Search found 445 matches

by StepOne
December 10th, 2018, 1:02 pm
Forum: Building and DIY
Topic: Best aluminium windows
Replies: 13
Views: 282

Re: Best aluminium windows

I am getting some aluminium sling doors for a new build and out of interest I rang Alpine for a quote. They got back within 30 mins with a quote that was a lot cheaper than the supplier I have been dealing with. So I looked a bit further and found some reviews on the company (I'm sorry I can't reme...
by StepOne
December 10th, 2018, 12:58 pm
Forum: Building and DIY
Topic: Best aluminium windows
Replies: 13
Views: 282

Re: Best aluminium windows

This is only a non-loaded question, why aluminium and not UPVC..just asking. Good question. Basically we think Aluminium looks better - the frames tend to be narrower so there is more glass. We've got good views from our living room, and we are opening up almost the entire wall, so the doors will b...
by StepOne
December 6th, 2018, 11:39 am
Forum: Building and DIY
Topic: Best aluminium windows
Replies: 13
Views: 282

Best aluminium windows

Hi All, We are looking to replace aging patio doors with sliding aluminium. We've had quotes from a few places, and there is quite a variation in price, with everybody keen to tell us exactly why theirs is better than the competition. I just wondered what the view here was on whether it was worth pa...
by StepOne
December 5th, 2018, 3:30 pm
Forum: Games, Puzzles and Riddles
Topic: The Long Tunnel
Replies: 14
Views: 400

Re: The Long Tunnel

jfgw wrote:That is the correct answer 9873210.


Wow! I was miles out....

:D

StepOne
by StepOne
December 4th, 2018, 2:13 pm
Forum: High Yield Shares & Strategies - general
Topic: FTSE 100 as HY portfolio for the lazy?
Replies: 26
Views: 1742

Re: FTSE 100 as HY portfolio for the lazy?

In an ISA it may be a security that you cannot hold in an ISA. Yes it's true that the default option might not be the best option for you. I think the general HYP point is that investors frequently make bad decisions, so the question is whether over time taking the default option would be better or...
by StepOne
December 4th, 2018, 10:26 am
Forum: High Yield Shares & Strategies - general
Topic: FTSE 100 as HY portfolio for the lazy?
Replies: 26
Views: 1742

Re: FTSE 100 as HY portfolio for the lazy?

To be crystal clear; THERE IS NO WORK involved in the messianic PYADIC HYP. You do nothing. Never. Unless confronted by corporate decisions. Why there is a 20 year discussion board on the subject is one of the Oxymoronic delights of life... I think even with a corporate action you could do nothing ...
by StepOne
November 29th, 2018, 10:03 am
Forum: Portfolio Management & Review
Topic: No-look November 2018
Replies: 65
Views: 4233

Re: No-look November 2018

But in an attempt to get into the spirit of things I have decided to stop recording portfolio and FTSE values every Friday in a separate spreadsheet and instead only record the values once a month. Baby steps :-) Definitely, and I do agree that just giving ourselves a little bit of intent and then ...
by StepOne
November 28th, 2018, 11:12 am
Forum: Portfolio Management & Review
Topic: No-look November 2018
Replies: 65
Views: 4233

Re: No-look November 2018

No-look November is impossible for me. The first thing I do when I get into the office each morning is update my portfolio spreadsheets. But in an attempt to get into the spirit of things I have decided to stop recording portfolio and FTSE values every Friday in a separate spreadsheet and instead on...
by StepOne
November 28th, 2018, 10:59 am
Forum: Property Investment Discussions
Topic: Should I sell?
Replies: 1
Views: 166

Re: Should I sell?

Selling would net you say £100k after costs. Annual gross profit is 2,664. So you are getting a return of 2.7% on that £100k, from which you have to pay maintenance, insurance, etc and cover any voids, and then you pay income tax on the remaining profit. Personally I would sell it. You could put 20k...
by StepOne
November 23rd, 2018, 6:45 pm
Forum: Beerpig's Snug
Topic: Who'd be Theresa?
Replies: 17
Views: 648

Re: Who'd be Theresa?

bungeejumper wrote:Invoking Article 50 before she even had a plan...


Don't think waiting would have made any difference. Better to get it all over with I think.

StepOne
by StepOne
November 23rd, 2018, 11:30 am
Forum: Computers, TVs & Phones
Topic: Broadband extenders and wifi extender
Replies: 15
Views: 477

Re: Broadband extenders and wifi extender

Amazon dropped the price of the twin packs of the BT Whole Home WiFi this morning, down from its usual £125 to £85, but no idea how long it will stay at that price - https://www.amazon.co.uk/BT-seamless-connection-everywhere-complete/dp/B07643DVCT/ref=sr_1_4?ie=UTF8&qid=1542810759&sr=8-4&am...
by StepOne
November 22nd, 2018, 9:33 am
Forum: Computers, TVs & Phones
Topic: Broadband extenders and wifi extender
Replies: 15
Views: 477

Re: Broadband extenders and wifi extender

A better solution are the mesh networks which you can add to an existing router such as your BT Homehub. You plug in one into the router, and then place others around the house; an example of which is the BT Whole Home WiFi. These are designed so you don't lose the bandwidth you do with extenders, ...
by StepOne
November 21st, 2018, 1:14 pm
Forum: Computers, TVs & Phones
Topic: Broadband extenders and wifi extender
Replies: 15
Views: 477

Re: Broadband extenders and wifi extender

AllYourBase - that product looks like the kind of thing I need, but I already have an adapter plugged in and connected to the router - I need to know if I can buy additional adapters that will work with the one I have. The one I have was supplied by BT years ago and is no longer available, it's just...
by StepOne
November 21st, 2018, 11:57 am
Forum: Computers, TVs & Phones
Topic: Broadband extenders and wifi extender
Replies: 15
Views: 477

Broadband extenders and wifi extender

Hi All, I've got a couple of issues relating to home broadband - needing to attach a non-wifi enabled device to the network and also improve the wifi signal. I have a pair of broadband extenders in use in the house, to connect the router to an xbox - the kind that plug into a socket and connect to a...
by StepOne
November 21st, 2018, 10:50 am
Forum: High Yield Portfolios (HYP) - Practical
Topic: BHP Billiton - Change of name to BHP Group
Replies: 22
Views: 839

Re: BHP Billiton - Change of name to BHP Group

How tedious... It creates a load of scattered updates I need to make in my records, especially to tickers, and if I miss some simply by not immediately remembering that they're there, I'll encounter problems later when I eventually spot that a spreadsheet isn't updating correctly, or that it's comp...
by StepOne
November 20th, 2018, 12:59 pm
Forum: Investment Strategies
Topic: Rebalancing, really?
Replies: 38
Views: 1241

Re: Rebalancing, really?

I am well aware of the quotes but the other side of this argument is what has happened to BAT £50 to around £27. Trimming BAT (and we had plenty of time to do so because it was well over £40 for a long while) could have saved a lot of anguish. You make it sound easy. I trimmed BATS in 2009, when it...
by StepOne
November 16th, 2018, 4:23 pm
Forum: Living Below Your Means
Topic: GoCompare is NoCompare when it comes to utility pricing
Replies: 5
Views: 487

Re: GoCompare is NoCompare when it comes to utility pricing

Just done my fourth annual review of utility tariffs using my simple spreadsheet to validate the claims made by the comparison website, GoCompare. Their results are wrong, as in the previous three years. You could complain to Ofgem, although gocompare is not on their list of accredited comparisons ...
by StepOne
November 15th, 2018, 4:05 pm
Forum: Pensions - Practical Problems
Topic: Rating various Fidelity pension funds
Replies: 24
Views: 475

Re: Rating various Fidelity pension funds

I'm pretty sure the performance figures will include dividends - whether accumulated or paid out.

Looking at the KIIDs for the Fidelity Moneybuilder Dividend funds they have a performance graph which compares against the FTSE-100 TR (Total Return) index, which definitely includes dividends.

StepOne
by StepOne
November 14th, 2018, 3:33 pm
Forum: Other Investing
Topic: Peer to Peer - experiences and risk?
Replies: 59
Views: 6094

Re: Peer to Peer - experiences and risk?

Just a quick follow up, I have 'sold' my Funding Circle loans - I expected this could be a slow process, but in fact it only took a few minutes between my clicking 'sell' and getting an email saying all loan parts had been sold - £4,970 worth. This appears to leave me with £5,027 in cash, plus anoth...
by StepOne
November 9th, 2018, 4:03 pm
Forum: Does anyone know?
Topic: Colour TV license
Replies: 8
Views: 744

Re: Colour TV license

Does anyone know the actual answer though? I did find a link on the tvlicensing website which said that if you have a B&W tv linked to a set-top box which can record, then you have to pay a colour license because the recordings are in colour. "A black and white TV Licence is only valid if y...

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