Search found 98 matches

by SDN123
October 16th, 2019, 6:20 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: Jumping off the Stagecoach (SGC)
Replies: 9
Views: 308

Jumping off the Stagecoach (SGC)

As I have mentioned before I don't seem to be the best seller of shares, so I'm looking for some comments and/or advice... In an extended moment of madness (while over-extending for yield) I bought two tranches of Stagecoach (SGC) at 206.8p (Nov-16) and then 214.54p (Jun-17) for an average total cos...
by SDN123
October 14th, 2019, 5:42 pm
Forum: High Yield Shares & Strategies - general
Topic: Single-strategy income-investing vs multi-strategy investing
Replies: 22
Views: 932

Re: Single-strategy income-investing vs multi-strategy investing

- - as a side effect of working abroad I’m limited as to how much I can subscribe to ISAs (nothing) and SIPPs (£2880 net per annum). Therefore I have a large amount of unsheltered investments and tax planing (eg CGT) means that it would not be sensible to “throw a switch” and sell everything overni...
by SDN123
October 13th, 2019, 3:59 pm
Forum: High Yield Shares & Strategies - general
Topic: Single-strategy income-investing vs multi-strategy investing
Replies: 22
Views: 932

Re: Single-strategy income-investing vs multi-strategy investing

In reply to the OP I am in the building phase with my investments and considering my income investment strategies. Context: The nature of my job means that I may not be in control of my retirement date. I am also an expat planing to retire, eventually, in the UK. Both of which means that it’s hard f...
by SDN123
September 3rd, 2019, 3:03 am
Forum: High Yield Portfolios (HYP) - Practical
Topic: Selling large part of HYP portfolio - guidance
Replies: 14
Views: 1825

Re: Selling large part of HYP portfolio - guidance

A thought experiment that might help... After you’ve made your sales and spent the money released the dividends will, of course, keep flowing in. I assume from your post that you’re still committed to HYP. So what will you want to buy or top up once you have accumulated enough dividends? Will you be...
by SDN123
August 28th, 2019, 8:47 pm
Forum: Laughing Lemons
Topic: Misunderstood title
Replies: 4
Views: 942

Re: Misunderstood title

Rhino eggs are a thing. He’s a photo...

https://m.9gag.com/gag/738027/what-did-you-just-see-lisa
by SDN123
August 18th, 2019, 10:48 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: The history of HYP4, and the possibility of reviving it
Replies: 55
Views: 2637

Re: The history of HYP4, and the possibility of reviving it

Hi, I think it would be very interesting to revive HYP4, as much as anything to compare / contrast with HYP1. If I’ve understood you correctly the idea would be to reconstruct the portfolio history assuming that all dividends were spent (not reinvested) and with some mechanical rules around specials...
by SDN123
August 11th, 2019, 10:37 am
Forum: High Yield Shares & Strategies - general
Topic: Timing the market has given better results than time in the market
Replies: 34
Views: 2529

Re: Timing the market has given better results than time in the market

johnhemming wrote:It loses the distinction between different types of dividend (interim, final, special) on the historic dividends.


See for example (for PSON):

https://dividenddata.co.uk/dividend-history.py?epic=PSON

Which data is missing?

SDN
by SDN123
July 25th, 2019, 2:14 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: A Cobham tinker.
Replies: 44
Views: 2243

Re: A Cobham tinker.

Hi SDN123 - So, maybe I'll take a few days to consider which way to jump. I’m sure that you are wise in waiting a few days. I know that I may miss out some short-term capital gain but I am travelling for the next month and so won’t be able to monitor closely* as things develop. (* “monitor closely”...
by SDN123
July 25th, 2019, 12:20 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: A Cobham tinker.
Replies: 44
Views: 2243

Re: A Cobham tinker.

Some of us hold Cobham. They seemed a good idea, once. Then the divi vanished, and the SP dived. Now there's an 'agreed' takeover, SP up 35%. ... This HYPer has decided to tinker Cobham, rather than wait for matters to take their course. V8 I’ve been looking for a sell point for COB for two years! ...
by SDN123
July 5th, 2019, 5:59 pm
Forum: High Yield Shares & Strategies - general
Topic: Selection of underperforming shares
Replies: 135
Views: 7844

Re: Selection of underperforming shares

Gengulphus, I for one found that a very interesting post, thank-you. One question springs to mind, was this analysis on the “standard” market index or the total return index? In your estimation could that make a difference to your figures (which index “wins” or “loses”)? As a seperate question, do y...
by SDN123
July 2nd, 2019, 2:04 pm
Forum: Financial Software - Discussion
Topic: Yield Forecasts For HYP
Replies: 25
Views: 6568

Re: Yield Forecasts For HYP

The forecast yields seem to be working again now, although very far from perfect: the forecast cover isn't working (less important for me, but I certainly hope that they come back too). Looking directly at the main sharecast page for my shares it looks like the: - "Key Financials" box has ...
by SDN123
June 30th, 2019, 2:45 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: Vodafone topped up
Replies: 136
Views: 7660

Re: Vodafone topped up

To expand on my previous reply to Dod I see the following approaches as all perfectly valid HYP approaches: Dod, lives off his “HYP-like” dividends, one of his priorities is don’t lose money... sell Vod at an appropriate price on the strong possibly of a cut. THJ, uses his HYP dividends for luxuries...
by SDN123
June 30th, 2019, 2:31 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: Vodafone topped up
Replies: 136
Views: 7660

Re: Vodafone topped up

When posters write that say Vodafone is not eligible for a top up, they surely mean that in their opinion it is not eligible for a top up. Anyone is entitled to top up, top slice or sell the lot any time they like. HYP strategy is surely not set in tablets of stone, so what anyone chooses to do is ...
by SDN123
June 24th, 2019, 7:17 pm
Forum: How Do I Invest
Topic: Books on Investment
Replies: 26
Views: 4372

Re: Books on Investment

A book for a younger audience (or for people who prefer stories to a “scientific” approach try The Richest Man in Babylon - available cheaply in most formats or free online if you google the name.

SDN
by SDN123
June 24th, 2019, 7:14 pm
Forum: Retirement Investing (inc FIRE)
Topic: Books on Retirement Saving/Investing
Replies: 13
Views: 1914

Re: Books on Retirement Saving/Investing

I’m sure many here will scoff, but if you are younger, or prefer stories and general philosophy to hard facts (FWIW I like both) try “The Richest Man in Babylon” which is cheap to buy and also available as a free ebook if you google the title.

SDn
by SDN123
June 17th, 2019, 7:24 pm
Forum: High Yield Shares & Strategies - general
Topic: HYP with limited monthly contribution
Replies: 32
Views: 4913

Re: HYP with limited monthly contribution

I think what you're describing is what we'd normally see as a potential 'opportunity cost' of paying down a relatively low interest-rate debt, set against the potential for that part-repayment to be invested in something that might, with a fair wind, return more than the 2.5% return. Fair enough. I...
by SDN123
June 17th, 2019, 5:36 pm
Forum: High Yield Shares & Strategies - general
Topic: HYP with limited monthly contribution
Replies: 32
Views: 4913

Re: HYP with limited monthly contribution

The guaranteed 2.5% interest-rate saving on each additional pound paid off is not a bad risk-free return in the current climate, and when set against a really quite uncertain economic outlook generally at the moment, it offers a really good 'sleep at night' option for any additional funds. Worth st...
by SDN123
May 13th, 2019, 6:45 am
Forum: Laughing Lemons
Topic: Confucius say
Replies: 9
Views: 1018

Re: Confucius say

Confucius say:
Man with wooden leg and woodworm better off than man with metal leg in lightening storm.
by SDN123
May 2nd, 2019, 3:39 pm
Forum: Retirement Investing (inc FIRE)
Topic: Portfolio Regig to ETFs
Replies: 11
Views: 2007

Re: Portfolio Regig to ETFs

Thank you that's helpful. My only other thought/reservation of just going global is that I was as you will see from the allocation suggestions going to underweight the US so wasn't sure how I could achieve that given that as I understand apart from the ex UK etc most of the globals will be market c...
by SDN123
May 1st, 2019, 5:11 pm
Forum: Retirement Investing (inc FIRE)
Topic: Portfolio Regig to ETFs
Replies: 11
Views: 2007

Re: Portfolio Regig to ETFs

Personally I’d avoid country / area specific funds and go for a global track plus your UK and other tilts. global tracker could be ex-UK or including UK and just take that into account when sizing your additional UK tilt. Advantages of less funds in portfolio: - simpler - less trading costs required...

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