re: Enquest 7% 2022

I was pleased to see yet another cash payment turn up today. The price seems to be holding up as well, despite the volatility in the oil market.
by hiriskpaul
August 20th, 2019, 12:55 pm
Forum: Computers, TVs & Phones
Topic: Fire tablet or anything better?
Replies: 12
Views: 560

Re: Fire tablet or anything better?

You might want to think about the screen aspect ratio. If you are going to be mainly watching Netflix, etc. a wide screen, typically 16:10, is better than the narrower 4:3 screens that many have, but 4:3 may be better for more general use. I don't have a Fire, but a few of my daughters' friends do a...
by hiriskpaul
August 20th, 2019, 11:08 am
Forum: Polite Discussions
Topic: Update on betting
Replies: 24
Views: 507

Re: Update on betting

On the contrary, the more people you asked the closer you would get to a 50/50 distrubution. Are you sure? Isn't this an empirical question? Or at least one that can only be answered empirically. Wouldn't it likely depend on the exact question, or how it was presented? Either: "What is the nex...
by hiriskpaul
August 19th, 2019, 6:14 pm
Forum: Computers, TVs & Phones
Topic: Search and copy certain files please?
Replies: 14
Views: 238

Re: Search and copy certain files please?

DOS commands? Yuck. Install some proper grown up Unix tools for this sort of thing. Cygwin is very good: https://www.cygwin.com/ Alternatively on Windows 10, you could try the Windows Subsystem for Linux: https://docs.microsoft.com/en-us/windows/wsl/about Install, open a shell, create the destinatio...
by hiriskpaul
August 19th, 2019, 5:42 pm
Forum: Polite Discussions
Topic: Update on betting
Replies: 24
Views: 507

Re: Update on betting

Actually it's both a bookie and an exchange Of course you are right vrdiver - however SteMis was relaying the exchange odds. The wisdom of the crowds is not reflected in Betfair odds - in most markets there are a small number of very large layers and a large number of small to medium backers. Also ...
by hiriskpaul
August 19th, 2019, 1:49 pm
Forum: Polite Discussions
Topic: Update on betting
Replies: 24
Views: 507

Re: Update on betting

The point is that the crowd has no predictive ability, so no point asking it.
by hiriskpaul
August 19th, 2019, 11:54 am
Forum: Polite Discussions
Topic: Update on betting
Replies: 24
Views: 507

Re: Update on betting

Wisdom of the crowds only works in areas where knowledge and experience helps. Asking a bunch of people with a good knowledge of cows the weight of a cow - good use of wisdom of the crowds. Ask them what the outcome will be from the next flip of a coin - useless. The question is, which end of the sp...
by hiriskpaul
August 19th, 2019, 11:25 am
Forum: Gilts and Bonds
Topic: Pref shares and bonds that are still paying
Replies: 15
Views: 979

Re: Pref shares and bonds that are still paying

I don't see much value anywhere, but probably the best I hold based on risk/reward is Co-op Group 11% 2026 (the Final Payment Notes, 42TE). You can buy for around 126.5, for a yield to maturity slightly under 5.9%. Contrast that with Tesco 5.5% 2033, which I also hold, on a YTM of only 2.6%. Despite...
by hiriskpaul
August 19th, 2019, 1:08 am
Forum: Polite Discussions
Topic: Corbyn calls for backing in forming caretaker government
Replies: 122
Views: 1798

Re: Corbyn calls for backing in forming caretaker government

I think there is general agreement that May made a total Horlicks of the negotiations, the only debate is what were the most important mistakes. With the red lines May set out it should have been clear to her that there was a reasonable prospect that a sensible deal would not be agreed with the EU....
by hiriskpaul
August 18th, 2019, 9:45 pm
Forum: Polite Discussions
Topic: Tory thinktank - state pension age should rise to 75
Replies: 85
Views: 1260

Re: Tory thinktank - state pension age should rise to 75

I don't think state sector pensions are sacrosanct and I believe they have changed at times. Certainly my sister in law's NHS pension changed a few years ago. What is sacrosanct is that benefits already accrued should not be reneged upon. Regarding the state pension, I have a cousin who has never wo...
by hiriskpaul
August 18th, 2019, 9:24 pm
Forum: Polite Discussions
Topic: Corbyn calls for backing in forming caretaker government
Replies: 122
Views: 1798

Re: Corbyn calls for backing in forming caretaker government

Yes lots of people had different ideas what leaving meant. To start with we hoped that the EU would offer us something more acceptable than the one we have been offered. I can offer no explanation why the Norway option was rejected by May. Presumably because it meant continuing with payments to the...
by hiriskpaul
August 18th, 2019, 2:26 pm
Forum: Polite Discussions
Topic: Tory thinktank - state pension age should rise to 75
Replies: 85
Views: 1260

Re: Tory thinktank - state pension age should rise to 75

This is all very well, but the Government or perhaps society more generally needs to do something about ageism. Fortunately I am not looking for a job, but many people I know over 55 have told me it is difficult to get a job if you lose one. These are highly qualified/over qualified people with lots...
by hiriskpaul
August 18th, 2019, 1:41 pm
Forum: Polite Discussions
Topic: Corbyn calls for backing in forming caretaker government
Replies: 122
Views: 1798

Re: Corbyn calls for backing in forming caretaker government

One thing I realised very early on in this process is that as far as most Leavers are concerned, a poor outcome will not be their fault.
by hiriskpaul
August 18th, 2019, 10:31 am
Forum: Polite Discussions
Topic: Corbyn calls for backing in forming caretaker government
Replies: 122
Views: 1798

Re: Corbyn calls for backing in forming caretaker government

As far as I can see, the only other approach May could have taken that might have led to a deal Parliament might have accepted, would have been to go for a softer option, a CU+ or Norway+ type of arrangement. But the ERG and other hardliners would never have accepted it. There would have been howls ...
by hiriskpaul
August 18th, 2019, 10:04 am
Forum: Polite Discussions
Topic: Corbyn calls for backing in forming caretaker government
Replies: 122
Views: 1798

Re: Corbyn calls for backing in forming caretaker government

So if a WA had been passed by Parliament, but rejected by one or more EU countries, would that have been the UK's fault?
by hiriskpaul
August 17th, 2019, 12:26 pm
Forum: Polite Discussions
Topic: Corbyn calls for backing in forming caretaker government
Replies: 122
Views: 1798

Re: Corbyn calls for backing in forming caretaker government

As for my preferred option, given where May has stranded us I would prefer a Norway model in the short term allowing trade deals independent of the EU whilst staying in the Single Market. That would give the flexibility to remain in that situation or move further from the EU over time. But I am als...
by hiriskpaul
August 17th, 2019, 12:13 pm
Forum: Polite Discussions
Topic: Corbyn calls for backing in forming caretaker government
Replies: 122
Views: 1798

Re: Corbyn calls for backing in forming caretaker government

As for my preferred option, given where May has stranded us I would prefer a Norway model in the short term allowing trade deals independent of the EU whilst staying in the Single Market. That would give the flexibility to remain in that situation or move further from the EU over time. But I am als...
by hiriskpaul
August 17th, 2019, 9:23 am
Forum: Investment Strategies
Topic: ETF's v Unit Trusts(or OEIC's) v Investment Trusts
Replies: 21
Views: 1287

Re: ETF's v Unit Trusts(or OEIC's) v Investment Trusts

Can you describe and quantify the "risky practice" of securities lending, given that such loans are over-collateralised with government securities? Example: An ETF provider X lends my stock in company Y out to company Z who goes short on company Y. The stock in company Y goes up by 200% a...
by hiriskpaul
August 16th, 2019, 3:55 pm
Forum: Investment Strategies
Topic: Bond funds for reduced volatility
Replies: 5
Views: 296

Re: Bond funds for reduced volatility

Can anyone recommend some government and/or corporate bonds for further research? My aim is to reduce volatility within my portfolio whilst providing at least an inflation covering growth/yield rate from said bonds. I would also like to keep fees to a minimum and would think that ETF's are the way ...
by hiriskpaul
August 16th, 2019, 10:31 am
Forum: Banking Sector
Topic: Negative Interest Rate Mortgages
Replies: 3
Views: 379

Re: Negative Interest Rate Mortgages

The Guardian reports that Danish Bank Jyske has introduced a negative interest rate mortgage, with other banks expected to follow. Apparently there's a 10 year deal at -0.5% Could this happen in the UK? Anyone see an impact on the banks? Jyske will be making money out of this as they will be able t...

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