Search found 34 matches

by Gadgeisbackagain
July 29th, 2019, 11:20 am
Forum: Passive Investing
Topic: Is there a ETF that works similar to a savings account?
Replies: 14
Views: 1779

Re: Is there a ETF that works similar to a savings account?

Gilts etf hardly seems worth the capital risk for 1 per cent pa yield.

I use moneybox.com for round ups to money spent and for occasional top ups.

Takes 3 weeks to withdraw money though.

https://uk.trustpilot.com/review/moneyboxapp.com

Gadge
by Gadgeisbackagain
July 29th, 2019, 10:26 am
Forum: Investment Trusts and Unit Trusts
Topic: WPCT Woodford sell 60 per cent of his stake
Replies: 6
Views: 1730

WPCT Woodford sell 60 per cent of his stake

Explanation is he needed the loot to pay a tax bill. Bit surprised by that after all the money he has trousers in recent times. Shocked by his decision not to see it through with his own money. In fact, I think this qualifies him for my award of tosser of the week and it's only Monday and despite st...
by Gadgeisbackagain
July 29th, 2019, 7:04 am
Forum: High Yield Shares & Strategies - general
Topic: Diversified income portfolio
Replies: 24
Views: 1966

Re: Diversified income portfolio

I run a test portfolio called Gadge GIP (global income portfolio) which was designed to address exactly what you have in mind. It was started on TMF and migrated here when the boards shut there but threads here were all lost when I briefly left the site and my original account was deleted. They coul...
by Gadgeisbackagain
July 29th, 2019, 6:35 am
Forum: High Yield Shares & Strategies - general
Topic: Diversified income portfolio (DIP 2)
Replies: 7
Views: 4611

Re: Diversified income portfolio (DIP 2)

Do you plan on buying one actual pick from the equity sector lists that you provided? If not, then I think you should. If yoi buy all these things, you will end up with a mix of equities that no one is managing and lots of multiple picks of the same shares across different funds and ITs. It is tempt...
by Gadgeisbackagain
July 29th, 2019, 6:13 am
Forum: High Yield Shares & Strategies - general
Topic: HYP short selection
Replies: 9
Views: 1803

HYP short selection

I have been thinking about getting back into HYP for part of my ISA due to the great value on offer in the UK at the moment. Some of you may already know that I have been running a test portfolio called the Gadge Global Income Portfolio (GGIP) for a few years now and that this is benchmarked against...
by Gadgeisbackagain
July 26th, 2019, 3:02 pm
Forum: Investment Strategies
Topic: 'Quality' Global Growth - The Valuation Challenge
Replies: 17
Views: 4136

Re: 'Quality' Global Growth - The Valuation Challenge

I like the idea of the coming soon Apple credit card.

I think this will prove very popular.
The scheme is being run by Mastercard.

I also like Visa and would like to hold if spare cash came available.

Gadge
by Gadgeisbackagain
July 12th, 2019, 8:59 am
Forum: High Yield Shares & Strategies - general
Topic: Polar capital
Replies: 2
Views: 1853

Polar capital

Any views on this one?

Looks like an interesting hyp tiddler?

Divs over 5 per cent.

Gadge
by Gadgeisbackagain
July 12th, 2019, 7:35 am
Forum: Company Share news (LSE Main Market)
Topic: WPP PLC (WPP)
Replies: 15
Views: 1187

Re: WPP PLC (WPP)

Sounds like the party is over and the cake is being handed out to the last hangers-on to me.
by Gadgeisbackagain
July 12th, 2019, 7:27 am
Forum: Polite Discussions
Topic: Brexit other options
Replies: 17
Views: 768

Re: Brexit other options

I am def not a euro sceptic. See my option one. Stay in and get fully involved. This has always been my preferred option in Europe. My kids are half french, 2 of my grandkids live in Europe and speak French all day at creche, and I have massive benefited from being in Europe. Option 2 in the event o...
by Gadgeisbackagain
July 12th, 2019, 7:12 am
Forum: Investment Strategies
Topic: 'Quality' Global Growth - The Valuation Challenge
Replies: 17
Views: 4136

Re: 'Quality' Global Growth - The Valuation Challenge

Hi Mark I made a decision to hold US shares as individual holdings due to Brexit faff ages ago. Sold everything in the uk in my Sipp to do so, apart from fgt. I hold quite a list but they include Mastercard, Paypal, Disney, and Microsoft as my biggest bets plus smallest holdings in tiddlers trade de...
by Gadgeisbackagain
July 11th, 2019, 6:46 am
Forum: Investment Strategies
Topic: 'Quality' Global Growth - The Valuation Challenge
Replies: 17
Views: 4136

Re: 'Quality' Global Growth - The Valuation Challenge

I hold Mastercard and its doing well for me but I bought it as a result of Apples move into services. Apple announced they will be offering their own sexy whitec titanium credit card soon. I imagine that this will prove highly desirable to own and flash about by everyone from the Kardashians downwar...
by Gadgeisbackagain
July 11th, 2019, 6:25 am
Forum: Investment Strategies
Topic: The 2 stock portfolio.
Replies: 51
Views: 4514

Re: The 2 stock portfolio.

I think that two investments in direct shares would be just silly and overly risky regardless of the companies chose. I have a savings account for my 3 x grandkids and opted for a one share portfolio for ease of maintenance I bought VWRL Vanguard all world etf. This is a highly diversified 100 per c...
by Gadgeisbackagain
July 7th, 2019, 7:17 am
Forum: Passive Investing
Topic: All Hale Tim's portfolio
Replies: 4
Views: 5179

Re: All Hale Tim's portfolio

Slightly confused by your reasoning. You say that you are converted to being the market and not trying to beat it? Why buy any tilts then? If you just want to be the stock market globally, buy VWRL and you will be. Simple. If you want to own a global portolio. Then choose the defense level you requi...
by Gadgeisbackagain
June 21st, 2019, 1:50 am
Forum: Investment Strategies
Topic: How to increase defensiveness of IT portfolio
Replies: 60
Views: 8279

Re: How to increase defensiveness of IT portfolio

I like and hold MVOL. Doing well for me so far as a low cost core holding. Gives low cost exposure to minimum volatility shares. If does give currency risk but I am happy to take that risk at the moment. There is a hedged gbp version too though if you prefer that. It is accumulating though so no div...
by Gadgeisbackagain
June 19th, 2019, 8:32 pm
Forum: Investment Strategies
Topic: How to increase defensiveness of IT portfolio
Replies: 60
Views: 8279

Re: How to increase defensiveness of IT portfolio

Hi Richfool, Thanks. likewise, I tend to find what you are up to quite interesting as well. Maybe this will help your thinking. This is what John Baron bases his IT portfolios on.... https://www.pimfa.co.uk/private-investor-indices/current-asset-allocation/ Gadge PS I just took a look at Mate and th...
by Gadgeisbackagain
June 18th, 2019, 6:54 pm
Forum: Investment Strategies
Topic: How to increase defensiveness of IT portfolio
Replies: 60
Views: 8279

Re: How to increase defensiveness of IT portfolio

https://monevator.com/9-lazy-portfolios-for-uk-passive-investors-2010/ Some interesting ideas there on defensive portfolios. My thoughts: What you seek, does not exist. You want Gilts but when they were actually defensive and not hugely overvalued as they are now, so inherently risky. You don't like...
by Gadgeisbackagain
June 18th, 2019, 11:51 am
Forum: Investment Strategies
Topic: FT Interview with Warren Buffett
Replies: 17
Views: 1698

Re: FT Interview with Warren Buffett

<Berkshire's underperformance relative to the S&P500 in recent years is because it hasn't had much in the "FAANGs" (Apple is a fairly recent acquisition). IMHO going forward it will be close to the S&P500 without most of the price taking / weak moat businesses and without most of t...
by Gadgeisbackagain
June 18th, 2019, 11:28 am
Forum: High Yield Shares & Strategies - general
Topic: Income IT’s v HYP – 5 years on
Replies: 26
Views: 3313

Re: Income IT’s v HYP – 5 years on

Thanks for that reply but I actually meant the total return of the HYP versus the IT.

Gadge
by Gadgeisbackagain
May 30th, 2019, 5:25 pm
Forum: High Yield Shares & Strategies - general
Topic: Income IT’s v HYP – 5 years on
Replies: 26
Views: 3313

Re: Income IT’s v HYP – 5 years on

Hi Guys

Can I just ask what the result to date is in total return.

Which is winning with growth and divs paid included?

Apologies if this is in the info above already.

Gadge
by Gadgeisbackagain
May 19th, 2019, 11:33 pm
Forum: Living Below Your Means
Topic: Le creuset
Replies: 21
Views: 1279

Re: Le creuset

Aldi do some knock offs that are very good.

Nothing special about le crueset. They are just cast iron with an enamel finish. They now sell at crazy prices imho.

Gadge

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