Search found 955 matches

by kempiejon
March 25th, 2019, 11:31 am
Forum: High Yield Portfolios (HYP) - Practical
Topic: Dividends
Replies: 26
Views: 848

Re: Dividends

As a builder I don't feel the need currently to keep a large/long one. I don't normally allow cash to exceed current year's forecast income / 4 , and am trying to get into the habit of trading on a quarterly timetable. In retirement I expect I may withdraw 4 income payments per year at the end of J...
by kempiejon
March 25th, 2019, 10:25 am
Forum: High Yield Portfolios (HYP) - Practical
Topic: Dividends
Replies: 26
Views: 848

Re: Dividends

idpickering wrote:Last year March provided 8.2% of my annual total dividends.
Ian.

For me Last year March was 11%; the crown goes to September with 15% and booby to January and February at 4%.
by kempiejon
March 22nd, 2019, 8:55 am
Forum: High Yield Portfolios (HYP) - Practical
Topic: Stephen Bland - New HYP Portfolio @ Stockopedia
Replies: 66
Views: 2620

Re: Stephen Bland - New HYP Portfolio @ Stockopedia

SLA does not have a five year record in this form- so he is taking Gengulphus's definition of continuity. Sorry, I don't remember defining continuity (*) - so if I have done so, please remind me, and if I haven't, please tell me what you're talking about! (*) At least, not in a HYP or investment se...
by kempiejon
March 21st, 2019, 4:11 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: Stephen Bland - New HYP Portfolio @ Stockopedia
Replies: 66
Views: 2620

Re: Stephen Bland - New HYP Portfolio @ Stockopedia

SLA Standard Life Aberdeen VOD Vodafone IMB Imperial Brands The first 2 I would avoid at the moment but do have in my portfolio. I have recently brought into IMB, so far 3 out of 3 for me. I still am unsure of VODs continued Yield and I do like SLA but feel that they are still "morphing" ...
by kempiejon
March 21st, 2019, 2:01 pm
Forum: Laughing Lemons
Topic: Wifi
Replies: 1
Views: 298

Re: Wifi

tha could plausibly happen not the version I heard

Jake was at a funeral & asked the priest for the WiFi password
"Have some respect for the dead!" he said
Jake replied "Is that no spaces, all lower case?"
by kempiejon
March 21st, 2019, 10:26 am
Forum: Brokers and Share Dealing
Topic: isa providers
Replies: 3
Views: 217

Re: isa providers

I have used the lang cat, I also see their work reproduced elsewhere, I think you'll have to register to download but hopefully here's a start https://www.langcatfinancial.co.uk/isa-guide-2019/ Moneyvator is usually good too https://monevator.com/compare-uk-cheape ... e-brokers/
by kempiejon
March 20th, 2019, 2:05 pm
Forum: Computers, TVs & Phones
Topic: Virgin Media -vs- Talk Talk
Replies: 9
Views: 262

Re: Virgin Media -vs- Talk Talk

There is already a BT line installed from when my wife ran her business from home but its in another room. Talk Talk mentions fibre broadband - does that mean they can use Virgins cable or will it be BT's? From my experience only virgin comes down the virgin cable most of the other suppliers use th...
by kempiejon
March 19th, 2019, 2:41 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: Pickering time: new holding?
Replies: 61
Views: 2213

Re: Pickering time: new holding?

I agree with Dod. 37 holdings is bloated enough, so I'd suggest any new holding added should aim to beat the yield of highest topupable one, if you rank accordingly. What's the big difference between 37 and 38 though. Give the cat another goldfish. I've exceeded 40 holdings so there's always someth...
by kempiejon
March 17th, 2019, 4:28 pm
Forum: Investment Strategies
Topic: Should I top-slice any of our Marshalls holdings?
Replies: 28
Views: 611

Re: Should I top-slice any of our Marshalls holdings?

Hi Matt, Having had a quick look at your portfolio, personally I would make the following observations:- 1. You have a lot of small holdings (£1,500 or less). The effect of stamp duty and commission on the purchase of holdings of this size is considerable (depends a bit on your brokers charges) and...
by kempiejon
March 17th, 2019, 12:52 pm
Forum: Investment Strategies
Topic: Should I top-slice any of our Marshalls holdings?
Replies: 28
Views: 611

Re: Should I top-slice any of our Marshalls holdings?

In my value/trading portfolio I have some guidelines much as 77ss has suggested about minimum percentage gains and absolute amounts also holding period and having a clear destination for any released cash. Another to add to the list is if you have identified shares as undervalued before you buy them...
by kempiejon
March 16th, 2019, 9:35 am
Forum: Passive Investing
Topic: Vanguard VWRL - the one stop solution?
Replies: 49
Views: 3786

Re: Vanguard VWRL - the one stop solution?

I researched building a DIY VWRL and got the inspiration from the boards here but as I hold a fair chunk of FTSE 350 shares directly I made an exUK versions with VAPX, VERX, VFEM, VJPN, VUSA
by kempiejon
March 15th, 2019, 3:55 pm
Forum: Beerpig's Snug
Topic: Office Conversation of the Day
Replies: 89
Views: 2409

Re: Office Conversation of the Day

South Hill Park is OK. I have seen bands and comics in the cellar bar, attended their summer music festival at least once. The terrace bar is a good place for a summer snack and beverage when it's sunny.
by kempiejon
March 15th, 2019, 3:50 pm
Forum: Company Share news (FTSE 350)
Topic: Dairy Crest (DCG)
Replies: 10
Views: 540

Re: Dairy Crest (DCG)

I was offered a price of 365.101 to sell my DCG. It's 5 months before the next dividend and that 15p premium might be good enough for me, I'll have a good think over the weekend where I could redirect the money, I don't mind missing out on a further bid for a certain gain now and I'll benefit from m...
by kempiejon
March 15th, 2019, 11:43 am
Forum: High Yield Shares & Strategies - general
Topic: HYP investing as a yield trap
Replies: 127
Views: 4468

Re: HYP investing as a yield trap

I would have thought an actively managed fund can write its own investment rules. If you held twenty shares, the holdings of which all produce the same amount of dividend, you only have to adjust when one of them increases or reduces its dividend. The relative weights of particular shares in the ca...
by kempiejon
March 15th, 2019, 9:44 am
Forum: High Yield Shares & Strategies - general
Topic: HYP investing as a yield trap
Replies: 127
Views: 4468

Re: HYP investing as a yield trap

For example, would holding your entire savings in City of London IT (CTY) rather than an 20-25 share HYP (*) be a ' concern ' ? And what would it be, because it shouldn't be one of diversification. Would there not be a concern over fraud or mismanagement? The timing of dividend payments might also ...
by kempiejon
March 14th, 2019, 1:08 pm
Forum: High Yield Shares & Strategies - general
Topic: HYP investing as a yield trap
Replies: 127
Views: 4468

Re: HYP investing as a yield trap

Thinking about duplicated holdings, before I started HYPing I had several ISA years in an L&G FTSE100 tracker, it wasn't until a few years later when my HYP began to dwarf my tracker fund that it dawned on me my HYP was fishing in very much the same pool and my exposure to those largest holdings...
by kempiejon
March 14th, 2019, 11:20 am
Forum: Brokers and Share Dealing
Topic: Trig - proposed open offer
Replies: 3
Views: 233

Re: Trig - proposed open offer

This post prompted me to look yesterday but not reply. I saw the entitlement in my account yesterday but no notice. I'm with Halifax and the details were in my account this morning. I'll probably take up the offer but TRIG is in my ISA and I'm fully subscribed, not selling anything so will have to u...
by kempiejon
March 13th, 2019, 4:52 pm
Forum: How Do I Invest
Topic: How best to assess share portfolio diversity?
Replies: 4
Views: 287

Re: How best to assess share portfolio diversity?

Morningstar offer an investment overview tool called Xray. http://www.morningstar.co.uk/uk/xray/overview?lastvisit=%2fuk%2finstantxray%2fdefault.aspx It a paid for research, I get mine from my broker but I think a free casual user route is available. It breaks down by geographical region and industr...
by kempiejon
March 12th, 2019, 3:22 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: IanTHughes HYP – Into Year Eight
Replies: 32
Views: 1467

Re: IanTHughes HYP – Into Year Eight

I hold Talk Talk too, they had the decency of waiting about a year and a half before they cut my income. I don't know that the business case is significantly different to that when I bought - but I've not investigated in depth but as a cutter no more money. I rarely sell so they'll sit in my portfol...
by kempiejon
March 12th, 2019, 10:55 am
Forum: High Yield Portfolios (HYP) - Practical
Topic: Royal Dutch Shell Divi Exchange Rate
Replies: 14
Views: 724

Re: Royal Dutch Shell Divi Exchange Rate

A 2.2% reduction in my payout compared with last time, I believe. My RDSB divs have reduced by around 7% from the highest point due to currency movements. Not a great HYP contributor in recent times. Arb. Shell RDSB are my largest holding due to me doubling my holdings early 2016 whilst they were o...

Go to advanced search