Search found 851 matches

by gryffron
October 22nd, 2019, 11:17 pm
Forum: Laughing Lemons
Topic: People
Replies: 0
Views: 30

People

The pessimist sees only endless darkness.
The optimist sees the light at the end of the tunnel.
The realist sees the light of an oncoming train.
The train driver sees 3 idiots standing on the track.
by gryffron
October 14th, 2019, 12:20 pm
Forum: Share ideas
Topic: ADIDAS AG Buying European domiciled shares in my ISA
Replies: 17
Views: 1715

Re: ADIDAS AG Buying European domiciled shares in my ISA

Personally I would consider being 100% invested in the UK to be an exchange rate risk, as I purchase imported manufactured goods, imported food, imported oil and go on holiday abroad for several months a year. To minimise exchange rate risk, some overseas investment is needed. Ideally, I would meas...
by gryffron
October 14th, 2019, 12:10 am
Forum: Computers, TVs & Phones
Topic: Transfer SIM/Data from iPhone 5s to 6s
Replies: 1
Views: 323

Re: Transfer SIM/Data from iPhone 5s to 6s

Either option is pretty simple. And free. You'll need to create an iTunes account either way. But it doesn't have to cost anything. iTunes: connect and register first device. Create complete backup to PC. Register new device, restore from backup. iCloud: create account, login first device, enable cl...
by gryffron
October 12th, 2019, 11:01 pm
Forum: Beerpig's Snug
Topic: We surely are not alone?
Replies: 49
Views: 1498

Re: We surely are not alone?

zico wrote:For any of us to have been born, every single one of our ancestors going back millions and millions of years had to survive all the hazards of the time in which they lived (at least long enough to breed). How lucky is that?

100%. Strong survivor bias though

;)
by gryffron
October 11th, 2019, 4:04 pm
Forum: Building and DIY
Topic: Storage heaters - replace, upgrade or live with?
Replies: 34
Views: 1263

Re: Storage heaters - replace, upgrade or live with?

However, time and technology move on. Are there any better heating solutions available? The modern alternative is Air Sourced Heating (ASH). Think of it as reverse air-con. It sucks heat from outside and pumps it indoors. We did a thread on it a few weeks ago. So a few conclusions for you: ASH is n...
by gryffron
October 9th, 2019, 9:25 pm
Forum: Computers, TVs & Phones
Topic: All-in-one p.c. recommendations
Replies: 14
Views: 785

Re: All-in-one p.c. recommendations

All I can recommend is... Don't touch them with a bargepole. Like laptops they have custom size circuit boards which cost a fortune if anything goes wrong and any part has to be replaced. Can you really not fit a micro case with bog standard, off-the-shelf, easily replaceable components somewhere? U...
by gryffron
October 5th, 2019, 8:34 pm
Forum: Computers, TVs & Phones
Topic: Ditching Sky. Best alternative?
Replies: 12
Views: 1491

Re: Ditching Sky. Best alternative?

If you really want the NFL then an NFL pass will give you every single game live except the one that's on Sky (they pay much more) And yes it does have adverts, but they're American ones which are at least different adverts. Premiere league is much harder as it is now spread between at least four ch...
by gryffron
October 4th, 2019, 2:17 pm
Forum: Building and DIY
Topic: New boiler gas use
Replies: 19
Views: 1043

Re: New boiler gas use

Assuming the boiler is inside the house, at least part of the "waste" heat is contributing to heating the house anyway, even if it isn't going into the radiators. So I concur with previous posters that the saving won't be as much as the efficiency difference implies. I just had a service, ...
by gryffron
October 3rd, 2019, 12:10 pm
Forum: Biscuit Bar
Topic: POLITE DISCUSSIONS Its still HERE!!
Replies: 66
Views: 17699

Re: Unintended Consequences?

UncleEbenezer wrote:More proliferation of subjects of the kind that generate more heat than light on many of the other boards here?

That was the reason for not removing it entirely ;)

Gryff
by gryffron
October 2nd, 2019, 11:01 pm
Forum: Beerpig's Snug
Topic: The future of the planet.
Replies: 111
Views: 3249

Re: The future of the planet.

is that what you meant by offshoring the carbon output?. That terminology typically refers to offshoring energy intensive industries like aluminium and steel production. Or in some cases, all production. The idea generally being that the end consumer should be held responsible for all the energy, n...
by gryffron
October 1st, 2019, 11:54 am
Forum: Beerpig's Snug
Topic: The future of the planet.
Replies: 111
Views: 3249

Re: The future of the planet.

Traditional wooden ships is doable. This company has been doing it for years, and a couple of others in construction. But there appear to be only 2 existing ships, so presumably didn't fit her busy schedule.

Gryff
by gryffron
October 1st, 2019, 10:15 am
Forum: Portfolio Management & Review
Topic: Defensive Portfolio
Replies: 11
Views: 1470

Re: Defensive Portfolio

I like the Life Strategy funds and feel this would do best of the four in a rising market and so I had given a slight tilt towards optimism Surely the opposite is true. A fund which is 40% bonds is defensive. It will do WORST in a rising market, but should protect value better in a falling one. Per...
by gryffron
September 30th, 2019, 10:56 pm
Forum: Beerpig's Snug
Topic: The future of the planet.
Replies: 111
Views: 3249

Re: The future of the planet.

monabri wrote:I see that Miss Thunberg is now in the US. It must have been a long swim.

She went on a massively publicised trip by multi million pound sailing yacht. Where have you been for the last 6 weeks?

Tesla 3 eh? Well that's only 85% coal powered then. :lol:

Gryff
by gryffron
September 29th, 2019, 12:16 pm
Forum: Biscuit Bar
Topic: Search indices broken?
Replies: 6
Views: 825

Re: Search indices broken?

It seems you can't search for any words with less than 5 characters. This is a recent change by stooz as a temporary fix to try and get around the general slowness of the site. Which appears to be largely cause by a huge amount of entries in the search database. We acknowledge it is a problem as it...
by gryffron
September 27th, 2019, 11:35 pm
Forum: Computers, TVs & Phones
Topic: Productivity PC Tips?
Replies: 17
Views: 1142

Re: Productivity PC Tips?

Supplier, I used to buy numerous work computers from cclonline. Always found them excellent to work with. You can buy their standard models or configure your own.

Gryff
by gryffron
September 27th, 2019, 12:25 pm
Forum: Airport Lounge
Topic: Thomas Cook in liquidation.
Replies: 23
Views: 1296

Re: Thomas Cook in liquidation.

"[Ryanair] - Card-payment fee A percentage of the amount due for the booking. The percentage depends on the type of card and where the card provider is." I obviously don't dispute those words being from their web site, but in fact they don't charge a card payment fee Clearly they DO, it's...
by gryffron
September 27th, 2019, 10:25 am
Forum: Biscuit Bar
Topic: Options?
Replies: 2
Views: 737

Re: Options?

Disable smilies - entirely. You will still see the words but it will not be replaced with an image e.g. : smilie :

Notify reply - yes, by email. Whenever any new reply is added to the thread. Useful e.g. to know when someone has answered a question you asked.

Gryff
by gryffron
September 26th, 2019, 5:46 pm
Forum: Beerpig's Snug
Topic: The future of the planet.
Replies: 111
Views: 3249

Re: The future of the planet.

The very first match on google for EV efficiency says "According to the US Department of Energy's Office of Energy Efficiency and Renewable Energy, “EVs convert about 59%–62% of the electrical energy from the grid to power at the wheels" So I don't see how the "round trip efficiency t...
by gryffron
September 26th, 2019, 2:52 pm
Forum: Beerpig's Snug
Topic: The future of the planet.
Replies: 111
Views: 3249

Re: The future of the planet.

Google. Electric car efficiency also around 60%. So AT BEST 60% (power station) * 60% (vehicle) = 36% Google quotes typical overall energy efficiency as 24% for EV vs 20% ICE. Probably figures from America. Add in the greater vehicle weight for batteries and that isn't going to leave much difference...
by gryffron
September 25th, 2019, 5:05 pm
Forum: Investment Strategies
Topic: US shares
Replies: 22
Views: 1315

Re: US shares

If I could only have one I would also choose Union Pacific. Massive moat. Railways can only take more freight as fuel runs out. Microsoft looks pretty awesome at the moment too. They are onto a real winner moving many of their products onto an ongoing licence fee. In the old days they had to release...

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