Search found 212 matches

by nmdhqbc
January 22nd, 2019, 10:14 am
Forum: Investment Trusts and Unit Trusts
Topic: Fundsmith - Terry Smith commentary.
Replies: 37
Views: 4188

Re: Fundsmith - Terry Smith commentary.

bluedonkey wrote:I like James Acaster but I don't get the connection.


I thought I gave the page number. Page 6. "his or her", "he or she"
That's the bit in the stand up. No big deal. Just made me think back and chuckle a touch.
by nmdhqbc
January 21st, 2019, 6:55 pm
Forum: Investment Trusts and Unit Trusts
Topic: Fundsmith - Terry Smith commentary.
Replies: 37
Views: 4188

Re: Fundsmith - Terry Smith commentary.

I'm on page 6 and it has made me think of this a few times...
https://www.youtube.com/watch?v=i_xVAqJ-NY0
by nmdhqbc
January 7th, 2019, 8:32 am
Forum: High Yield Portfolios (HYP) - Practical
Topic: Unitisation question
Replies: 41
Views: 1430

Re: Unitisation question

I think the trouble is that this is a difficult topic to explain / discuss in words. There's a chance everyone here is doing it right (or maybe not) but it gets lost in translation from numbers to words. Maybe examples with numbers may be less prone to misunderstandings.
by nmdhqbc
December 22nd, 2018, 12:48 pm
Forum: Investment Trusts and Unit Trusts
Topic: The Investment Trusts Handbook 2019
Replies: 12
Views: 1868

Re: The Investment Trusts Handbook 2019

I'm about 10% in. One of the chapters talks about Investment Trusts being more complex and that being one reason they'll never be as mass market as open ended funds. Am I the only one who actually finds them much simpler to get my head around? I find open ended funds much more opaque hard to fathom....
by nmdhqbc
December 20th, 2018, 8:58 pm
Forum: Passive Investing
Topic: Trackers and income?
Replies: 4
Views: 810

Re: Trackers and income?

A randomly picked tracker fund linked below. You'll see the first link is the income (inc) units. If you scroll down to the "INCOME DETAILS" section you'll see info on when the income is paid etc. The second link is the accumulation (acc) units. It still shows the same income details but i...
by nmdhqbc
December 16th, 2018, 9:46 pm
Forum: Computers, TVs & Phones
Topic: Adding music to a video
Replies: 5
Views: 323

Re: Adding music to a video

You'll need a video editor. Microsoft Photos (on all Windows 10 I think) has one apparently. I never used it myself. Or maybe google "free video editor". There's articles discussing them that may indicate which are the easiest to use etc.

https://www.youtube.com/watch?v=ns0JPLpN8t8
by nmdhqbc
December 10th, 2018, 4:04 pm
Forum: Beerpig's Snug
Topic: A future for an IFA
Replies: 9
Views: 523

Re: A future for an IFA

I was a programmer, sat at 2 computer screens all day from age 20-27. Quit and went working for minimum wage in warehouses. Best thing I ever did. Of course the built up wealth in those 7 high paid years helped. Not sure I'd be so keen starting at 16 in the warehouse.
by nmdhqbc
December 9th, 2018, 1:29 pm
Forum: Beerpig's Snug
Topic: The BODMAS mathematical rule.
Replies: 100
Views: 2480

Re: The BODMAS mathematical rule.

modellingman wrote:The answer is 9.


Fair enough answer.
by nmdhqbc
December 8th, 2018, 8:16 am
Forum: Biscuit Bar
Topic: Reference Library?
Replies: 31
Views: 665

Re: Reference Library?

I am now sorry I started this thread and will not say much more but on my apparently 'snide' simile, it was intended to be nothing of the sort and I do not think it is, even on a rereading. Well why not think about how other people read it. Add me to the few others who found it very snide and passi...
by nmdhqbc
December 6th, 2018, 12:23 pm
Forum: Investment Trusts and Unit Trusts
Topic: Income vs Growth IT Performance
Replies: 23
Views: 2062

Re: Income vs Growth IT Performance

Rather confusingly HL has two tools for the display of IT prices. From the top bar of their menu, if you choose a share, and enter the IT code (e.g. CTY) you will be taken to a graphic which displays price and NAV - as you have observed. However if from the top bar you select a fund (e.g. Fundsmith...
by nmdhqbc
December 6th, 2018, 10:13 am
Forum: Does anyone know?
Topic: Probabaility of remaining at large...
Replies: 6
Views: 617

Re: Probabaility of remaining at large...

However, I can't see any reason to assert that the probability resets to 0.8 after 3 attempts. This isn't like tossing a coin where each event is entirely independent of the previous one (fair coin etc assumed). Each raid leaves some evidence and over time the robber will increase his/her chances o...
by nmdhqbc
December 6th, 2018, 9:34 am
Forum: Does anyone know?
Topic: Probabaility of remaining at large...
Replies: 6
Views: 617

Re: Probabaility of remaining at large...

I was just reading this https://www.washingtonpost.com/blogs/wonkblog/post/the-economics-of-bank-robbery/2012/06/13/gJQAJirSaV_blog.html?noredirect=on&utm_term=.d000b5dce556 (Im not planning a career change incidentally!) " his chances of eventually getting caught will increase: at 0.8 pro...
by nmdhqbc
December 5th, 2018, 10:14 pm
Forum: Investment Trusts and Unit Trusts
Topic: Income vs Growth IT Performance
Replies: 23
Views: 2062

Re: Income vs Growth IT Performance

I've been using the performance charts on the AIC and HL websites to compare say Finsbury Growth and Income and Scottish Mortgage (and others) say with the likes of City of London, Shires Income, Edinburgh and Murray International over 5 and 10 years. I'm finding that all the income ITs seem to bum...
by nmdhqbc
December 5th, 2018, 10:05 am
Forum: High Yield Portfolios (HYP) - Practical
Topic: Persimmon's Yield
Replies: 38
Views: 1584

Re: Persimmon's Yield

Looking at the tax years, 6/4 to 5/4, the figures are identical. It's the date of payment, not the company's reporting year, that the OP was using. TJH Ah, yes. Those dates do make it look more erratic. Just the last dividend missing from 2018/19 then I think as I get another 235p for that tax year...
by nmdhqbc
December 5th, 2018, 8:50 am
Forum: High Yield Portfolios (HYP) - Practical
Topic: Persimmon's Yield
Replies: 38
Views: 1584

Re: Persimmon's Yield

I don't think you'd call Persimmon a consistent dividend payer although I'm happy with the overall amount. These are tax years, amount I've received per share: 2008-9.....37.7p 2009-10....0p 20010-11...3p 2011-12....8.5p 2012-13....6p 2013-14....75p 2014-15....165p 2015-16...110p 2016-17...25p 2017...
by nmdhqbc
November 26th, 2018, 7:04 am
Forum: Bitter Lemons
Topic: Can't get the staff...
Replies: 32
Views: 1290

Re: Can't get the staff...

While understanding the frustration of the situation the OP was in, I feel I have to say that in general I find retail staff whether in supermarkets, corner shops, or high street establishments, remarkably helpful, patient, and even positively enthusiastic about not just assisting customers but pos...
by nmdhqbc
November 17th, 2018, 9:00 pm
Forum: How Do I Invest
Topic: ETFs in an ISA
Replies: 28
Views: 966

Re: ETFs in an ISA

My advice is to stick with your original idea and make a start. Starting is in fact the most difficult bit. Deciding that another alternative might be better is very easy, once you have taken the initial step. I second that. Ultimately the exact right choice is impossible to predict. If what you do...
by nmdhqbc
November 16th, 2018, 9:56 pm
Forum: How Do I Invest
Topic: ETFs in an ISA
Replies: 28
Views: 966

Re: ETFs in an ISA

by nmdhqbc
November 16th, 2018, 9:50 pm
Forum: How Do I Invest
Topic: ETFs in an ISA
Replies: 28
Views: 966

Re: ETFs in an ISA

https://www.thisismoney.co.uk/money/diyinvesting/article-1718291/Pick-best-cheapest-investment-Isa-platform.html This might be useful. With your £1k then £100 a month into an ETF remit I'd go for VWRL (FTSE All-World ETF) and hold it on the Vanguard platform. I will have a look at this, the only th...
by nmdhqbc
November 16th, 2018, 9:05 pm
Forum: How Do I Invest
Topic: ETFs in an ISA
Replies: 28
Views: 966

Re: ETFs in an ISA

https://www.thisismoney.co.uk/money/diyinvesting/article-1718291/Pick-best-cheapest-investment-Isa-platform.html This might be useful. With your £1k then £100 a month into an ETF remit I'd go for VWRL (FTSE All-World ETF) and hold it on the Vanguard platform. I'd then change to iWeb when it grows to...

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