Search found 1051 matches

by kempiejon
June 13th, 2019, 2:38 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: Smith (DS) Finals.
Replies: 10
Views: 672

Re: Smith (DS) Finals.

Ta Ian, SMDS is one of mine, I bought in 2007 or 8 just before they cut the dividend, I think they were my first cutter to restore back to pre cut levels and the dividend increase has gone from strength to strength, doubling and now nearly tripling my purchase income. I sold my unshelteed holdings a...
by kempiejon
June 11th, 2019, 11:28 am
Forum: High Yield Portfolios (HYP) - Practical
Topic: IanTHughes HYP - June 2019 Top-ups
Replies: 43
Views: 1855

Re: IanTHughes HYP - June 2019 Top-ups

You struck a cord with me tbh. I might just top up BLND instead. As for Imperial Brands, they're a hold for me now. Ian. Ian, superficially BATS do look the better bet, 6.7% yield vrs BLND 5.7% and BLND shows only 2.6 0.4 and 6.5% CAGR dividend increases over 5, 10 and 15 years whereas BATS shows 6...
by kempiejon
June 10th, 2019, 3:32 pm
Forum: Drink
Topic: Recommendations
Replies: 14
Views: 559

Re: Recommendations

Bavaria is good but a bit sweet, the Nanny State is good if you want a hoppy beer. When I tried it many years ago I thought Becks Blue tasted a bit ash tray-ey, around the same time I also tried and liked Cobra Zero, in fact I might see if I can find some in the supermarkets and compare it to the Ba...
by kempiejon
June 10th, 2019, 10:27 am
Forum: Polite Discussions
Topic: Tories Drug of Choice
Replies: 50
Views: 947

Re: Tories Drug of Choice

Hopefully, those who have not tried drugs specifically cocaine will be put off forever having seen what happens if you do drugs - Gove, Johnson.
by kempiejon
June 9th, 2019, 12:05 pm
Forum: Does anyone know?
Topic: This
Replies: 17
Views: 847

Re: This

TJH, Meme is pronounced like gene it shares some similarities and was coined by evolutionary biologist Richard Dawkins, it's the concept that an idea or theme has an underlying part, the meme, that can be spread through a culture. A card game as an idea can spread and vary or evolve. A trope is a li...
by kempiejon
June 9th, 2019, 9:11 am
Forum: Does anyone know?
Topic: This
Replies: 17
Views: 847

Re: This

What with meme, woke, trope and this I think I may need a course on "Newspeak". TJH "Trope" has been around for almost a thousand years, although I recognise that is considered dangerously modern in certain parts of the Conservative Party. DM Trope was I thought part of Greek li...
by kempiejon
May 31st, 2019, 3:39 pm
Forum: Retirement Investing (inc FIRE)
Topic: Considering SIPP
Replies: 30
Views: 2421

Re: Considering SIPP

StepOne, My SIPP Is with HL which is 0.45% custody per annum capped at £200 plus dealing at £11.95 a pop. I don't have an AJ bell SIPP just an ISA and I only hold shares/ITs ETFs so I might have been confused. I also use AJB cheap dealing days at £1.50. Here's the horses mouth https://www.youinvest....
by kempiejon
May 31st, 2019, 3:24 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: Marks and Spencer Finals
Replies: 88
Views: 4712

Re: Marks and Spencer Finals

At last I have both notifications of entitlement so it's decision time. Has anyone changed their mind as regards taking up the rights or not? I have MKS split between ISA and unsheltered, That ISA gets no more new money and all the dividends have just been spent so no chance to take it in full even...
by kempiejon
May 31st, 2019, 1:05 pm
Forum: Retirement Investing (inc FIRE)
Topic: Considering SIPP
Replies: 30
Views: 2421

Re: Considering SIPP

I'd say a cheap SIPP is £100 p/a, and an expensive one is £200. Even Hargreaves Lansdown, which is viewed a high quality, high charges provider, only charge me £200 p/a on >£500k because I use ETFs (plus £50 dealing charges for my quarterly reinvestment) Which are those cheap SIPPS? I'm currently p...
by kempiejon
May 29th, 2019, 1:19 pm
Forum: Cars, Driving, Motorbikes or any Transport
Topic: Breakdown cover
Replies: 16
Views: 430

Re: Breakdown cover

I've been with the AA & RAC but they entice you in at a low price and then raise the price significantly year after year at renewal. Last year I added the breakdown cover to my Esure car insurance policy....but it only covered me for x1 car. This year ive opted to go with Autoaid . £48 for both...
by kempiejon
May 23rd, 2019, 6:28 pm
Forum: Passive Investing
Topic: Any suggestions for an ETF based portfolio (income & growth)?
Replies: 2
Views: 1479

Re: Any suggestions for an ETF based portfolio (income & growth)?

In my SIPP I have a spread of passives and use all vanguard and specifically exclude UK as I too have a direct HYP. I have VUSA for S&P500, VERX for Europe xUK, VAPX for pacific excluding Japan, VJPN - for Japan, VFEM - emerging markets. Depending on how you weight them there is a yield to be ex...
by kempiejon
May 23rd, 2019, 2:31 pm
Forum: Bitter Lemons
Topic: Titles
Replies: 21
Views: 1793

Re: Titles

I love the options on some of these drop down titles, I am Captain when I have my groceries delivered and a loyalty card had me as Arch Bishop - but I can't remember if I added that manually as an "other" or selected it.
by kempiejon
May 23rd, 2019, 2:00 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: TATE & LYLE PLC STATEMENT OF FULL YEAR RESULTS
Replies: 6
Views: 1546

Re: TATE & LYLE PLC STATEMENT OF FULL YEAR RESULTS

dividendata have TATE yield at 3.7%. A useful hold for me. https://www.dividenddata.co.uk/dividend-yield.py?epic=TATE&specialDiv=true Ian. Ian, I have held TATE since the first year of HYPing 2005. I still have some in the ISAd bit of the HYP having sold the unsheltered earlier this year. I'm p...
by kempiejon
May 23rd, 2019, 10:42 am
Forum: High Yield Portfolios (HYP) - Practical
Topic: TATE & LYLE PLC STATEMENT OF FULL YEAR RESULTS
Replies: 6
Views: 1546

Re: TATE & LYLE PLC STATEMENT OF FULL YEAR RESULTS

I sold unsheltered TATE before tax year end for a profit and to move cash to my ISA. The recycled cash didn't go into Tate, not specifically because I had held off buying TATE in previous years as the dividend had been static for a while; I see I'll not be just now because its not high yield.
by kempiejon
May 22nd, 2019, 8:51 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: Marks and Spencer Finals
Replies: 88
Views: 4712

Re: Marks and Spencer Finals

Not for me, dividend cut. I'll take any cash inactivity throws up. I see I bought in 2008 with 22.5p per share dividend, it's never been that high in my holding history and offered me 18.7p last year and 13.9p next year.
by kempiejon
May 22nd, 2019, 3:22 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: Marston's Interims.
Replies: 36
Views: 1792

Re: Marston's Interims.

I am still building my HYP Income Stream so would rather the price of MARS dropped until such a time as I had a full holding. Ian One fly in the ointment for a growing income stream is that we now know that MARS made that recent commitment to a held dividend, still nigh on 7% yield is probably abov...
by kempiejon
May 22nd, 2019, 11:55 am
Forum: High Yield Shares & Strategies - general
Topic: Losing the faith - should I just sell and move to funds (Poor Performance / Renationalisation)
Replies: 150
Views: 6238

Re: Losing the faith - should I just sell and move to funds (Poor Performance / Renationalisation)

Interest rates weren't dramatically high, and mortgage payments were manageable, but I always had the nagging feeling that I'd get more 'benefit' from paying off my mortgage than I could perhaps ever actually 'quantify' using a calculator... This has definitely turned out to be the case for me pers...
by kempiejon
May 22nd, 2019, 11:30 am
Forum: The Natural World
Topic: Pruning fruit trees in the summer for more fruit
Replies: 18
Views: 1779

Re: Pruning fruit trees in the summer for more fruit

However I wondered if anyone here on TLF has similar experiences of natural techniques to encourage more produce, and discourage bi-annual bearing, etc. The standard advice I've seen about this is the somewhat counterintuitive 'thin the fruit at an early stage' - the theory being that by thinning t...
by kempiejon
May 22nd, 2019, 10:20 am
Forum: High Yield Portfolios (HYP) - Practical
Topic: IG Group - Interims
Replies: 14
Views: 888

Re: IG Group - Interims

I had been interested in IG, earmarked for some more research, I don't have a gambler in my HYP. For now static dividend and no real need to have every sector and I think I'll not bother with the extra leg work now. 12 years of double digit dividend growth is a great history and they have had a few ...
by kempiejon
May 21st, 2019, 11:51 am
Forum: High Yield Portfolios (HYP) - Practical
Topic: Marston's Interims.
Replies: 36
Views: 1792

Re: Marston's Interims.

I'd probably settle for a reliable 6.8% yield for a year or two, even if the share price flat-lined over that period. However, looking at MARS, the level of debt keeps jumping out at me - it's about twice market cap. The interims make some noises about reducing it, but it remains somewhat eyewateri...

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