Search found 409 matches

by gbjbaanb
May 12th, 2019, 5:55 pm
Forum: Investment Strategies
Topic: The 2 stock portfolio.
Replies: 35
Views: 2078

Re: The 2 stock portfolio.

For fun, I'd go for Aquaventure holdings as I think desalination is already important globally and this trend will continue. I don't own, as I don't trade single names but have been tempted a few times because it's been difficult to find exposure to this theme. Pictet Water fund will get you exposu...
by gbjbaanb
May 11th, 2019, 1:25 am
Forum: Investment Strategies
Topic: The 2 stock portfolio.
Replies: 35
Views: 2078

Re: The 2 stock portfolio.

I think many people will not remember JimSusan and his one-stock portfolio that was Lloyds bank. Just before the 2007 financial crash took 90% away. Even today he'll be looking at 60p from a £2 to £3 start. You always have to think of the downsides to a few stocks, you never know when external facto...
by gbjbaanb
May 8th, 2019, 9:50 pm
Forum: Share ideas
Topic: Cutting our losses on Dominos Pizza and Dignity
Replies: 110
Views: 4209

Re: Cutting our losses on Dominos Pizza and Dignity

I think you know the answer. FWIW, I find I do a lot better going back into companies that did well for me (after selling at a peak, or when I felt market conditions were becoming difficult) than for any that did badly. I guess a good company will do well, even after some setbacks or warnings, where...
by gbjbaanb
May 8th, 2019, 1:42 pm
Forum: Share ideas
Topic: Cutting our losses on Dominos Pizza and Dignity
Replies: 110
Views: 4209

Re: Cutting our losses on Dominos Pizza and Dignity

DPEU old chap - Domino'a Pizza Eurasia.

Not DOM (or DPP). I thought the conversaton had moved to European stuff, mentioning Switzerland.
by gbjbaanb
May 8th, 2019, 1:21 pm
Forum: Share ideas
Topic: Cutting our losses on Dominos Pizza and Dignity
Replies: 110
Views: 4209

Re: Cutting our losses on Dominos Pizza and Dignity

I read the Shares Magazine article on DPEU - apparently the eastern european market is catching up to us in terms of pizza and other food-for-delivery. The biggets problem is gthe traffic and roads, so they were putting pizza places strategically to capture a surrounding area "castles" the...
by gbjbaanb
May 1st, 2019, 1:35 pm
Forum: Polite Discussions
Topic: Climate Change Demo in London
Replies: 255
Views: 4826

Re: Climate Change Demo in London

I doubt that's the case when ti comes to overly politicised subjects such as climate change - David Bellamy has said that he was dropped because his views on climate change didn;t fit the groupthink, we've seen Sir Tim Cook hounded out of his job, how many climate change scientists are dropping any ...
by gbjbaanb
May 1st, 2019, 1:26 pm
Forum: Does anyone know?
Topic: Domestic Grease trap
Replies: 10
Views: 572

Re: Domestic Grease trap

I'm not sure I agree with genou about saving the fat for the compost heap, I scrape mine into newspaper and add to the council organic waste collection though. I scrape (or more often pour it while its still warm) into an old butter tub, put it in the fridge and it solidifes Then you can easily dis...
by gbjbaanb
May 1st, 2019, 12:57 pm
Forum: Does anyone know?
Topic: Smart Meters - Yes or No?
Replies: 29
Views: 833

Re: Smart Meters - Yes or No?

I had one put in a while back. The change is trivial, at worst all that ahppenes is you have a different looking meter that someone comes round to read. At best though, you have one that reads itself, and tells the energy company how much you're using every half an hour, and lets you see how much yo...
by gbjbaanb
April 24th, 2019, 4:05 pm
Forum: Polite Discussions
Topic: Climate Change Demo in London
Replies: 255
Views: 4826

Re: Climate Change Demo in London

Although they are quite reluctant to discuss definite ideas, they really don't seem to like the idea of population control (personally I think this is an absolute essential starting point for dealing with global warming). I tried discussing the idea that whenever the govt has done environmental thi...
by gbjbaanb
April 24th, 2019, 3:34 pm
Forum: Polite Discussions
Topic: Three out of five conservative members say they will vote for the brexit party
Replies: 12
Views: 560

Re: Three out of five conservative members say they will vote for the brexit party

One thing I’m slightly surprised about is why the Brexit Party is proving so much more popular than UKIP in the polls. Is this the Farage factor, or also the fact UKIP make little effort these days to disguise their islanaphobia/racism, so the Brexit Party is seen as more socially acceptable to vot...
by gbjbaanb
April 24th, 2019, 3:30 pm
Forum: Polite Discussions
Topic: Swiss to re-run referendum because people didn't have enough information
Replies: 5
Views: 388

Re: Swiss to re-run referendum because people didn't have enough information

Of course what nobody considers is that the Swiss referendum is being re-run because of the information the government gave out - not "spurious headlines", but the government's own leaflet that was sent to everyone. If we re-ran the Brexit one because of a ruling like this, the gov would h...
by gbjbaanb
April 24th, 2019, 2:11 pm
Forum: Investment Trusts and Unit Trusts
Topic: AIC Income Builder - Free Virtual Portfolio Tool
Replies: 87
Views: 4851

Re: AIC Income Builder - Free Virtual Portfolio Tool

A request for a feature: the capital currently allocated for the portfolio (sure its for income, but I'd like to see how much is invested to generate that income) and another, which might be a bit too far removed from the tool's intent but I'd be interested: the capital change from one year to the n...
by gbjbaanb
April 23rd, 2019, 1:16 pm
Forum: Investment Trusts and Unit Trusts
Topic: AIC Income Builder - Free Virtual Portfolio Tool
Replies: 87
Views: 4851

Re: AIC Income Builder - Free Virtual Portfolio Tool

[*] Fine-tune your portfolio to smooth monthly income throughout the year, ensure there are no periods without dividend payments, or shape your income to meet your needs Does anyone out there really care about this? Choosing an IT because it happened to pay in particular months of the year strikes ...
by gbjbaanb
April 20th, 2019, 2:39 pm
Forum: Share ideas
Topic: PVCS
Replies: 1
Views: 208

PVCS

Hi all. This isn't a "share idea" per se, I've had this share for a while now, went down a bit and muddled along for a while the saga ending with a court case that made a customer pay for the goods. So now PVCS is almost out of the solar manufacturing game, but it has a heap of cash sittin...
by gbjbaanb
March 14th, 2019, 3:01 pm
Forum: Retirement Investing (inc FIRE)
Topic: Proportion of bonds to shares?
Replies: 22
Views: 1477

Re: Proportion of bonds to shares?

IIRC the reason to increase bond allocation towards retirement was because you were forced to buy an annuity. The last thing anyone wanted was to see equities drop on the run up to retirement day. Today 2 things have changed: you no longer need to buy annuities, and can slowly drawdown instead. As a...
by gbjbaanb
February 18th, 2019, 6:12 pm
Forum: Property Investment Discussions
Topic: Paertitioning off a kitchen
Replies: 2
Views: 500

Re: Paertitioning off a kitchen

I'm thinking about moving and buying a new flat. However the vast majority I've seen (online only) are open plan kitchens, a layout I detest. I've seen some that are very nice apart from this problem and it seems that in some of them it would be possible to partition off the kitchen while leaving a...
by gbjbaanb
December 3rd, 2018, 2:10 pm
Forum: Retirement Investing (inc FIRE)
Topic: Help - seem to be going in circles on what to do re retirement investing
Replies: 31
Views: 4400

Re: Help - seem to be going in circles on what to do re retirement investing

I have to think the syndicated commercial property thing returning 5.8% is remarkably low. Given you could buy a REIT (ie an investment trust that invests in property) that returns a fair bit more than that, with more diversified properties, and easier to sell, and can be held in an ISA so none of t...
by gbjbaanb
November 20th, 2018, 10:05 am
Forum: Computers, TVs & Phones
Topic: How best to manage strong passwords?
Replies: 71
Views: 2626

Re: How best to manage strong passwords?

A local database has a similar risk to an online one. A burglar gets it; an online attack while you're online might get it; a person getting an opportunistic moment at your laptop might copy it. An online database is likely to be inherently more secure on account of being professionally managed Tel...
by gbjbaanb
November 17th, 2018, 2:09 pm
Forum: Polite Discussions
Topic: Spectator's analysis of May' deal
Replies: 5
Views: 372

Spectator's analysis of May' deal

No deal is better than a bad deal seems to have morphed into any deal is better than no deal. The Spectator looked at it and found a fee interesting bits in there (besides the usual concessions of sovereignty without any involvement on EU rule-making): The UK must promise never to tax former EU offi...
by gbjbaanb
November 6th, 2018, 4:27 pm
Forum: Other Investing
Topic: Peer to Peer - experiences and risk?
Replies: 73
Views: 8634

Re: Peer to Peer - experiences and risk?

I put a small amount of cash (couple of k) into each of Zopa, and FC nearly 7 years ago, and Thincats 6 years ago. I closed Zopa a while back when they stopped the "direct" lending option and made it just a simple return with no control, or insurance. Over the 6 years it took me to get all...

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