Search found 3411 matches

by Lootman
July 18th, 2018, 1:46 pm
Forum: Polite Discussions
Topic: Is this it?
Replies: 6
Views: 194

Re: Is this it?

"Anti-poverty campaigner" is code for left-wing redistributionist. Anything he says can and should be seen in that light. And your "opinion" of his character is based on what? Clearly not on his credentials listed below. Anyone who "campaigns" for anything is by defini...
by Lootman
July 18th, 2018, 1:16 pm
Forum: Polite Discussions
Topic: Is this it?
Replies: 6
Views: 194

Re: Is this it?

Richard Murphy (60) is a chartered accountant and a political economist. He has been described by the Guardian newspaper as an “anti-poverty campaigner . . "Anti-poverty campaigner" is code for left-wing redistributionist. Anything he says can and should be seen in that light. What we hav...
by Lootman
July 18th, 2018, 11:28 am
Forum: Polite Discussions
Topic: I don't understand
Replies: 41
Views: 871

Re: I don't understand

Perhaps it's the case that whilst many on the Remain side are looking at this ' economic-enlightenment ' and trying to convince themselves that many of the Leave voters will ' come around ' at some point, faced with what they themselves see at irrefutable evidence that it's clearly the wrong thing ...
by Lootman
July 17th, 2018, 7:43 pm
Forum: Polite Discussions
Topic: I don't understand
Replies: 41
Views: 871

Re: I don't understand

I'm quite happy not to be taking a flight anywhere not least to EU countries...I can easily put two fingers up to them from the ground..while their hotels and holiday resorts cry their eyes out and ask where are all the Brits gone.... So true. I have spent more time in both Asia and North America t...
by Lootman
July 17th, 2018, 6:17 am
Forum: Macro and Global Topics
Topic: Ranked Choice Voting
Replies: 4
Views: 87

Re: Ranked Choice Voting

Justine Greening has proposed an AV second referendum with three choices. Leave with no deal, take whatever deal the EU give to Theresa, or end the madness and unleash all the pent up investment by remaining in the EU. So, split the Leave vote and then Remain wins. I can see why you'd support that....
by Lootman
July 16th, 2018, 6:00 pm
Forum: Polite Discussions
Topic: I don't understand
Replies: 41
Views: 871

Re: I don't understand

Without falling into Hamzah's trap of trying to guess why people voted the way they did, maybe its too simple and even insulting of me to keep saying that remainers must 'love' the EU to have voted the way they did and that includes Parliament, the Cabinet and the PM...So no, on reflection 'love' i...
by Lootman
July 16th, 2018, 3:32 pm
Forum: Polite Discussions
Topic: I don't understand
Replies: 41
Views: 871

Re: I don't understand

How wrong would I be if I summarised beeswax's above post in these six simple words? : " We have them over a barrel. " Mostly wrong. There are two extremes i.e. all-out war/attrition/confrontation and May-style capitulation. Between those two extremes are a world of possibilities that I s...
by Lootman
July 16th, 2018, 3:29 pm
Forum: Health & Wellbeing
Topic: Private Health insurance
Replies: 10
Views: 1124

Re: Private Health insurance

If people think their UK PHI is expensive, then have a look at the costs in the US. For individual plans in the US, yes, especially if you are older. But with an employer-provided group plan, the costs are much lower, and subsidised by the employer as well. My wife had a policy that cost her about ...
by Lootman
July 16th, 2018, 2:29 pm
Forum: Legal Issues (Practical)
Topic: The wonders of employment law
Replies: 12
Views: 539

Re: The wonders of employment law

And even if the WTR were held to mean that time sleeping (and I am surprised this keeps coming up, it's been through the ECJ at least once already) is 'work', then the min wage law could be amended to add a 'sleeping wage' or something of, say, £1 an hour. Why not? You're not exactly at liberty are...
by Lootman
July 15th, 2018, 2:03 pm
Forum: Does anyone know?
Topic: Reupholster a settee
Replies: 12
Views: 336

Re: Reupholster a settee

I have a 3-seater leather chesterfield sofa that I bought second-hand in Islington about 35 years ago. When it became really shabby a couple of years ago I got a quote for replacing the leather. It was somewhere between 3 and 4 grand. Cost of a new, similar chesterfield sofa? About 3 or 4 grand :) I...
by Lootman
July 15th, 2018, 1:58 pm
Forum: Bank Accounts Savings & ISAs
Topic: Bank Card security
Replies: 16
Views: 451

Re: Bank Card security

There is a (the?) car park in Whitby that, the last time I used it, the only way to pay was by mobile phone, it added the cost to your phone bill, or you had to use a bank app to pay them. That was 9 years ago! I encountered it in Edinburgh, and it was probably a similar time ago. I do not believe ...
by Lootman
July 15th, 2018, 9:37 am
Forum: Bank Accounts Savings & ISAs
Topic: Bank Card security
Replies: 16
Views: 451

Re: Bank Card security

You can use contactless online? Don't be cute. My point was that if someone steals your card and your phone then, under this proposal, they would have the same ability online to run up charges as if they used it contactless in person, but of course for much larger amounts. A security system that is...
by Lootman
July 14th, 2018, 6:17 pm
Forum: Bank Accounts Savings & ISAs
Topic: Bank Card security
Replies: 16
Views: 451

Re: Bank Card security

moreover, right now if someone steals my card and my phone (quite likely since they are both always in the same location) then the thief still cannot use the card for in-store purchases (they won't have the PIN), cash withdrawals (ditto) or online purchases (they won't have the password). I don't r...
by Lootman
July 14th, 2018, 1:43 pm
Forum: Bank Accounts Savings & ISAs
Topic: Bank Card security
Replies: 16
Views: 451

Re: Bank Card security

This is exactly how my wifes account was compromised. Her bank sends one time codes to her mobile but the fraudsters had her card details, probably from a shop but never proved, and hacked her phone. Vodafone were no real help, but then is it their responsibility to protect the bank? Stupid idea IM...
by Lootman
July 14th, 2018, 7:51 am
Forum: Bank Accounts Savings & ISAs
Topic: Bank Card security
Replies: 16
Views: 451

Re: Bank Card security

This is interesting news. TiM, of course, highlights all the negatives: Banks will soon require text message confirmation for online Visa card purchases in shake-up that will hit ALL internet shoppers TiM missed a few problems. What about people who do not have a mobile phone, or have an old one wi...
by Lootman
July 13th, 2018, 6:18 pm
Forum: Legal Issues (Practical)
Topic: The wonders of employment law
Replies: 12
Views: 539

Re: The wonders of employment law

Whereas I have some sympathy with you on the question of bag usage, I disagree with the suggestion that having off peak and super off peak tickets is a bad idea. I understand and, with respect to CK's original point, my issue with the train fare rules is that they have become insanely complex so th...
by Lootman
July 13th, 2018, 6:10 pm
Forum: Legal Issues (Practical)
Topic: The wonders of employment law
Replies: 12
Views: 539

Re: The wonders of employment law

I'm sure that everyone would love to have simplified tax rules, etc, but as long as there are those who try to semi-legally circumvent the rules, it is inevitable that the rules become over-complicated over time. I guess the legal profession have to apply solid logic when applying the rules, and ar...
by Lootman
July 9th, 2018, 5:54 pm
Forum: Investment Strategies
Topic: Article on passive investing
Replies: 22
Views: 711

Re: Article on passive investing

Another interesting thing is the way the valuation ratios of the growth stocks has accelerated away from value stocks, particularly so over the last 18 months. Something that last happened in the run up to the dot-com crash, but this time round it may all be different of course. ;) One thing that i...
by Lootman
July 9th, 2018, 1:54 pm
Forum: Polite Discussions
Topic: The Middle Ground
Replies: 15
Views: 323

Re: The Middle Ground

I have Corbyn, who seems determine to wreck it via high taxes Or I have the Tories, who seem determined to wreck it via Brexit. Since Corbyn would do Brexit just the same as the Tories, he is twice as bad. The Tories are hardly competent but if all they achieve is keeping Corbyn out (for 4 more yea...
by Lootman
July 9th, 2018, 1:46 pm
Forum: Taxes
Topic: Rent a Room - 1 April 2019 changes
Replies: 2
Views: 159

Re: Rent a Room - 1 April 2019 changes

"the taxpayer must be present in the property for all or part for the time for which the room is let out." Since "part" is not defined there, then it might be sufficient that the owner occupier is present for 5 minutes, perhaps to hand over the keys or demonstrate how the oven wo...

Go to advanced search