Search found 682 matches

by TUK020
July 18th, 2019, 3:51 pm
Forum: Biscuit Bar
Topic: Should HICL Infrastructure Company Ltd be allowed on HYP-P as it is akin to a REIT
Replies: 21
Views: 732

Re: Should HICL Infrastructure Company Ltd be allowed on HYP-P as it is akin to a REIT

I am bemused by this sort of discussion/argument and simply do not care where such and such a share is to be discussed. I include ITs in my HYP anyway. I thought that the split between ITs and other collectives and individual shares was more because there are different considerations when dealing w...
by TUK020
July 18th, 2019, 7:25 am
Forum: High Yield Shares & Strategies - general
Topic: Highest yielding shares underperformed FTSE 100 over five years
Replies: 121
Views: 2179

Re: Highest yielding shares underperformed FTSE 100 over five years

No. HYP on the HYP Practical board is a short name for a type of strategy & for portfolios run according to strategies of that type. Those strategies are high-yield strategies, but not all high-yield strategies are HYP strategies. It's only specifically defined on the HYP Practical board, by th...
by TUK020
July 15th, 2019, 6:21 pm
Forum: High Yield Shares & Strategies - general
Topic: Thread for those incapable of keeping on-topic on HYP-P
Replies: 12
Views: 763

Re: Thread for those incapable of keeping on-topic on HYP-P

As I understood it, HYP is an equal weighted strategy. To compare the yields of its individual constituents with the capital weighted yield of the FT100 seems to me to be intellectually dubious. The equal weighted yield (currently 3.92%) is not that difficult to find: https://research.ftserussell.c...
by TUK020
July 15th, 2019, 6:10 pm
Forum: Retirement Investing (inc FIRE)
Topic: Mid 30s checkpoint
Replies: 14
Views: 1025

Re: Mid 30s checkpoint

Indig0 wrote:Is there anything else that I should be tracking/considering at this stage? Any flaws in this plan?


Life. You've not mentioned kids or dependants. There was a 'we' reference.
Stuff happens.
by TUK020
July 15th, 2019, 6:07 pm
Forum: Retirement Investing (inc FIRE)
Topic: SIPP Natural Yield (Dividends)
Replies: 12
Views: 694

Re: SIPP Natural Yield (Dividends)

Suspect that the complexities of the tax submission (i.e. running a payroll) make this more complicated/expensive for providers. If you set up a cash buffer within the SIPP, then you should be able to automate a fixed monthly payout. Once a year, at the start of the tax year, review the dividend inc...
by TUK020
July 15th, 2019, 6:01 pm
Forum: Retirement Investing (inc FIRE)
Topic: FIRE starts in two weeks
Replies: 18
Views: 1043

Re: FIRE starts in two weeks

Thanks Shelford The 900K ISA is my ‘work becomes optional’ number. With SIPP as a backup. I’m not there yet on the ISA, but should be after a few more years of saving, or a plunge in the pound. And it’s interesting to get the view from someone who is taking the FIRE plunge. Most of the blogging on ...
by TUK020
July 15th, 2019, 11:24 am
Forum: Retirement Investing (inc FIRE)
Topic: FIRE starts in two weeks
Replies: 18
Views: 1043

Re: FIRE starts in two weeks

monabri wrote:We've just saved you 5%.... not bad for a mornings work...breakfast calls! :lol:

Ah, but I was looking in my crystal ball and picking up on what Jezza Corbyn will do next
by TUK020
July 15th, 2019, 7:20 am
Forum: Retirement Investing (inc FIRE)
Topic: FIRE starts in two weeks
Replies: 18
Views: 1043

Re: FIRE starts in two weeks

i.e. below the threshold for higher rate taxable income Like Flyer, I'm not sure what you mean by 25% tax bracket... Sorry, I will take another go at explaining what I mean. My portfolio is spread across both SIPP and ISA. I also have a DB pension. My plan is to harvest disproportionately more from...
by TUK020
July 14th, 2019, 12:01 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: BT Group down over 3% today.
Replies: 77
Views: 4137

Re: BT Group down over 3% today.

BT are one of my HYP's larger contributors to income just ahead of BP, SSE and Taylor Wimpey but all are within my safety and diversification limits. This is the highest yield I've seen from BT for a while now but the dividend has also been static for a couple of years. Perhaps the detractors are h...
by TUK020
July 14th, 2019, 11:53 am
Forum: Retirement Investing (inc FIRE)
Topic: FIRE starts in two weeks
Replies: 18
Views: 1043

Re: FIRE starts in two weeks

i.e. below the threshold for higher rate taxable income
by TUK020
July 14th, 2019, 9:22 am
Forum: Retirement Investing (inc FIRE)
Topic: FIRE starts in two weeks
Replies: 18
Views: 1043

Re: FIRE starts in two weeks

I am 58, and also am likely to be above LTA through a combination of DB & SIPP. When I turned 55, it coincided with a period of market sogginess, so i crystallized the SIPP then, took 25% TFLS which I recycled into ISA, kids' ISAs. My reasoning was: 1. take TFLS before government changes rules a...
by TUK020
July 13th, 2019, 5:10 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: BT Group down over 3% today.
Replies: 77
Views: 4137

Re: BT Group down over 3% today.

IanTHughes wrote:
PinkDalek wrote:What is a soul arbiter? Sounds a bit fishy to me.

I thought it was some sort of musician! :D

Ian

Nope, a bouncer at the pearly gates...
by TUK020
July 13th, 2019, 1:35 pm
Forum: Retirement Investing (inc FIRE)
Topic: FIRE starts in two weeks
Replies: 18
Views: 1043

Re: FIRE starts in two weeks

Well done.
Seems well thought through. Good position to be in.
Tuk020
by TUK020
July 12th, 2019, 2:07 pm
Forum: High Yield Shares & Strategies - general
Topic: Highest yielding shares underperformed FTSE 100 over five years
Replies: 121
Views: 2179

Re: Highest yielding shares underperformed FTSE 100 over five years

It's why I am always testing strategies. No matter how long one works, one day it wont. And i need to be on top of what is working when that day comes. Could be tomorrow. Could be another 20 years. But be ready anyway. Have you checked out the "Global and Macro topics" board? There is ano...
by TUK020
July 10th, 2019, 7:20 am
Forum: High Yield Portfolios (HYP) - Practical
Topic: OLTB's HYP - Topped up ITV and WPP
Replies: 16
Views: 1160

Re: OLTB's HYP - Topped up ITV and WPP

An alternative option is that last month, I was lucky enough to have been paid a slug of cash from my employer as a pension contribution which is just enough to add a complete new additional holding. I wouldn't want to duplicate sectors or allocate any more financials or retail, or utilities which ...
by TUK020
July 9th, 2019, 3:56 pm
Forum: Laughing Lemons
Topic: New Job
Replies: 3
Views: 466

Re: New Job

Is that why the recruitment manager scrawled D.S. across your CV in big red letters?
by TUK020
July 7th, 2019, 10:27 am
Forum: Company Analysis
Topic: Vodafone discussion
Replies: 25
Views: 635

Re: Vodafone discussion

tjh290633 wrote: With your interest in charting and technical analysis of share movements, I am surprised that you have not observed the recent formation of a double bottom and an almost 10% rise since the lowest point.

TJH


Ah, but you haven't factored in the effect of the New Moon on Tuesday!
:D
by TUK020
July 7th, 2019, 9:02 am
Forum: Bitter Lemons
Topic: BBC hands stars £11m pay rise, cuts free licence
Replies: 47
Views: 1690

Re: BBC hands stars £11m pay rise, cuts free licence

A more relevant question:

Why is the BBC showing football, and paying market rates for some pundit?
Surely this is something that can be left to commercially funded TV....
by TUK020
July 4th, 2019, 1:42 pm
Forum: Retirement Investing (inc FIRE)
Topic: Proportion of bonds to shares?
Replies: 31
Views: 2266

Re: Proportion of bonds to shares?

"A well-worn adage is to maintain a percentage of stocks equal to 100 minus one’s age – at least as a rule of thumb ." (investopedia) Never quite understood why it's put like that Wouldn't "Bond percentage equal to your age" be clearer? Obviously the rule fails for centenarians ...
by TUK020
July 1st, 2019, 1:58 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: Tobacco shares
Replies: 68
Views: 4189

Re: Tobacco shares

https://www.statista.com/statistics/279577/global-consumption-of-cigarettes-since-1880/ Looking at the graph here it appears that we are post peak consumption of tobacco cigarettes. The decline appears to be fairly slow at this point, so I remain happy to keep invested. I suspect that problem may b...

Go to advanced search