Search found 122 matches

by yorkshirelad1
August 16th, 2019, 5:14 pm
Forum: Bank Accounts Savings & ISAs
Topic: NS&I Savings certificates "in trust" (executor)
Replies: 5
Views: 219

Re: NS&I Savings certificates "in trust" (executor)

Thanks. Useful info! . AFAIAA NS&I Savings Certificates are tax free - full stop. In any case, for a bare trust, any tax would have been payable by the beneficiaries, not by the trust. That was my take on it, but I was being slightly devil's advocate, and it's good to hear that I'm not alone in ...
by yorkshirelad1
August 16th, 2019, 2:46 pm
Forum: Bank Accounts Savings & ISAs
Topic: NS&I Savings certificates "in trust" (executor)
Replies: 5
Views: 219

NS&I Savings certificates "in trust" (executor)

Does anyone have any experience of using trusts for NS&I Savings certificates? I am sole exor of my mother’s estate and along with other assets she had about 20 index-linked Savings certificates (SC), totalling about £340k at the moment. The estate goes to two beneficiaries. SCs can be inherited...
by yorkshirelad1
August 16th, 2019, 10:59 am
Forum: Share ideas
Topic: Burford Capital Limited (BUR)
Replies: 114
Views: 2928

Re: Burford Capital Limited (BUR)

Today's IC (Fri 16 Aug) has plenty to digest on Burford ....
p.6 Editor
p. 11 News Spotligh: Burford still in the dock
p. 13: Bearbull: Against the flow

https://www.investorschronicle.co.uk/
(No connection with the IC other than as a reader)
by yorkshirelad1
August 16th, 2019, 10:01 am
Forum: Taxes
Topic: HMRC in a forgiving mood.....
Replies: 3
Views: 333

Re: HMRC in a forgiving mood.....

HMRC never fail to astonish me. I suggest they are under-resourced at the moment and can't persue the 120,000. I have 4 tax reclaims in at the the moment for my family. 5 years ago these would have been processed and paid within a month. The oldest one was submitted on 23/4 and when I chased 10 day...
by yorkshirelad1
August 15th, 2019, 10:33 am
Forum: Share ideas
Topic: Burford Capital Limited (BUR)
Replies: 114
Views: 2928

Re: Burford Capital Limited (BUR)

And this discussion to me illustrates the point. In the 50 or so closely printed pages in their Annual Report purporting to explain what they do and how they do it, I am not really much wiser than the very broad idea that they finance litigation cases and share in the results if they won. I would n...
by yorkshirelad1
August 15th, 2019, 9:23 am
Forum: Taxes
Topic: HMRC in a forgiving mood.....
Replies: 3
Views: 333

HMRC in a forgiving mood.....

From sharecast https://www.sharecast.com/news/press-round-up-short-premium/thursday-newspaper-round-up-british-steel-monzo-digital-tax--6940050.html (as the source is The Times and the Times has a paywall) About 120,000 businesses that missed a tax deadline will escape a fine after HM Revenue & ...
by yorkshirelad1
August 12th, 2019, 4:05 pm
Forum: Biscuit Bar
Topic: Supporting The Lemon Fool - Donations (versus Adverts)
Replies: 28
Views: 21723

Re: Supporting The Lemon Fool - Donations (versus Adverts)

A timely reminder. I've just donated £20. However, the first attempt (by credit card) said it failed and said "do it again" and the second attempt when through OK. However, I got two e-mails (same reference of 'uid_4803_blah') and different transaction reference. Credit card is showing tw...
by yorkshirelad1
August 7th, 2019, 12:27 pm
Forum: Biscuit Bar
Topic: Supporting The Lemon Fool - Donations (versus Adverts)
Replies: 28
Views: 21723

Re: Supporting The Lemon Fool - Donations (versus Adverts)

The Lemon Fool is, and will remain, free to use. However, there are costs and time involved in running the site. These costs are met by a combination of adverts and donations. You can make donations at any time by clicking on the Donations button at the top or clicking here https://www.lemonfool.co...
by yorkshirelad1
August 7th, 2019, 11:55 am
Forum: Biscuit Bar
Topic: Supporting The Lemon Fool - Donations (versus Adverts)
Replies: 28
Views: 21723

Re: Supporting The Lemon Fool - Donations (versus Adverts)

The Lemon Fool is, and will remain, free to use. However, there are costs and time involved in running the site. These costs are met by a combination of adverts and donations. You can make donations at any time by clicking on the Donations button at the top or clicking here https://www.lemonfool.co...
by yorkshirelad1
August 7th, 2019, 10:28 am
Forum: Share ideas
Topic: Burford Capital Limited (BUR)
Replies: 114
Views: 2928

Re: Burford Capital Limited (BUR)

A salutary lesson on investing :-)
Happily, I bought some (10k) at £3, sold 40% at £19.40, and sold 30% at £16.
Can't be too unhappy with that. And inside an ISA too, so no CGT.
Share price tanking at the moment....
by yorkshirelad1
August 6th, 2019, 9:23 am
Forum: Bank Accounts Savings & ISAs
Topic: Premium Bonds
Replies: 358
Views: 25632

Re: Premium Bonds

£50 for me, made up of 2 x £25 And again, two seperate emails from NS&I 44 minutes apart strange that you get two separate e-mails, can't explain that, I only get one e-mail for one or more prize winnings. regarding the time delay: NS&I seem to phase sending the e-mails. I check two separat...
by yorkshirelad1
July 29th, 2019, 10:46 am
Forum: Financial Software - Discussion
Topic: Investegate email alerts
Replies: 9
Views: 819

Re: Investegate email alerts

I am signed up on Investegate for RNS alerts for my holdings. I stopped getting emails after the 22nd July, receiving none on 23rd/24th. I then signed in to Investegate and checked a few of my alerts were still set up correctly. Emails resumed on the 25th (for all holdings, not just the few I check...
by yorkshirelad1
July 29th, 2019, 10:12 am
Forum: Beerpig's Snug
Topic: Present ideas for friends in the US
Replies: 32
Views: 1273

Re: Present ideas for friends in the US

We're off to America next week (St Louis). We're staying with a couple of families who we hosted on trips they made to the UK over the past few years and I'm trying to think of interesting little gifts we can take with us. Can anyone suggest any ideas. The obvious ones are things like Cadbury's cho...
by yorkshirelad1
July 29th, 2019, 9:59 am
Forum: Other Investing
Topic: Boring Premium Bonds
Replies: 19
Views: 1452

Re: Boring Premium Bonds

I did try them a couple of times but never again thanks as it's just not worth it. As someone has already said it's a case of more hope than anything else so my advice to anyone is to leave them alone. I can see your point. IMHO ⋅ no tax to pay on any winnings (and useful if you've used u...
by yorkshirelad1
July 24th, 2019, 9:55 am
Forum: Bitter Lemons
Topic: Another good boozer ruined
Replies: 7
Views: 1414

Re: Another good boozer ruined

Just back from the Yorkshire Dales. A small pretty village, a very well-known hiking centre, a few resident sheep farmers still in residence, but not much else. And a pub that's probably much too large for the now-depleted residents, especially out of season when all the air-bnb-ers stay away and t...
by yorkshirelad1
July 18th, 2019, 9:04 am
Forum: Computers, TVs & Phones
Topic: Backup software
Replies: 25
Views: 783

Re: Backup software

Any software recommendations for a Windows backup solution? I have always used Acronis True Image in the past but now always receive 'validation' errors when the image is being verified. I am looking at Aomei Backupper Standard as an alternative but need to check that both the source machine name a...
by yorkshirelad1
July 17th, 2019, 9:39 am
Forum: Computers, TVs & Phones
Topic: Backup software
Replies: 25
Views: 783

Re: Backup software

Any software recommendations for a Windows backup solution? I have always used Acronis True Image in the past but now always receive 'validation' errors when the image is being verified. I am looking at Aomei Backupper Standard as an alternative but need to check that both the source machine name a...
by yorkshirelad1
June 27th, 2019, 10:33 am
Forum: Venture Capital Trusts (VCT's)
Topic: Shareholder rights
Replies: 4
Views: 1807

Re: Shareholder rights

Isn't it a little ironic to want printed versions of anything "green"? I welcome the absence of printed documents: I'm happy to read them online, and subscribing to relevant feeds at investegate means I always see them long before the paper versions are out. +1 https://www.investegate.co....
by yorkshirelad1
June 25th, 2019, 11:02 am
Forum: Does anyone know?
Topic: Has anything happened to blood donation locations
Replies: 11
Views: 534

Re: Has anything happened to blood donation locations

Until a few years ago, I was a regular blood donor. I am trying to return to donating blood, but I can't find anywhere locally to give blood. I'm not in the wilds of anywhere, just the suburbs of London (Purley). And there used to be a few places I could walk to (generally church halls). DAK if som...

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