Search found 8 matches

by catlover99
May 5th, 2018, 10:25 pm
Forum: Credit Cards and Loans
Topic: Stoozing - MBNA second card?
Replies: 1
Views: 805

Stoozing - MBNA second card?

I have a 0% offer coming to an end and need to shift the balance onto another card. I have a zero balance MBNA card with a hefty limit on it - but a rather poor 12 month offer which is not worth my while unless I can't get a new card, shame as they used to throw great 0% offers at me. My stoozed cas...
by catlover99
January 22nd, 2018, 9:35 pm
Forum: Legal Issues (Practical)
Topic: New Probate Question
Replies: 29
Views: 1792

Re: New Probate Question

I am not sure why NHS Pensions are stuck in the dark ages either. It is a defined benefit scheme which essentially works as a Ponzi scheme as everyones 'pot' is virtual. There is a new scheme coming in - the 2015 scheme which is not optional, needless to say it is not as good as the 1995 scheme...
by catlover99
January 21st, 2018, 7:39 am
Forum: Legal Issues (Practical)
Topic: New Probate Question
Replies: 29
Views: 1792

Re: New Probate Question

ok - thanks. There was an option to transfer from the 1995 to the 2008 scheme, however this needed the employee to actively indicate they wished to transfer so I will assume the 1995 scheme rules apply. Death in service benefit is payable - the sum is twice the annual pensionable pay at time of deat...
by catlover99
January 20th, 2018, 4:45 pm
Forum: Legal Issues (Practical)
Topic: New Probate Question
Replies: 29
Views: 1792

Re: New Probate Question

I am not surprised that no-one can give you an answer because the scheme is not just one scheme and payment of death benefits inside or outside the estate depends on some specific circumstances. Trying to deal with this as a relative not familiar with the scheme must be a nightmare. Can you answer a...
by catlover99
April 8th, 2017, 3:32 pm
Forum: Property Investment Discussions
Topic: Deposit Protection - have I missed something?
Replies: 5
Views: 698

Re: Deposit Protection - have I missed something?

Well we try :D Landlording is a business and you have to keep the customers happy (within reason). Mystery solved. The agent decided to change protection schemes and failed to tell either the landlords or the tenants about it. I have made it clear that I am not happy about the lack of communication,...
by catlover99
April 8th, 2017, 1:23 am
Forum: Property Investment Discussions
Topic: Deposit Protection - have I missed something?
Replies: 5
Views: 698

Re: Deposit Protection - have I missed something?

Sorry - should have made it clear that it is the custodial scheme and the nature of the contract with the agent is that they do everything on my behalf for start and end of tenancy, but I am very much arms length with deposits, they receive the deposit and hold the logins. I am pretty obsessive abou...
by catlover99
April 7th, 2017, 10:26 pm
Forum: Property Investment Discussions
Topic: Deposit Protection - have I missed something?
Replies: 5
Views: 698

Deposit Protection - have I missed something?

Currently two of my properties have long term tenants who are now on statutory periodic tenancies following expiration of the initial AST (in England). Both tenants are happy with this as it gives them flexibility if they purchase or move and also saves renewal fees which gives me extra brownie poin...
by catlover99
November 4th, 2016, 8:56 pm
Forum: Biscuit Bar
Topic: Requests for specific Motley Fool UK boards to be added
Replies: 199
Views: 7791

Re: Requests for specific Motley Fool UK boards to be added

Thank you Stooz for setting this up and at lightning speed too! (like many others I have kept my TMF username although I post infrequently)

You already have most of my favourite boards covered, but can I add:

Property Investing - Practical
Wills and Probate

Cheers!

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