Search found 402 matches

by EssDeeAitch
May 26th, 2019, 3:38 pm
Forum: High Yield Shares & Strategies - general
Topic: Losing the faith - should I just sell and move to funds (Poor Performance / Renationalisation)
Replies: 95
Views: 3367

Re: Losing the faith - should I just sell and move to funds (Poor Performance / Renationalisation)

Not at all. The market as a whole has gone down. My HYP has fallen more than the market in the last few weeks. Buying as the market falls is better than selling. You never completed the exercise, and you certainly didn't hold for long enough to make a judgement. Just look and it is probable that an...
by EssDeeAitch
May 26th, 2019, 12:03 pm
Forum: High Yield Shares & Strategies - general
Topic: Losing the faith - should I just sell and move to funds (Poor Performance / Renationalisation)
Replies: 95
Views: 3367

Re: Losing the faith - should I just sell and move to funds (Poor Performance / Renationalisation)

Well, with regard to the original question, "should I just sell and move to funds", for me the answer is yes. I developed an entry level HYP portfolio at the end of Q3 last year with eight stocks and the intention of growing this through time (this HYP did not constitute a great part of my...
by EssDeeAitch
May 26th, 2019, 10:39 am
Forum: Polite Discussions
Topic: EU election turnout
Replies: 66
Views: 896

Re: EU election turnout

I find it really interesting how fast people have aligned themselves to each group and become hostile to each other over an issue that arguably wasn’t a big deal for most folks 5-10 years ago. The amount of stubbornness and know it all ism coming from both sides is just ridiculous. Too right - spot...
by EssDeeAitch
May 26th, 2019, 9:54 am
Forum: Legal Issues (Practical)
Topic: Traetment of SIPP and ISA on death
Replies: 6
Views: 376

Re: Traetment of SIPP and ISA on death

Many thanks to all - very helpful indeed. I have been in touch with my SIPP/ISA provider to get the pieces put into place.
by EssDeeAitch
May 26th, 2019, 9:14 am
Forum: Financial Software - Discussion
Topic: Update to Simple Yahoo Price Scrape
Replies: 9
Views: 178

Re: Update to Simple Yahoo Price Scrape

For anyone unaware of the differences see here https://trumpexcel.com/vlookup-vs-index-match-debate-ends/ Well I must say I am a convert and I have never used VLOOKUP again since. INDEX and MATCH takes a bit of getting used to but it’s very simple really and works really well with tables and struct...
by EssDeeAitch
May 24th, 2019, 8:56 am
Forum: High Yield Shares & Strategies - general
Topic: SGRO top slice
Replies: 15
Views: 430

Re: SGRO top slice

That will make ansignificant difference. Thanks for pointing it out. It may or may not make a significant difference. It depends entirely on how or if they control any discount/premium. Anyway you can only sell on the share price not the NAV so that is what tends to matter. Dod I have just fired of...
by EssDeeAitch
May 24th, 2019, 6:34 am
Forum: High Yield Shares & Strategies - general
Topic: SGRO top slice
Replies: 15
Views: 430

Re: SGRO top slice

I just had a look at Merchants and got this info from HL and pardon me, but why would this be attractive despite it's yield of 5.44%? Am I missing something here? Past performance not etc etc......... PERFORMANCE 1 week - 0% 1 month down 1.62% 3 months up 1.04% 6 months up 3.29% 1 year down 9.83% 2...
by EssDeeAitch
May 23rd, 2019, 6:49 pm
Forum: Polite Discussions
Topic: EU citizens being denied the right to vote in EU elections in UK
Replies: 8
Views: 199

Re: EU citizens being denied the right to vote in EU elections in UK

It seems that EU nationals are turning up at polling stations to find their names have been crossed off the list of those allowed to vote in the EU elections. Forms which they filled in to allow them to vote in the UK seem to have been delivered to them too late to sign or if signed on time mislaid...
by EssDeeAitch
May 23rd, 2019, 5:36 pm
Forum: Polite Discussions
Topic: EU citizens being denied the right to vote in EU elections in UK
Replies: 8
Views: 199

Re: EU citizens being denied the right to vote in EU elections in UK

It seems that EU nationals are turning up at polling stations to find their names have been crossed off the list of those allowed to vote in the EU elections. Forms which they filled in to allow them to vote in the UK seem to have been delivered to them too late to sign or if signed on time mislaid...
by EssDeeAitch
May 23rd, 2019, 5:33 pm
Forum: High Yield Shares & Strategies - general
Topic: SGRO top slice
Replies: 15
Views: 430

Re: SGRO top slice

If you are considering ITs, then either of monabri's suggestions seem good to me. Dod I wasn't but perhaps I should be. I have IAPD (High yield Asia/Pacific ETF) so not sure HFEL is appropriate (ie I already have that region covered) though I have thought of adding HFEL in the past. Will have a loo...
by EssDeeAitch
May 23rd, 2019, 4:31 pm
Forum: Legal Issues (Practical)
Topic: Traetment of SIPP and ISA on death
Replies: 6
Views: 376

Traetment of SIPP and ISA on death

Can anyone let me know how does the transfer of SIPP and ISA holdings get treated upon death of a spouse when there is a valid will and all assets have been left to the surviving spouse? Do the funds have to be cashed in and the money transferred, or the funds get transferred to the new owner within...
by EssDeeAitch
May 23rd, 2019, 1:16 pm
Forum: High Yield Shares & Strategies - general
Topic: iShares Quality Dividend ETFs & What Are The GBP Based Equivalents?
Replies: 12
Views: 432

Re: iShares Quality Dividend ETFs & What Are The GBP Based Equivalents?

These are both costs within the ETF and ones you will incur no matter where you buy or hold it. Vanguard themselves (unless I'm missing it) seem to only reveal the 0.29% OCF, which is a little surprising as I thought everyone was required to reveal all costs nowadays, but obviously not. The only me...
by EssDeeAitch
May 23rd, 2019, 11:42 am
Forum: High Yield Shares & Strategies - general
Topic: iShares Quality Dividend ETFs & What Are The GBP Based Equivalents?
Replies: 12
Views: 432

Re: iShares Quality Dividend ETFs & What Are The GBP Based Equivalents?

I am confused by that. Since VHYL is an ETF it should cost the same for all investors, just like holding a share. Likewise there is no percentage platform fee for equities. Interactive Investors charges me only a flat fee per month/quarter and holds my ETFs at zero cost. I thought it was only open-...
by EssDeeAitch
May 23rd, 2019, 8:41 am
Forum: High Yield Shares & Strategies - general
Topic: iShares Quality Dividend ETFs & What Are The GBP Based Equivalents?
Replies: 12
Views: 432

Re: iShares Quality Dividend ETFs & What Are The GBP Based Equivalents?

Many thanks Julian. Anyone happen to know if Vanguard ETFs are open to any trading platform just like any FTSE share without extra charges. This is how I understand ETFs but as I am not in a position of having to change platforms to choose a Vanguard ETF I want to be sure I understand correctly and...
by EssDeeAitch
May 23rd, 2019, 8:05 am
Forum: High Yield Shares & Strategies - general
Topic: iShares Quality Dividend ETFs & What Are The GBP Based Equivalents?
Replies: 12
Views: 432

Re: iShares Quality Dividend ETFs & What Are The GBP Based Equivalents?

Many thanks Julian. Anyone happen to know if Vanguard ETFs are open to any trading platform just like any FTSE share without extra charges. This is how I understand ETFs but as I am not in a position of having to change platforms to choose a Vanguard ETF I want to be sure I understand correctly and...
by EssDeeAitch
May 23rd, 2019, 5:13 am
Forum: Cycling
Topic: Chain links
Replies: 6
Views: 247

Re: Chain links

A very occasional cyclist writes: That feels suspiciously like bodgery to me. Wouldn't be allowed in any other field of engineering, I suspect. Is it really all right to re-use a chain link that you've forced apart? Or should I get a proper split link like we used to have in the good old days? BJ C...
by EssDeeAitch
May 20th, 2019, 2:05 pm
Forum: Science
Topic: Will we become an 'artificial' species?
Replies: 27
Views: 342

Re: Will we become an 'artificial' species?

trace our individual family trees back 3,400 years and everyone in the world today shares a common ancestor with everyone else in the world. ... It seems to me that at sometime in the future much sooner than 3,400 years given how much we travel, then everyone in the world will share one or both of ...
by EssDeeAitch
May 17th, 2019, 6:16 pm
Forum: Beerpig's Snug
Topic: One of each twice?
Replies: 2
Views: 219

Re: One of each twice?

I am not sure but what I can say is that whilst I can never remember a name I always forget a face.
by EssDeeAitch
May 17th, 2019, 6:13 pm
Forum: Taxes
Topic: Tax on SIPP withdrawal
Replies: 2
Views: 198

Re: Tax on SIPP withdrawal

No, once you have crystallised the whole pot and taken 25% tax free, any further withdrawals from are taxable income (this arrangement is called flexi-access drawdown, you drawdown flexibly from the fund, but its all taxable beyond the first 25%) If you use UFPLS to withdraw lump sums, then only 25...
by EssDeeAitch
May 17th, 2019, 6:00 pm
Forum: Taxes
Topic: Tax on SIPP withdrawal
Replies: 2
Views: 198

Tax on SIPP withdrawal

Can anyone help with this question? If a SIPP grows post the 25% tax free draw-down, is a further drawdown allowed on that growth? For purposes of illustration SIPP value on retirement £100,000 25% tax free withdrawal £25,000 Balance £75,000 SIPP left untouched for x years and grows to £100,000 (so ...

Go to advanced search