Search found 534 matches

by 88V8
July 11th, 2019, 11:19 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: BT Group down over 3% today.
Replies: 77
Views: 5694

Re: BT Group down over 3% today.

Big pension overhang. No thanks.

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by 88V8
July 11th, 2019, 11:16 pm
Forum: High Yield Shares & Strategies - general
Topic: Highest yielding shares underperformed FTSE 100 over five years
Replies: 121
Views: 5814

Re: Highest yielding shares underperformed FTSE 100 over five years

All this involves an awful lot of guesswork.

Going into Luni's DZ invites a cut. I topped up IMB the other day, well into the DZ, but I can afford to take the odd bath.
The fact is though, one is trying to outguess the market.
Good luck with making a regular habit of that.

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by 88V8
July 11th, 2019, 4:02 pm
Forum: Building and DIY
Topic: Finding workmen
Replies: 22
Views: 3737

Re: Finding workmen

Recommendations are only as good as the person doing the recommending. If they are an ignoramus who doesn't know good work from bad, you might as well poke Yellow Pages with a pin. When we moved here from 120 miles away, we used builders recommended by the PO. They turned out to be well-presented ve...
by 88V8
July 11th, 2019, 12:54 pm
Forum: High Yield Shares & Strategies - general
Topic: Highest yielding shares underperformed FTSE 100 over five years
Replies: 121
Views: 5814

Re: Highest yielding shares underperformed FTSE 100 over five years

And I dare say it depends how 'high' one goes.
Luni always said to eschew shares with yields exceeding 160% of the FTSE. They represent his Danger Zone.

But what does one do when a held share starts as a Goldilocks then drifts into the DZ.

Anyway, we're back to TR. Zzzzzz.

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by 88V8
July 10th, 2019, 10:38 pm
Forum: Computers, TVs & Phones
Topic: upgrade process
Replies: 4
Views: 1286

Re: upgrade process

Personally I would never do two things at once. If it goes tits up, you don't know which went wrong. Before changing drives, Bree has recommended taking a system image with Macrium. This can then be dropped onto the new drive. When you are satisfied that the new drive is OK, you can upgrade to W10. ...
by 88V8
July 10th, 2019, 10:31 pm
Forum: Does anyone know?
Topic: Who follows up on housing requirements in deeds etc?
Replies: 3
Views: 1670

Re: Who follows up on housing requirements in deeds etc?

A typical case would be a stipulation about the max height of a garden wall fronting the street. That calls for Council enforcement, unless it's a private road. Or in our previous house there was a requirement to maintain a three-strand barbed wire fence around the garden, because it was originally ...
by 88V8
July 9th, 2019, 10:40 am
Forum: Company Share news (LSE Main Market)
Topic: Imperial Brands (IMB)
Replies: 118
Views: 6454

Re: Imperial Brands (IMB)

SP down 1% today - just topped up. We already have quite a few, currently in OH's account with a big loss after our CGT two-step last year, but the new dividend policy sounds much more credible so even though it may be a falling knife at the moment I'm happy to increase our holding. As has been said...
by 88V8
July 8th, 2019, 9:44 am
Forum: High Yield Shares & Strategies - general
Topic: Selection of underperforming shares
Replies: 135
Views: 9806

Re: Selection of underperforming shares

..."capital matters, but paying attention to capital fluctuations is a waste of time and effort". What you're saying would lead to me trying to judge the strategy on its total returns, pretty much the opposite of my conclusion that I should not try to judge it on its returns at all, but o...
by 88V8
July 6th, 2019, 11:19 pm
Forum: Building and DIY
Topic: Concrete Shed prices
Replies: 16
Views: 4207

Re: Concrete Shed prices

Concrete is very cold.
Condensation.

Wood better.

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by 88V8
July 5th, 2019, 8:52 pm
Forum: High Yield Shares & Strategies - general
Topic: Selection of underperforming shares
Replies: 135
Views: 9806

Re: Selection of underperforming shares

Yes, but that would suggest ditching it for top ups and new shares, not just top ups. Well, if we want to maintain any sort of sector spread, we may have to. I don't see things going back to the glory days, do you? After all, on what are executive reward packages predicated? Nothing to do with Divi...
by 88V8
July 5th, 2019, 7:01 pm
Forum: Gilts and Bonds
Topic: Problems trading SKIP
Replies: 36
Views: 2909

Re: Problems trading SKIP

So, we don't think it's a bad idea.

Bought some more today.
Online.
Wasn't going to buy any more Financials, but heyho.

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by 88V8
July 5th, 2019, 6:59 pm
Forum: Gilts and Bonds
Topic: Accrued in an ISA
Replies: 2
Views: 3688

Accrued in an ISA

Bought some Co-op 42TE today. About £10,000 worth. OH did the same. But the accrued has resulted in her ISA account going a couple of hundred into debit. It's fully subscribed so she can't put in more funds. Shortly a divi will be along to erase the deficit, but meanwhile? Anyone else encountered th...
by 88V8
July 4th, 2019, 11:10 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: Criteria for "Top Ups" and "New Shares"
Replies: 9
Views: 1565

Re: Criteria for "Top Ups" and "New Shares"

To my surprise, I ticked 'Different'.
Because as I posted in the other thread, if I already hold a share and have read nothing negative, and the yield is still OK, I might just top it up without further analysis.
Laziness, really.

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by 88V8
July 4th, 2019, 11:04 pm
Forum: High Yield Portfolios (HYP) - Practical
Topic: Which criteria differ between "new buys" and "top ups"
Replies: 39
Views: 2130

Re: Which criteria differ between "new buys" and "top ups"

If I already hold a share and have read nothing negative about it, I might be lazy and just top it up.
Not very analytical I'm afraid.

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by 88V8
July 4th, 2019, 10:57 pm
Forum: High Yield Shares & Strategies - general
Topic: Selection of underperforming shares
Replies: 135
Views: 9806

Re: Selection of underperforming shares

Why indeed. Mind you, the pool of non-cutters is becoming so small, perhaps we have to hold our noses and ditch this HYP fundamental. If the yield is still OK and it looks 'sustainable' it's OK. But ''sustainable'.... that requires ferreting in the accounts. Doris never looked at accounts. So now we...
by 88V8
July 4th, 2019, 9:34 am
Forum: High Yield Shares & Strategies - general
Topic: Selection of underperforming shares
Replies: 135
Views: 9806

Re: Selection of underperforming shares

If you have held a share for 10 or 20 years and are happy with its prospects, then why not top it up? This is different from buying a new holding, which is a point that Wizard on another topic seems unable to grasp. [muse mode] Maybe it's a mental thing. As I sit here, I'm surrounded by stuff, some...
by 88V8
July 2nd, 2019, 9:12 pm
Forum: Food
Topic: Escargots
Replies: 18
Views: 5651

Re: Escargots

Snails are a bit of a nothing without the garlic sauce imho.

Recall many years ago in Brittany we were eating from a communal bowl of mixed snails, dipping them in sauce, when I noticed that some of them were crawling up the side of the bowl.
Sudden loss of appetite.

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by 88V8
July 2nd, 2019, 9:07 pm
Forum: The Natural World
Topic: Cutting narrow strips of grass.
Replies: 10
Views: 4558

Re: Cutting narrow strips of grass.

Can I suggest paving of some sort might look attractive and cut down on maintenance? Haha yes you can certainly suggest it to me. But it's OH's domain. Itsallaguess, that little pushalong looks like the Ryobi version I have - sans wheels - but it's painfully slow and clogs up all the time. Perhaps ...
by 88V8
July 2nd, 2019, 8:48 pm
Forum: Gilts and Bonds
Topic: Problems trading SKIP
Replies: 36
Views: 2909

Re: Problems trading SKIP

So do we think the SKIP 12.875 (certainly available through ii) is currently a good idea?
I unloaded most of our Building Society instruments a while ago.

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by 88V8
July 1st, 2019, 8:41 pm
Forum: The Natural World
Topic: Cutting narrow strips of grass.
Replies: 10
Views: 4558

Cutting narrow strips of grass.

How to cut narrow strips, might be a better title. OH has an enthusiasm for vegetable growing which I share to the extent of eating them. The main growing area around 70 x 30ft is protected by an antibadger stockade of chicken wire, and divided into seven beds separated by grass paths about a foot w...

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