Search found 103 matches

by Cookie
September 1st, 2019, 5:01 pm
Forum: Taxes
Topic: Private Residence Relief and Lettings Relief - CGT
Replies: 3
Views: 1298

Re: Private Residence Relief and Lettings Relief - CGT

To me I would leave where it is, triggering a definite tax charge now if moving it for a maybe benefit later (and I do not see the maybe benefit in your calculations anyway at present) does not look appealing. At the end of the day gains accruing going forward in a company are taxed at 19% , outwit...
by Cookie
September 1st, 2019, 4:52 pm
Forum: Brokers and Share Dealing
Topic: XO vs SVS vs Beaufort
Replies: 4
Views: 1264

Re: XO vs SVS vs Beaufort

PeterGray wrote:I think you also, perhaps more importantly, need to look at the sort of business they do/did. I'm no expert on these, but I think both Beau and SVS were involved in some of the riskier end of trading.


Yes I think your right, there is mention of more of an advisory service, with bonds and loans
by Cookie
August 31st, 2019, 4:42 pm
Forum: Credit Cards and Loans
Topic: Margin Account for stoozing?
Replies: 1
Views: 809

Margin Account for stoozing?

Old news I know, but could this be a consideration for stoozing?

https://financefeeds.com/borrow-money-f ... -solution/
by Cookie
August 31st, 2019, 9:15 am
Forum: Mortgages
Topic: BTL Mortgage
Replies: 1
Views: 1113

BTL Mortgage

As previously lived in the property, still have original residential Nationwide mortgage and pay the standard variable plus increased rate due to letting the property This works out at 3.75% Is this competitive? If not, is there a good search engine for BTL mortgages? We have had this mortgage for o...
by Cookie
August 31st, 2019, 9:02 am
Forum: Brokers and Share Dealing
Topic: XO vs SVS vs Beaufort
Replies: 4
Views: 1264

XO vs SVS vs Beaufort

I'm looking into the financial stability of platforms following SVS Securities and Beaufort Securities administration I have seen comments on this forum that SVS and BS were small companies in comparison to some of the major players. This seems to be the case for IWeb, H&L and AJ Bell, their par...
by Cookie
August 31st, 2019, 6:42 am
Forum: Taxes
Topic: Private Residence Relief and Lettings Relief - CGT
Replies: 3
Views: 1298

Private Residence Relief and Lettings Relief - CGT

I would be grateful if someone could sense check my calculations below Myself and my wife jointly own a rental property we own and are considering what to do about the loss of LR and reduction to 9m for PRR next April We are considering whether to sell from personal names this same tax year and sell...
by Cookie
August 12th, 2019, 9:42 pm
Forum: How Do I Invest
Topic: LTI - Lindsell Train Investment Trust PLC - What's going on
Replies: 22
Views: 2305

Re: LTI - Lindsell Train Investment Trust PLC - What's going on

Big drop in share price and premium to NAV, Woodford backlash?

Buying opportunity?
by Cookie
August 12th, 2019, 8:17 pm
Forum: Taxes
Topic: Capital Gains Tax spreadsheet
Replies: 2
Views: 1583

Capital Gains Tax spreadsheet

Before reinventing the wheel, does anyone have a spreadsheet for calculating CGT they use or is one available elsewhere,

Both for property and for equities

Thanks
by Cookie
August 7th, 2019, 10:27 am
Forum: Brokers and Share Dealing
Topic: Evaluating a brokers stability
Replies: 15
Views: 2020

Re: Evaluating a brokers stability

Should you keep all investments with one platform below the FSCS £85k limit or if you have more, should you consider splitting between platforms in £85k chunks? If you are investing in shares rather than cash, the limit applies to your losses rather than market value. Apart from the risk of greedy ...
by Cookie
August 7th, 2019, 10:02 am
Forum: Brokers and Share Dealing
Topic: Evaluating a brokers stability
Replies: 15
Views: 2020

Evaluating a brokers stability

With previous Beaufort Securities and now SVS failing, is anyone re-evaluating their platforms? If so, is there anything anybody would like to share about their platform for or against it's level of stability? What factors are worth considering and where would you find that information? How does SVS...
by Cookie
August 3rd, 2019, 10:51 pm
Forum: Brokers and Share Dealing
Topic: Revolut Share Dealing
Replies: 2
Views: 1758

Revolut Share Dealing

https://www.prolificlondon.co.uk/market ... free-share

Any Metal card users been offered this yet?
by Cookie
August 3rd, 2019, 7:57 pm
Forum: Brokers and Share Dealing
Topic: How to buy Tencent shares
Replies: 11
Views: 1984

Re: How to buy Tencent shares

Someone suggested Naspers because of their large Tencent holding Can anyone explain what has happened previously with Naspers and what they attempt to achieve with the new Dutch listing? It appears the remaining 31% share Naspers has in Tencent (reduced from previously) is worth $133 billion, where ...
by Cookie
August 2nd, 2019, 12:28 am
Forum: Brokers and Share Dealing
Topic: How to buy Tencent shares
Replies: 11
Views: 1984

Re: How to buy Tencent shares

Pendrainllwyn wrote:I hold Tencent via HKEX.


Thanks, which platform did you use and any idea of the costs?
by Cookie
August 1st, 2019, 8:26 pm
Forum: Brokers and Share Dealing
Topic: How to buy Tencent shares
Replies: 11
Views: 1984

How to buy Tencent shares

I can see you can buy ADR in Alibaba via NYSE: BABA in USD I had seen a Tencent holdings ADR OTCMKTS: TCEHY. But looking onto this it seems to be "over-the-counter securities" which seems to be a broker-dealer network as opposed to a centralised exchange like the Nasdaq and NYSE "pink...
by Cookie
July 27th, 2019, 8:10 am
Forum: Venture Capital Trusts (VCT's)
Topic: VCTs to offset Tax
Replies: 5
Views: 2138

VCTs to offset Tax

Since the dividend tax changes some years ago, I have used VCTs to offset dividend tax. I have a relatively large amount of dividend tax as I work through a Ltd What other large taxes do others use VCTs to offset? Since the VCT changes to what they could invest in, I have been trying to evaluate the...
by Cookie
July 27th, 2019, 6:51 am
Forum: Running a Business
Topic: VAT Making Tax Digital Avalara
Replies: 17
Views: 2984

Re: VAT Making Tax Digital Avalara

Used these guys this year, were great, no spreadsheets, just enters figures into boxes, similar as before

https://vat.portico.openanswers.co.uk
by Cookie
July 27th, 2019, 6:36 am
Forum: Brokers and Share Dealing
Topic: Trading 212 -buy and sell shares for free.
Replies: 13
Views: 2454

Re: Trading 212 -buy and sell shares for free.

Does anyone have any information on their foreign exchange rates? Can't find online
by Cookie
July 27th, 2019, 6:23 am
Forum: Brokers and Share Dealing
Topic: Saxo v x-o v Degrio
Replies: 16
Views: 1031

Re: Saxo v x-o v Degrio

Seems to be £5.95 trading fee XO?

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