Search found 1630 matches

by Clitheroekid
August 21st, 2019, 2:41 pm
Forum: Beerpig's Snug
Topic: Happy Birthday
Replies: 36
Views: 582

Re: Happy Birthday

Happy birthday HYD - it's good to know that you're catching up with the rest of us! ;)
by Clitheroekid
August 21st, 2019, 1:24 am
Forum: Does anyone know?
Topic: Fuel exports and tariffs
Replies: 3
Views: 285

Fuel exports and tariffs

I was watching the BBC News this evening, and there was a report about the effect of a no deal Brexit on the fuel refining industry. The person interviewed said that - presumably because WTO terms would apply - there would be a 5% import tariff applied to refined fuel exports from the UK into the EU...
by Clitheroekid
August 20th, 2019, 1:04 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: Greene King - SOLD!
Replies: 103
Views: 2626

Re: Greene King - SOLD!

I've not read the thread, so sorry if it's been mentioned before, but amongst the squeals of joy from those who have obtained an unexpected windfall there must be quite a few shareholders who are feeling less than chuffed. I was surprised to see that the GNK share price was as high as £11.83 back in...
by Clitheroekid
August 18th, 2019, 11:29 pm
Forum: Legal Issues (Practical)
Topic: Who Would be Responsible?
Replies: 23
Views: 908

Re: Who Would be Responsible?

I have dodged a few debts in my time by simply not responding to ever more aggressive demand letters whilst making myself scarce and anonymous. Post office boxes and accommodation addresses are very useful in that regard (although obviously not for a landlord which in any event I have not had since...
by Clitheroekid
August 18th, 2019, 11:26 pm
Forum: Beerpig's Snug
Topic: Null - avoid!
Replies: 25
Views: 687

Null - avoid!

I'm not a huge fan of vanity plates, so this elicited a certain degree of schadenfreude ;)

https://mashable.com/article/dmv-vanity ... urope=true
by Clitheroekid
August 18th, 2019, 11:13 pm
Forum: Beerpig's Snug
Topic: The Lemonfool my pic of the day thread
Replies: 767
Views: 50055

Re: The Lemonfool my pic of the day thread

That made me chuckle :lol:

(From the press report) "Camouflaged soldiers – also wearing high-visibility vests – ensured they were secured correctly."
by Clitheroekid
August 18th, 2019, 11:08 pm
Forum: Legal Issues (Practical)
Topic: Who Would be Responsible?
Replies: 23
Views: 908

Re: Who Would be Responsible?

Surely approaching a Solicitor and asking him/her to check her insurance contract and then draft a letter to the tenant won't cost a fortune and this should remove any personal difficulty. It should also gently deter him from pursuing her for compensation. Surely it's a minor cost in running a busi...
by Clitheroekid
August 16th, 2019, 5:02 pm
Forum: Legal Issues (Practical)
Topic: Who Would be Responsible?
Replies: 23
Views: 908

Re: Who Would be Responsible?

It's really quite straightforward. Simply because the water came from the flat doesn't automatically mean that the owner is liable. The occupier of the shop has to prove that the owner was negligent in order to recover any compensation. Unless she knew, or should have known that the overflow didn't ...
by Clitheroekid
August 14th, 2019, 3:52 pm
Forum: Mortgages
Topic: Negative rate mortgage!
Replies: 7
Views: 2477

Re: Negative rate mortgage!

I would suggest one would want to be very careful before taking out a mortgage, even with a negative interest rate, if it is in a currency other than one's own home currency. But presumably there would be nothing to stop you raising a loan on your existing property and investing the mortgage advanc...
by Clitheroekid
August 14th, 2019, 3:20 pm
Forum: Beerpig's Snug
Topic: Thoroughly depressing
Replies: 105
Views: 5345

Re: Thoroughly depressing

Cauliflower shortages as extreme weather kills crops Cauliflower prices have soared and some farmers have suffered financial losses after the destruction of their crops. The shortages were described as "very concerning" by a spokesman for the Brassica Growers Association . And even worse....
by Clitheroekid
August 14th, 2019, 3:15 pm
Forum: Legal Issues (Practical)
Topic: EPA, LPA query
Replies: 43
Views: 1581

Re: EPA, LPA query

Thanks for all the replies. As so many things it seems that the answer is somewhat unknown - we have clashing interpretations in this thread as an example. So whilst I agree its seems potentially a waste of money the definitive (if possibly redundant) solution seems nonetheless to have 2 x LPA and ...
by Clitheroekid
August 13th, 2019, 4:48 pm
Forum: Beerpig's Snug
Topic: Plus ça change ...
Replies: 0
Views: 317

Plus ça change ...

An interesting feature about investment advice given in 1892. It's remarkable how much of it is just as sensible today as it was then (and how the Victorian rogues and vagabonds were using exactly the same techniques to snare naive investors). It would also appear that not much has changed in the Eu...
by Clitheroekid
August 13th, 2019, 12:31 am
Forum: Legal Issues (Practical)
Topic: Will help
Replies: 26
Views: 973

Re: Will help

Does this need to go to probate? The simple answer is probably not. As has been said, the amount in bank accounts is probably within the limit whereby you can withdraw it on an `indemnity' basis. This means that the bank will allow you to take the money provided you sign a form agreeing that if som...
by Clitheroekid
August 10th, 2019, 8:25 pm
Forum: Beerpig's Snug
Topic: LA Speed Check
Replies: 4
Views: 346

LA Speed Check

by Clitheroekid
August 9th, 2019, 7:14 pm
Forum: Company Share news (LSE Main Market)
Topic: Petrofac Limited (PFC)
Replies: 78
Views: 4883

Re: Petrofac Limited (PFC)

Petrofac are just one of those Companies that have always bounced back no matter what so I can't see why they can't continue to do so. Really? When this thread started in February 2019 the share price talked about was 489p. The last price mentioned in this thread is393p. Now, I dont follow this sha...
by Clitheroekid
August 7th, 2019, 3:05 pm
Forum: Gilts and Bonds
Topic: Burford bonds
Replies: 6
Views: 700

Re: Burford bonds

I think the selling's been overdone, but I'd be a bit wary of buying the shares yet. However, as well as the 5% bond there are also two others available, the 2022 bond (BUR 1) with a coupon of 6.5%, and the 2024 bond (BUR 2) with a coupon of 6.125%. These have also dropped dramatically, and if, as I...
by Clitheroekid
August 6th, 2019, 8:59 pm
Forum: Computers, TVs & Phones
Topic: Over written a Letter
Replies: 12
Views: 686

Re: Over written a Letter

I've done this occasionally, and it's a real PITA.

However, if you prepared the letter in Word you can often `recover' the original letter just by clicking on the `Undo' button multiple times until it gets back to the original. This works even after it's been saved.
by Clitheroekid
August 6th, 2019, 8:47 pm
Forum: Beerpig's Snug
Topic: That's the way to do it!
Replies: 5
Views: 609

That's the way to do it!

I really enjoyed reading this, and just wish the UK authorities were so assiduous in enforcing the law against fly-tipping!

https://www.theguardian.com/world/2019/ ... -drag-back
by Clitheroekid
August 6th, 2019, 8:03 pm
Forum: Company Share news (LSE Main Market)
Topic: Petrofac Limited (PFC)
Replies: 78
Views: 4883

Re: Petrofac Limited (PFC)

With the price back down to £3.93 I decided it was time for another purchase. With the latest SFO revelations and the depressed POO it may take longer to make a recovery this time, but I'm pretty confident that it will eventually bounce back again. And even if I have to wait longer than anticipated ...
by Clitheroekid
August 6th, 2019, 7:53 pm
Forum: Legal Issues (Practical)
Topic: EPA, LPA query
Replies: 43
Views: 1581

Re: EPA, LPA query

There seems to be a fair amount of confusion - both legal and moral! - so to deal firstly with didds's specific queries: - is the EPA "worthwhile" Most definitely. EPA's actually worked very well, and I made dozens of them for people. The best thing about them was their simplicity. Many of...

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