Search found 47 matches

by MikeyWorld
January 5th, 2019, 8:36 pm
Forum: Bank Accounts Savings & ISAs
Topic: Banking facility for a Resident's Company?
Replies: 2
Views: 266

Re: Banking facility for a Resident's Company?

If you want interest, you could link it to a Virgin business savings account. Minimum £1k.

https://uk.virginmoney.com/virgin/business/
by MikeyWorld
December 21st, 2018, 7:25 pm
Forum: Credit Cards and Loans
Topic: Personal vs Consumer CC
Replies: 5
Views: 481

Re: Personal vs Consumer CC

It came half way through the payment process, so I can't get back to the page until next year.
by MikeyWorld
December 20th, 2018, 4:17 pm
Forum: Credit Cards and Loans
Topic: Personal vs Consumer CC
Replies: 5
Views: 481

Personal vs Consumer CC

The DVLA seem to differentiate between personal and consumer credit cards.

Free if it's a personal credit card, £2.50 for a consumer credit card (and corporate / business cards)

What is the difference between personal and consumer?
by MikeyWorld
November 2nd, 2018, 5:00 pm
Forum: Legal Issues (Practical)
Topic: LPA self-inking stamp and self-certify
Replies: 5
Views: 706

Re: LPA self-inking stamp and self-certify

Be gentle, I'm a bit simple.

A solicitor must be holding the original LPA at the time of certifying the copy.


A solicitor must be physically holding the original if that solicitor certifies the copy.

or

The original LPA must be held by solicitors if one self-certifies.
by MikeyWorld
October 22nd, 2018, 6:49 pm
Forum: Legal Issues (Practical)
Topic: LPA self-inking stamp and self-certify
Replies: 5
Views: 706

LPA self-inking stamp and self-certify

This is more of an Ask A Lemony Question. The self-inking stamps that you can buy online: "I certify this is a true and complete copy of the corresponding page" etc always mention that they are for lawyers / solicitors. 1) Can you use them to self-certify, or do you need to write it out by...
by MikeyWorld
October 19th, 2018, 12:00 pm
Forum: Bank Accounts Savings & ISAs
Topic: Power of Attorney: Pre-Registering with Banks?
Replies: 6
Views: 786

Re: Power of Attorney: Pre-Registering with Banks?

Just an update.

Seems that the solicitor had sent it to my dad, so the stuff my dad had in the original meeting was the stuff that I needed.

I'll get him to self-certify a few copies before he sends the stuff to me.

Setting up online banking would be brilliant.

Ta
by MikeyWorld
October 13th, 2018, 8:38 pm
Forum: Computers, TVs & Phones
Topic: Does anyone else get emotional about their main PC?
Replies: 34
Views: 1033

Re: Does anyone else get emotional about their main PC?

Reminded me of a Canadian film:

https://en.wikipedia.org/wiki/Control_Alt_Delete_(film)

Not necessarily a good film, just unforgettable.
by MikeyWorld
October 13th, 2018, 7:59 pm
Forum: Bank Accounts Savings & ISAs
Topic: Power of Attorney: Pre-Registering with Banks?
Replies: 6
Views: 786

Re: Power of Attorney: Pre-Registering with Banks?

Yep, thanks. I was being a bit dippy. I'll collect it from the solicitors.
by MikeyWorld
October 11th, 2018, 3:12 pm
Forum: Bank Accounts Savings & ISAs
Topic: Power of Attorney: Pre-Registering with Banks?
Replies: 6
Views: 786

Power of Attorney: Pre-Registering with Banks?

Didn't know if this was a DAK, legal or banking question. I've just sat in on a meeting with my parents' financial advisor/private banker/wealth manager type person so there will be a few questions heading in this direction shortly. I already have a power of attorney registered, the original is held...
by MikeyWorld
October 8th, 2018, 8:58 pm
Forum: Does anyone know?
Topic: Disposal, recycling of VHS tapes and kitchen knives
Replies: 17
Views: 1162

Re: Disposal, recycling of VHS tapes and kitchen knives

Put them inside a clear plastic bag and leave them outside the front gate, somebody'll have them.
by MikeyWorld
October 5th, 2018, 5:38 pm
Forum: Computers, TVs & Phones
Topic: Web design books over 10 years old - worth keeping?
Replies: 12
Views: 765

Re: Web design books over 10 years old - worth keeping?

PHP & MySQL are not likely to go out of fashion, though they are far easier to learn now that you can download Mamp/Wamp. JavaScript is still useful. It provides the alternative to PHP / MySQL stuff. "MEAN" workflow using Mongo DB is fully JavaScript. AJAX which updates portions of pag...
by MikeyWorld
August 23rd, 2018, 3:12 pm
Forum: Dealing with Debt
Topic: advice sought please
Replies: 30
Views: 3894

Re: advice sought please

I'm not that knowledgeable about mortgages - I went for an offset. Will your lender move you over to interest only / payment holiday? - 4% on 50K is £2k per year - £170 per month. You've then got an extra £400 per month to throw at the cards. You've still got to find this money to pay off the mortga...
by MikeyWorld
June 18th, 2018, 8:45 pm
Forum: Bank Accounts Savings & ISAs
Topic: Has the Stander 123 account lost its way?
Replies: 6
Views: 723

Re: Has the Stander 123 account lost its way?

There is the linked online saver (that you need to open in branch) £200 month @ 5% (did drop to 3% then returned to 5%)

I've been thinking about moving to the lite version and sticking the cash in a global equity fund.

I've got an offset mortgage to draw upon if needed.
by MikeyWorld
June 18th, 2018, 8:35 pm
Forum: Living Below Your Means
Topic: A Life Less Throwaway
Replies: 31
Views: 2183

Re: A Life Less Throwaway

I've just got around to repairing my three wheeled lawn mower. It had three wheels when I rescued it off freecycle ten years ago.

It now has a sexy fourth wheel. It is awesome.
by MikeyWorld
June 18th, 2018, 8:19 pm
Forum: Mortgages
Topic: IN A PICKLE
Replies: 13
Views: 1923

Re: IN A PICKLE

I don't understand why they would do that. He has a job. Why do they not convert the equity shortfall into an unsecured loan?

It's 14k, why would they give that away? It will surely impact his credit rating.

What bank is it? I'm selling my shares.
by MikeyWorld
May 29th, 2018, 4:25 pm
Forum: Building and DIY
Topic: Strange goings on in the bedroom (lights)
Replies: 7
Views: 617

Re: Strange goings on in the bedroom (lights)

I use the room as a workshop / storage room, so I generally only turn the light on when the hall light is on, so I'm not sure how long it has been doing this. When I spotted it, I switched out the compact fluorescent for an LED (1520Lumen) but that made no difference. I recently had firemen knocking...
by MikeyWorld
May 24th, 2018, 5:07 pm
Forum: Building and DIY
Topic: Strange goings on in the bedroom (lights)
Replies: 7
Views: 617

Strange goings on in the bedroom (lights)

I have a bedroom light that has suddenly stopped working, that is unless you flick the hall light on and off. When you switch the hall light on, bedroom light comes on When you switch the hall light off, bedroom light stays on until you switch it off with the bedroom switch. It's not a priority, I'v...
by MikeyWorld
May 23rd, 2018, 3:03 pm
Forum: Building and DIY
Topic: Lidl Water Resistant Paint
Replies: 2
Views: 389

Re: Lidl Water Resistant Paint

Thought it was too good to be true.

Ta
by MikeyWorld
May 22nd, 2018, 3:32 pm
Forum: Building and DIY
Topic: Lidl Water Resistant Paint
Replies: 2
Views: 389

Lidl Water Resistant Paint

Hi, I'm new over here.

I spotted the above in Lidl - About £7 for 2.5 Litres

Compared to about £12 for 750ml of polycell damp seal

I'm guessing it's not the same thing - or is it?
by MikeyWorld
May 12th, 2018, 4:17 pm
Forum: Computers, TVs & Phones
Topic: Dad's internot
Replies: 6
Views: 697

Re: Dad's internot

I've been through the BT customer help pages

He reckons the light is a healthy blue. There is no other tech to connect to it.

Thought there may have been a wave of "#metoo"s - it'll be the hub/BT/pc

He thinks he's found someone else with the same problem.

Thanks anyway.

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