Search found 1484 matches

by vrdiver
October 16th, 2018, 4:41 pm
Forum: Beerpig's Snug
Topic: Snogging - betrayal or not?
Replies: 40
Views: 1120

Re: Snogging - betrayal or not?

GrandOiseau wrote:
jfgw wrote:Some relationships are more open than others.

Indeed they are. I read this article recently.

Can't get my head around it personally but that is my problem not there's I guess.

Heinlein's "Stranger In A Strange Land" springs to mind. Just need to Grok it...

VRD
by vrdiver
October 15th, 2018, 10:29 am
Forum: High Yield Shares & Strategies - general
Topic: "Building the Pot"
Replies: 36
Views: 1267

Re: "Building the Pot"

Dod101 wrote:Who/what is CBA?

Dod

My best guess is "Commonwealth Bank of Australia", ticker = CBA which makes sense if my assumption that Pastcaring is based DownUnder is correct.

CBA might be the antipodean LLoyds equivalent ;) - not something I'd feel comfortable betting the farm on!

VRD
by vrdiver
October 15th, 2018, 8:56 am
Forum: Cycling
Topic: E bike recommendation
Replies: 12
Views: 963

Re: E bike recommendation

toofast2live wrote:Looking to buy an e bike for relatively unfit me.

As this post has been resurrected, I was wondering how you got on?

VRD
by vrdiver
October 14th, 2018, 9:44 pm
Forum: Beerpig's Snug
Topic: It's shopping, Jim...
Replies: 17
Views: 554

Re: It's shopping, Jim...

UncleEbenezer wrote:A lot of my trousers have died when they wear down through contact with a bike saddle. Maybe I should display my bum through those as a fashion-statement?

I'd buy you a drink, but people would think you were just arsing a round.....

VRD
by vrdiver
October 14th, 2018, 9:37 pm
Forum: Computers, TVs & Phones
Topic: New laptop recommendation
Replies: 24
Views: 582

Re: New laptop recommendation

I'm lucky in that she uses a desktop iMac for production work, but a Windows laptop for presentations of finished materials. The laptop is a bit of a "who cares what happens to it" piece of kit, rather than a thing of beauty and elegance.

VRD
by vrdiver
October 13th, 2018, 7:07 pm
Forum: Computers, TVs & Phones
Topic: New laptop recommendation
Replies: 24
Views: 582

Re: New laptop recommendation

Dangerous! You'll be in line for the blame for whatever is wrong with it. :!: I'm used to it :roll: She has a Mac, which I detest, knowing nothing about macs, but guess who's "PC support" even when it's not a proper PC? VRD (and for the Apple fan club, yes, they are wonderful machines - i...
by vrdiver
October 12th, 2018, 8:11 pm
Forum: Computers, TVs & Phones
Topic: New laptop recommendation
Replies: 24
Views: 582

Re: New laptop recommendation

GeoffF100 wrote:This may be a bit techy for the OP, but it is an interesting solution:

I actually like it, but it's not a laptop...

VRD
by vrdiver
October 12th, 2018, 8:00 pm
Forum: Pensions - Practical Problems
Topic: DB pension - early retirement?
Replies: 2
Views: 182

Re: DB pension - early retirement?

With a pre-existing condition,on the basis the scheme itself isn’t well funded and on the basis the payment isn’t critical to day to day living - wouldn’t it be worth contemplating seeing what the transfer value into a SIPP would work out at? I appreciate you’ll lose the DB guarantee but if you’re ...
by vrdiver
October 12th, 2018, 1:05 pm
Forum: Pensions - Practical Problems
Topic: Dipping under the LTA - what should I do?
Replies: 12
Views: 339

Re: Dipping under the LTA - what should I do?

If I could tell A J Bell to put my SIPP into drawdown without withdrawing anything and then carry on as I am now that seems that it could protect my SIPP from the LTA? Is it that simple? Is there a downside? Any thoughts or guidance would be welcome please! I believe you lose the right to the tax-f...
by vrdiver
October 12th, 2018, 12:27 pm
Forum: Pensions - Practical Problems
Topic: DB pension - early retirement?
Replies: 2
Views: 182

DB pension - early retirement?

Mrs VRD has a small DB pension. From the benefit illustrations, it seems that she would sacrifice 8% of her pension for each year she commenced payment early. The scheme is underfunded (80% IIRC) and a pain to deal with (it normally takes 6 months and 3 or four letters to get a correct answer - I us...
by vrdiver
October 11th, 2018, 5:25 pm
Forum: Computers, TVs & Phones
Topic: New laptop recommendation
Replies: 24
Views: 582

Re: New laptop recommendation

Ability to connect to external monitor via HDMI Is HDMI (specifically) a must have or would VGA be an acceptable spec? No suggestions from me - I've just started looking for a 'transportable' (but would consider refurb) so will watch with interest. Cheers! HDMI would be convenient, but it's not a d...
by vrdiver
October 11th, 2018, 2:17 pm
Forum: Computers, TVs & Phones
Topic: New laptop recommendation
Replies: 24
Views: 582

New laptop recommendation

I'm looking for a new laptop for Mrs VRD. Requirements: Budget: cheap! (the laptop, not me, although Mrs VRD might beg to differ...) Needs to be able to store and play video clips (500Gb for OS & data should be fine.) RAM - enough to run W10* and a couple of programs (PowerPoint, video playback ...
by vrdiver
October 8th, 2018, 3:46 pm
Forum: Polite Discussions
Topic: Whiter than White
Replies: 140
Views: 2593

Re: Whiter than White

I think something like this is being referred to. An old classification system for different levels of intellectual impairment (also included the term 'moron' from memory): https://www.mentalhelp.net/articles/history-of-stigmatizing-names-for-intellectual-disabilities/ "Moron" being how t...
by vrdiver
October 8th, 2018, 1:51 pm
Forum: Beerpig's Snug
Topic: Snogging - betrayal or not?
Replies: 40
Views: 1120

Re: Snogging - betrayal or not?

redsturgeon wrote:I understand also that as someone embarking on a serious relationship relatively recently your view may vary but give it seven years or perhaps seventeen and things may change, difficult though that may be to imagine now.

Well, having given it 26 years and counting, I beg to differ...

VRD
by vrdiver
October 8th, 2018, 12:36 pm
Forum: Beerpig's Snug
Topic: Snogging - betrayal or not?
Replies: 40
Views: 1120

Re: Snogging - betrayal or not?

a one-off mistake because they'd had too much to drink. That excuse implies that the next time they have one too many, it's likely to happen again. Not a great basis for a trusting relationship at home. As others have said, the regime of Strictly, putting two people together in close proximity with...
by vrdiver
October 7th, 2018, 6:52 pm
Forum: Drink
Topic: The Beer You Are Drinking Right Now
Replies: 592
Views: 26765

Re: The Beer You Are Drinking Right Now

This thread has reminded me of an early beer we used to drink when sneaking out of (boarding) school to the local hostelries: King and Barnes Pompey Royal. It's long gone now, but I was wondering if anybody else remembers it and whether they know of a modern equivalent?

VRD
by vrdiver
October 7th, 2018, 6:36 pm
Forum: Polite Discussions
Topic: Whiter than White
Replies: 140
Views: 2593

Re: Whiter than White

[VRD, polite request, please use the quote facility rather than embedding with colour as the latter makes quoting of your posts difficult -- the colour tag needs to be manually copied and pasted or excised and replaced with quote tags.] Fair enough - it was not my intention to make replying more ar...
by vrdiver
October 7th, 2018, 2:42 pm
Forum: Polite Discussions
Topic: Who's telling the truth(2)?
Replies: 172
Views: 3892

Re: Who's telling the truth(2)?

It's also possible that there was a political or some other motivation I assume the Kavanaugh team have searched high and low for any such motivation. That they have not presented it suggests that it isn't there (or that to use it would uncover something even worse that they want to remain hidden)....
by vrdiver
October 7th, 2018, 1:40 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: Top up pickering
Replies: 42
Views: 1575

Re: Top up pickering

I do think that we are at the point where 'this is as good as it gets'. The market obviously thinks so too as evidenced by the 10% yield. I really can't see a 10% yield being sustained in the longer term. I tend to agree with you, but think there may be a bit more room for another return whilst the...
by vrdiver
October 7th, 2018, 1:32 pm
Forum: Polite Discussions
Topic: Whiter than White
Replies: 140
Views: 2593

Re: Whiter than White

When the term "special" came into usage, e.g. special-needs etc. the kids in my area would insult each other by saying "you're special". Sometimes the PC attempts to stop a form of assault are too blatant and the new or revised term quickly adopts all the pejorative overtones of...

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