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by ursaminortaur
September 19th, 2018, 1:33 pm
Forum: Polite Discussions
Topic: Bus Driver Age restrictions?
Replies: 13
Views: 105

Re: Bus Driver Age restrictions?

I actually find it rather disconcerting to know that a 77 year old is driving a double decker bus which could have 75 upwards passengers on board. Now ok, we all age differently, but 77? Sorry, I don't think it a good idea. I was also somewhat disconcerted some years ago to discover that an 18 year...
by ursaminortaur
September 19th, 2018, 10:52 am
Forum: Polite Discussions
Topic: Jaguar Land Rover speaks out
Replies: 57
Views: 1004

Re: Jaguar Land Rover speaks out

It would be refreshing to see a Brexiteer admit that from an economic perspective, Brexit is a bad move, likely to be extremely costly, especially in the short term vs. remaining in the EU. I was, and remain, a brexiteer. The economy: If you increase the population by 10%, then you increase "t...
by ursaminortaur
September 18th, 2018, 2:46 pm
Forum: Polite Discussions
Topic: Jaguar Land Rover speaks out
Replies: 57
Views: 1004

Re: Jaguar Land Rover speaks out

Sundance, you know the reasons people went for Brexit. The EU is corrupt, undemocratic and unaccountable. The Commissioners are not elected and cannot be removed. The EU seems to be impossible to reform and we definitely do not want ever closer union. TJH The candidates for Commission president are...
by ursaminortaur
September 18th, 2018, 1:11 pm
Forum: Polite Discussions
Topic: Gove: Chequers could be changed after brexit
Replies: 24
Views: 419

Re: Gove: Chequers could be changed after brexit

As expected the EU have responded to Gove's comments by insisting on cast iron guarantees that any deal cannot be unpicked by a future PM. https://www.thetimes.co.uk/edition/news/we-won-t-let-may-s-successor-unpick-brexit-deal-vows-michel-barnier-j5x77bqpb The European Union is insisting on cast iro...
by ursaminortaur
September 18th, 2018, 10:33 am
Forum: Polite Discussions
Topic: Gove: Chequers could be changed after brexit
Replies: 24
Views: 419

Re: Gove: Chequers could be changed after brexit

tjh290633 wrote:It's not too late to walk away.

TJH


From brexit or from the negotiations with the EU ?
by ursaminortaur
September 18th, 2018, 10:22 am
Forum: Pensions - Practical Problems
Topic: Are voluntary NI contributions a no-brainer?
Replies: 24
Views: 741

Re: Are voluntary NI contributions a no-brainer?

Just a note Check this... only buy new years from 2016/17 onwards...do NOT buy missing years of NI contributions from before tax year 16/17. Why? Hint: Recommendation + justification makes for a more valuable post... When the new system began in 2016 a starting amount was calculated which was the m...
by ursaminortaur
September 17th, 2018, 11:33 am
Forum: Polite Discussions
Topic: More no deal Brexit consequences and a date for Blue Passports
Replies: 64
Views: 997

Re: More no deal Brexit consequences and a date for Blue Passports

On what basis can you possibly calculate a 0.1% probability of WW3 breaking out (and over what timescale) ? Sorry that isn't a forecast it is a possible future scenario. In this case, it's merely a random guess! Indeed, it's a meaningless random guess too. :) What does a probability of 0.1% mean? 0...
by ursaminortaur
September 17th, 2018, 10:15 am
Forum: Polite Discussions
Topic: More no deal Brexit consequences and a date for Blue Passports
Replies: 64
Views: 997

Re: More no deal Brexit consequences and a date for Blue Passports

Let's go to the Cambridge English DIctionary definition of Scenario: a description of possible actions or events in the future https://dictionary.cambridge.org/dictionary/english/scenario There are several possible scenarios. a horrific/nightmare scenario such as a Third World War See also worst-ca...
by ursaminortaur
September 17th, 2018, 10:05 am
Forum: Polite Discussions
Topic: More no deal Brexit consequences and a date for Blue Passports
Replies: 64
Views: 997

Re: More no deal Brexit consequences and a date for Blue Passports

Let's go to the Cambridge English DIctionary definition of Scenario: a description of possible actions or events in the future https://dictionary.cambridge.org/dictionary/english/scenario There are several possible scenarios. a horrific/nightmare scenario such as a Third World War See also worst-ca...
by ursaminortaur
September 17th, 2018, 9:51 am
Forum: Polite Discussions
Topic: More no deal Brexit consequences and a date for Blue Passports
Replies: 64
Views: 997

Re: More no deal Brexit consequences and a date for Blue Passports

Firstly, Carney shows contempt for the British people by making his explanation in Dublin, where he is not likely to be closely questioned by the British media. Secondly, he uses the word scenario (definition: a postulated sequence or development of events .). If that is not a prediction, I don't k...
by ursaminortaur
September 17th, 2018, 8:12 am
Forum: Retirement Investing (inc FIRE)
Topic: Taking 25% Tax-Free Withdrawal from HL SIPP at 55
Replies: 20
Views: 2943

Re: Taking 25% Tax-Free Withdrawal from HL SIPP at 55

HL aren’t able to give financial advice so can’t charge. I’m surprised they didn’t direct you to an advisor, or at least even suggest it might be an idea to speak to someone. That’s pretty outrageous. 1. You’re voluntarily reducing the growth potential of your crystallised drawdown pot by making a ...
by ursaminortaur
September 16th, 2018, 9:10 pm
Forum: Polite Discussions
Topic: Gove: Chequers could be changed after brexit
Replies: 24
Views: 419

Re: Gove: Chequers could be changed after brexit

Renegotiating from a position of penury... Yes - negotiating to rejoin at that point would be painful and humiliating with all opt outs gone, required to commit to join Schengen and the Euro, and having the rebate removed or at the very least severely reduced. It would be much better to revoke Arti...
by ursaminortaur
September 16th, 2018, 8:35 pm
Forum: Polite Discussions
Topic: Gove: Chequers could be changed after brexit
Replies: 24
Views: 419

Re: Gove: Chequers could be changed after brexit

If a deal is done then the only circumstances in which I can see it being renegotiated is if it has become obvious that the economic consequences were terrible and a majority of the population were pushing for us to rejoin at the earliest opportunity. Otherwise I can't see either Parliament or the ...
by ursaminortaur
September 16th, 2018, 8:30 pm
Forum: Polite Discussions
Topic: Gove: Chequers could be changed after brexit
Replies: 24
Views: 419

Re: Gove: Chequers could be changed after brexit

I am sure Gove is correct, in that future governments cannot be bound by prior agreements. In practise I think future Govts will really try to avoid going anywhere near revising relations with the EU because it could reopen old wounds. However, it is possible to imagine a scenario where it becomes ...
by ursaminortaur
September 16th, 2018, 6:43 pm
Forum: Polite Discussions
Topic: Gove: Chequers could be changed after brexit
Replies: 24
Views: 419

Re: Gove: Chequers could be changed after brexit

He's correct, when we are back in charge of our own affairs, and when we find any of the EU rules arent working for us we can negotiate new agreements that do. What makes it more likely that we will be able to negotiate new agreements in say 2023 than now? I have no doubt we could negotiate new agr...
by ursaminortaur
September 16th, 2018, 1:29 pm
Forum: Polite Discussions
Topic: Gove: Chequers could be changed after brexit
Replies: 24
Views: 419

Re: Gove: Chequers could be changed after brexit

He's correct, when we are back in charge of our own affairs, and when we find any of the EU rules arent working for us we can negotiate new agreements that do. A pragmatic view of our future freed from directives from unelected Brussels bureaucrats. Faced with implacable unbending nonsense ruling f...
by ursaminortaur
September 16th, 2018, 1:10 pm
Forum: Polite Discussions
Topic: Gove: Chequers could be changed after brexit
Replies: 24
Views: 419

Gove: Chequers could be changed after brexit

Is Gove, whilst supposedly supporting Chequers, really trying to undermine it ? He has now publicly speculated that the UK might undo the deal once the UK has left. Although a sovereign government could always take such actions there would obviously be consequences from whatever the EU's response wa...
by ursaminortaur
September 15th, 2018, 11:58 am
Forum: Polite Discussions
Topic: More no deal Brexit consequences and a date for Blue Passports
Replies: 64
Views: 997

Re: More no deal Brexit consequences and a date for Blue Passports

Sorcery wrote: [and the Morning Star (a communist rag) was quite successful with it's share information/tips etc. Think this might be the online version http://www.morningstar.co.uk/uk/equities/default.aspx Morningstar is a very highly respected apoliticial source of financial news. Zero shouty 're...
by ursaminortaur
September 14th, 2018, 2:12 pm
Forum: Polite Discussions
Topic: More no deal Brexit consequences and a date for Blue Passports
Replies: 64
Views: 997

Re: More no deal Brexit consequences and a date for Blue Passports

No, Carney did not say house prices could fall UP TO* 1/3. That is the stress test condition the BoE applied to major banks. That means the FT & BBC are deliberately spreading disinformation and propaganda, otherwise known as fake news! I beg to differ: His worst-case scenario was that house pr...
by ursaminortaur
September 14th, 2018, 12:34 pm
Forum: Polite Discussions
Topic: So the BBC took the Daily Politics
Replies: 6
Views: 311

Re: So the BBC took the Daily Politics

I watched the first one - all female panel (so much for "gender balance") and the second - all female except for the BBC journalist at the end who was there for the start then disappeared. I guess its still all female, as I've stopped bothering to watch it. (no Andrew Neil, not worth the ...

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