Search found 160 matches

by nmdhqbc
July 10th, 2018, 3:17 pm
Forum: Beerpig's Snug
Topic: Leave/holiday/furlough
Replies: 13
Views: 356

Re: Leave/holiday/furlough

This is one reason I quit my 'proper' jobs and went to work in warehouses lugging boxes around about 10 years ago. Properly switch off every night / holiday.
by nmdhqbc
July 5th, 2018, 8:59 pm
Forum: Investment and Unit Trusts
Topic: City of London - is it worth it?
Replies: 34
Views: 1516

Re: City of London - is it worth it?

Forget a fraction of a per cent in charges. Focus on what really matters. City of London is a dog. A miserable excuse of an investment. I will get flamed yet again for pointing it out, but if Job Curtis had simply put his money into a FTSE250 tracker fund, gone and played golf every day, the return...
by nmdhqbc
July 5th, 2018, 5:31 pm
Forum: Investment and Unit Trusts
Topic: City of London - is it worth it?
Replies: 34
Views: 1516

Re: City of London - is it worth it?

...oh, and as others have said that 0.88% sounds too high. Are you sure that's right?
by nmdhqbc
July 5th, 2018, 5:27 pm
Forum: Investment and Unit Trusts
Topic: City of London - is it worth it?
Replies: 34
Views: 1516

Re: City of London - is it worth it?

I don't agree with the way the fees and performance was stated here. It makes it sound like they performed equally and THEN the fees are taken off. Correct me if I'm wrong but I presume they performed equally well net of fees. So actually equally good investments over that time period. So in a risin...
by nmdhqbc
July 1st, 2018, 8:25 am
Forum: Investment and Unit Trusts
Topic: IC recommends taking profits on Lindsell Train before premium collapses
Replies: 4
Views: 809

Re: IC recommends taking profits on Lindsell Train before premium collapses

I hold Lindsell Train OEIC. If I held the IT at that ridiculous premium, it would seem a no-brainer to sell that and re-invest the proceeds at par. I guess it depends on whether you want shares in "Lindsell Train Limited" which the OEIC's don't hold. Or at least nowhere near 40% like the ...
by nmdhqbc
June 30th, 2018, 4:18 pm
Forum: Polite Discussions
Topic: Does Danny Dyer speak for you?
Replies: 7
Views: 181

Re: Does Danny Dyer speak for you?

I was genuinely torn on this vote so not particularly in one camp or the other. But surely 52% don't think like Danny or the original poster. That's more than half.
by nmdhqbc
June 30th, 2018, 1:12 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: Crest Nicholson Holdings Current Yield - 8.51%
Replies: 77
Views: 1912

Re: Crest Nicholson Holdings Current Yield - 8.51%

I think anywhere above 7.5% is a danger zone yield. What do others think? Let's get into it!! :lol:
by nmdhqbc
June 29th, 2018, 9:20 am
Forum: High Yield Portfolios (HYP) - Practical
Topic: BP buys UK's leading EV charging company
Replies: 26
Views: 768

Re: BP buys UK's leading EV charging company

Better to have them there than not but I think petrol stations aren't quite the right place for them. Supermarket / shopping car parks makes much more sense. You shop for longer. Having loads of slower chargers there makes much more sense. Charging over a longer period slower is better for the batte...
by nmdhqbc
June 23rd, 2018, 8:21 pm
Forum: Beerpig's Snug
Topic: James Croden/Paul McCartney car drive
Replies: 21
Views: 700

Re: James Croden/Paul McCartney car drive

To the Poster who said he laps up all the adulation. Are you serious? You can see what you like. I could tell he loved it all. He is entitled to every last drop of it Did you not read the rest of my comment... "Nothing wrong with that though. Beatles my 2nd fav so don't dislike him. Just spade...
by nmdhqbc
June 23rd, 2018, 12:24 pm
Forum: Beerpig's Snug
Topic: James Croden/Paul McCartney car drive
Replies: 21
Views: 700

Re: James Croden/Paul McCartney car drive

Beerpig wrote:modest


Doing his best to pretend to be perhaps. He's pretty smug I'd say. He loves it all and laps up all the adulation. Pretends not to but you can tell he does. Nothing wrong with that though. Beatles my 2nd fav so don't dislike him. Just spade=spade.
by nmdhqbc
June 23rd, 2018, 12:13 pm
Forum: Investment and Unit Trusts
Topic: IC recommends taking profits on Lindsell Train before premium collapses
Replies: 4
Views: 809

Re: IC recommends taking profits on Lindsell Train before premium collapses

I think Nick Train himself said don't buy it a while back.
by nmdhqbc
June 21st, 2018, 4:35 pm
Forum: Investment and Unit Trusts
Topic: Murray and/or Monks?
Replies: 13
Views: 910

Re: Murray and/or Monks?

As I type this the share price is 1,124p. 8 years ago (from Yahoo finance) the closing price on 21st June 2010 was 848p. Capital growth = (1,124 / 848)^(1/8) = 3.6% per annum (or 32.5% total, which is roughly 30% excluding dividends) Total return including dividends (with zero investment return on ...
by nmdhqbc
June 21st, 2018, 12:57 pm
Forum: Investment and Unit Trusts
Topic: Murray and/or Monks?
Replies: 13
Views: 910

Re: Murray and/or Monks?

Some rough numbers... A quick look at the chart on HL - seems like mid 2010 price was at max 1000p. 341.5p paid in dividends over the last 8 years. Yesterdays price about 1140. So ignoring the compounding of the dividends it's gone from 1000 to about 1140+341.5=1481.5. So at least 48.15% return. Can...
by nmdhqbc
June 15th, 2018, 6:00 pm
Forum: Computers, TVs & Phones
Topic: Keyboard problems
Replies: 5
Views: 175

Re: Keyboard problems

seems like your pc thinks you have an american keyboard.
by nmdhqbc
June 15th, 2018, 7:57 am
Forum: Investment and Unit Trusts
Topic: Vanguard
Replies: 13
Views: 805

Re: Vanguard

Generally speaking investing directly will be cheaper. I don't get the "Generally Speaking". You can choose the best value. You don't have to stick with something more expensive. Going directly with Vanguard is opening another account anyway so why not just open a new broker account which...
by nmdhqbc
June 14th, 2018, 10:41 am
Forum: Investment and Unit Trusts
Topic: Vanguard
Replies: 13
Views: 805

Re: Vanguard

I think it's just down to whether vanguards 0.22% (off the top of my head) works out cheaper than your current providers charging structure. Or another broker if you choose. Normally depends on amount invested and how often you buy or sell. I think the underlying fund you choose to buy will have the...
by nmdhqbc
June 12th, 2018, 6:47 am
Forum: Brokers and Share Dealing
Topic: IWeb's New research webpage
Replies: 10
Views: 612

Re: IWeb's New research webpage

Seems like there's an epidemic of brokers destroying their websites for no reason. Idiots.
by nmdhqbc
June 4th, 2018, 10:32 am
Forum: Investment Strategies
Topic: Excess money.
Replies: 15
Views: 783

Re: Excess money.

https://www.autotrader.co.uk/classified/advert/201801082547702?year-from=2016&onesearchad=Used&onesearchad=Nearly%20New&onesearchad=New&advertising-location=at_cars&maximum-mileage=25000&make=FERRARI&postcode=cb246zq&sort=price-asc&radius=80&page=4 Plenty of ...
by nmdhqbc
June 4th, 2018, 10:13 am
Forum: Gilts and Bonds
Topic: Negative returns on bond funds?
Replies: 16
Views: 678

Re: Negative returns on bond funds?

Actually reading your original post it seems you understand all I just said already so not sure where your confusion comes from.

Go to advanced search