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by Alaric
April 21st, 2019, 10:59 pm
Forum: Polite Discussions
Topic: Three out of five conservative members say they will vote for the brexit party
Replies: 8
Views: 247

Re: Three out of five conservative members say they will vote for the brexit party

Maroochydore wrote:My money is on the UK not taking part in the EU elections to avoid the humiliation.


Unless the House of Commons endorses May's deal, don't we have to do what we are told, accept continued membership to 30th October, if not beyond and hold Euro elections?
by Alaric
April 20th, 2019, 8:35 pm
Forum: Gilts and Bonds
Topic: Why are corporate bond (and Pref Shares) yields falling?
Replies: 11
Views: 385

Re: Why are corporate bond (and Pref Shares) yields falling?

GoSeigen wrote: The second part though, about the lack of perpetual securities is not true to the best of my knowledge.


There aren't any undated British Government securities even if Banks are continuing to raise capital on undated terms.
by Alaric
April 20th, 2019, 12:35 am
Forum: Gilts and Bonds
Topic: Why are corporate bond (and Pref Shares) yields falling?
Replies: 11
Views: 385

Re: Why are corporate bond (and Pref Shares) yields falling?

Well opinion is one thing, but the relationship between bonds and their yield is mathematical fact. The changing relationship between bond prices (especially long ones) and interest rates at any time is conjecture. Keynes developed economic theory on the basis that there were two types of non-equit...
by Alaric
April 19th, 2019, 4:25 pm
Forum: Investment Trusts and Unit Trusts
Topic: Fundsmith - Terry Smith commentary.
Replies: 71
Views: 8545

Re: Fundsmith - Terry Smith commentary.

xeny wrote:Aren't the R class a legacy of reseller trail commission prior to RDR ?


Very possibly. If you go to the Fundsmith site at https://www.fundsmith.co.uk/, it offers you the choice of investing into the T class Acc and T class Inc. Minimum amounts are £ 1000 as a lump sum or £ 100 per month.
by Alaric
April 19th, 2019, 4:16 pm
Forum: High Yield Shares & Strategies - general
Topic: High yield vs other investing strategies
Replies: 87
Views: 4149

Re: High yield vs other investing strategies

but it seems to me that you have a particular problem with HYP “as defined on these boards”. The particular problem I have is with the dogmatic assertions and the quasi-religious fervour with which they are defended. "Capital doesn't matter" is a dogmatic assertion and buying always in eq...
by Alaric
April 19th, 2019, 9:58 am
Forum: High Yield Shares & Strategies - general
Topic: High yield vs other investing strategies
Replies: 87
Views: 4149

Re: High yield vs other investing strategies

I was trying to suggest none of these three arguments is useful for deciding if HYP is a reasonable approach. There's higher yield buy and hold investing and there's "HYP" investing. HYP as defined on these boards is an arbitrary set of rules within the general concept of higher yield inv...
by Alaric
April 18th, 2019, 9:46 pm
Forum: Venture Capital Trusts (VCT's)
Topic: Totally New To VCTs
Replies: 2
Views: 184

Re: Totally New To VCTs

Usually they will be listed on the financial sites like Hargreaves Lansdown or Wealthclub or Bestinvest etc. Which other "mainstream" platforms offer VCTs? An initial step would be to open an account with a platform that offers VCTs. Actually even reading the material on the Hargreaves si...
by Alaric
April 18th, 2019, 8:28 am
Forum: High Yield Shares & Strategies - general
Topic: Guidance on yield please
Replies: 12
Views: 531

Re: Guidance on yield please

So, if you think the dividend is sustainable, then Vodafone Group (VOD ) would be an HYP candidate. What's the time period for "sustainable"? What's the target price at the end of the "sustainable" period. How do you tell whether an apparent high yield is no more than the market...
by Alaric
April 18th, 2019, 12:56 am
Forum: High Yield Shares & Strategies - general
Topic: Guidance on yield please
Replies: 12
Views: 531

Re: Guidance on yield please

Why do you see that as a weakness in the Strategy? Implicit profit warnings are ignored. Vodafone is a test case at the moment. Is the current yield the bargain of the century or a signal that not all is right? Those seeking income with exposure to Vodafone through corporate bonds are content with ...
by Alaric
April 17th, 2019, 11:02 pm
Forum: High Yield Shares & Strategies - general
Topic: Guidance on yield please
Replies: 12
Views: 531

Re: Guidance on yield please

but what about those yields which actually aren't going to be paid (because of profit reductions) near the top of the yield table? Should they be discounted or included please? You've pinpointed what can be a major weakness in the strategy of searching for stocks with high dividend yields, namely t...
by Alaric
April 16th, 2019, 10:52 pm
Forum: Banking Sector
Topic: TSB to refund victims of fraud`
Replies: 7
Views: 324

Re: TSB to refund victims of fraud`

How about making any bank that allowed an unidentifiable fraudster to open a receiving account being made to repay the fraud? That is a good point. For all the annoyance and aggravation created by Money Laundering Procedures, they don't seem effective in preventing the banking system containing val...
by Alaric
April 16th, 2019, 6:46 pm
Forum: Legal Issues (Practical)
Topic: 22year old daughter scammed of £9,750
Replies: 41
Views: 2876

Re: 22year old daughter scammed of £9,750

Off the top of my head, I think I would first turn off my router (wifi), and then set about turning the laptop off; if it wouldn't proceed, perhaps by using Ctrl+ Alt + Del. and task manager. As long as the battery is removable a laptop can be brought under control by disconnecting the lead to the ...
by Alaric
April 16th, 2019, 1:28 pm
Forum: Investment Trusts and Unit Trusts
Topic: JPMorgan I Ts on the move
Replies: 6
Views: 619

Re: JPMorgan I Ts on the move

feder1 wrote:Notification today that I must allow transfer of my Claverhouse to The Share Centre or make other arrangements.


Were you holding the IT through a JP Morgan specialist service? As it's just an IT, you could hold it anywhere.
by Alaric
April 16th, 2019, 11:25 am
Forum: High Yield Portfolios (HYP) - Practical
Topic: Galliford Try ( GFRD) profit warning
Replies: 35
Views: 1511

Re: Galliford Try ( GFRD) profit warning

.....The review includes an assessment of operational progress and contract positions throughout the Construction business. The Board anticipates that this review will result in reduced profitability in the current year..." I suppose following Carillion and Interserve, they feel the need to ch...
by Alaric
April 16th, 2019, 9:04 am
Forum: Investment Trusts and Unit Trusts
Topic: John Laing Environmental Asset Group JLEN
Replies: 21
Views: 564

Re: John Laing Environmental Asset Group JLEN

TheMotorcycleBoy wrote:The other thing I'd like to discover more about is the relationship between JLEN and the plants themselves.


Is it likely that they act as financiers? Someone cones up with an idea for a development and JLEN agree to finance it in exchange for an equity stake.
by Alaric
April 15th, 2019, 11:29 pm
Forum: Investment Trusts and Unit Trusts
Topic: John Laing Environmental Asset Group JLEN
Replies: 21
Views: 564

Re: John Laing Environmental Asset Group JLEN

Not really, it's sort of the other way round. JLEN is indeed an investment company, but while all investment trusts are investment companies not all investment companies are investment trusts. ITs have to be UK based and obey specific rules. Presumably JLEN follows enough of the rules to not give U...
by Alaric
April 15th, 2019, 6:29 pm
Forum: Investment Trusts and Unit Trusts
Topic: John Laing Environmental Asset Group JLEN
Replies: 21
Views: 564

Re: John Laing Environmental Asset Group JLEN

What I wanted to clarify was what is meant by less correlated with equities. What that is usually taken to mean is that the price of shares in JLEN isn't going to rise or fall in line with prices of shares in general as measured by one of the many indexes such as the FTSE100. You could probably che...
by Alaric
April 14th, 2019, 9:33 pm
Forum: Bank Accounts Savings & ISAs
Topic: Receiving foreign credit
Replies: 11
Views: 266

Re: Receiving foreign credit

Given the volatility of the exchange rate, is it possible for the bank to hold the deposit in my current account in ZAR should the rate be poor, then exchange it for Sterling at my request, or is it standard that the bank will convert it as soon as they receive it? The old fashioned way would be th...
by Alaric
April 14th, 2019, 7:25 pm
Forum: High Yield Shares & Strategies - general
Topic: High yield vs other investing strategies
Replies: 87
Views: 4149

Re: High yield vs other investing strategies

Possibly so but, again, the main thrust of my argument was about the problems with "capital doesn't matter" and not the problems with "do not tinker". It's never really been clear what level of asset value is being targeted to eventually form the estate or a possibly forced disp...
by Alaric
April 14th, 2019, 3:31 pm
Forum: Polite Discussions
Topic: What On Earth Is NonSpecific About ‘Leave’?
Replies: 257
Views: 3419

Re: What On Earth Is NonSpecific About ‘Leave’?

ISTM that the Brexit question can be condensed into 3 options: 1) Remaining 2) Being legally out of the EU but taking orders from Brussels, without much or any say in how those orders are determined, and almost certainly still making a hefty financial contribution to the EU. 3) Being out, and able ...

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