Search found 142 matches

by GJHarney
June 9th, 2017, 10:00 am
Forum: The Meaning of Life
Topic: Theresa May voted 'most like Jesus'
Replies: 4
Views: 1206

Re: Theresa May voted 'most like Jesus'

Do they mean that she is likely to be crucified ? Of course they might then hope for a miraculous resurrection after three days ? Unfortunately even if that occurred the precedent is that after a few brief appearances to friends and colleagues she would disappear only ever to be seen later by assor...
by GJHarney
June 4th, 2017, 9:18 pm
Forum: Investment Trusts and Unit Trusts
Topic: Mid Wynd International IPO
Replies: 5
Views: 1172

Re: Mid Wynd International IPO

I took the opportunity to (re)buy this on Youinvest having had to sell what I previously had on the Baille Gifford platform when they left to go to Artemis. It's always been a good global IT in my opinion and in fact the IPO was a good way of buying at par into a fund that had been trading on a prem...
by GJHarney
May 30th, 2017, 5:38 pm
Forum: The Meaning of Life
Topic: Theresa May voted 'most like Jesus'
Replies: 4
Views: 1206

Theresa May voted 'most like Jesus'

http://www.mirror.co.uk/news/politics/theresa-voted-most-like-jesus-10527022 I think it says more about the listeners of 'Premier Christian Radio' than it does the Maybot (or Jesus come to that), but that said surely the Labour Party is more like the caring, sharing peace loving Jesus of the New Te...
by GJHarney
May 27th, 2017, 5:44 pm
Forum: Does anyone know?
Topic: Dealing with "difficult" team member
Replies: 17
Views: 1614

Re: Dealing with "difficult" team member

Very good advice so far. I would also given what has been described in terms of behaviors be very sensitive to the potential of a possible autism/ASD connection or similar - this may be very wide of the mark, but equally you need to consider a possible disability angle to your own treatment and reme...
by GJHarney
May 27th, 2017, 3:48 pm
Forum: Computers, TVs & Phones
Topic: Stockopedia won't load in Win 10
Replies: 5
Views: 870

Re: Stockopedia won't load in Win 10

Well according to its website it should run better on IE10 than on IE7 - http://help.stockopedia.com/your-account/support/technical-requirements I suspect it may just be a cookies/cache issue - go to the FAQs tab at the bottom of the link page and it has step by step guides for clearing both from va...
by GJHarney
May 26th, 2017, 6:27 pm
Forum: Other Investing
Topic: Zopa scraps Safeguard
Replies: 6
Views: 1327

Re: Zopa scraps Safeguard

We initially introduced Safeguard in 2013 to deal with a tax anomaly that unfairly penalised peer-to-peer lenders. The fund was designed to ensure that investors only paid taxes on the net income they received from Zopa borrowers: and not bad debt. In 2015 the tax laws were updated enabling investo...
by GJHarney
May 25th, 2017, 4:16 pm
Forum: Passive Investing
Topic: Selling Investment Trust to go in ETF
Replies: 6
Views: 1404

Re: Selling Investment Trust to go in ETF

.....- taking into account its reasonably large ongoing charge of 1.45% - against the performance of the ETF you want to swap it for to also see if it is really not as good as what you want to move to. According to the HL Website the ongoing charge of ASL is 0.8 %. Is it higher than 0.8 % or am I m...
by GJHarney
May 25th, 2017, 11:47 am
Forum: Passive Investing
Topic: Selling Investment Trust to go in ETF
Replies: 6
Views: 1404

Re: Selling Investment Trust to go in ETF

Look at the AIC website for each fund as on the 'performance' tab you get a great interactive chart with the NAV discount/premium at the bottom of the page that you can look at over the past 10 years. With ASL is last had a big premium to NAV in 2007, but it was also very narrow in 2013. Today that ...
by GJHarney
May 23rd, 2017, 3:56 pm
Forum: Food
Topic: Red Cabbage of the frozen variety
Replies: 6
Views: 1895

Re: Red Cabbage of the frozen variety

Stick a bit in with your stir frys straight from the freezer, alternatively it would make a good quick veggie stir fry side dish to lots of things, e.g., http://www.deliaonline.com/recipes/occasions/christmas/christmas-last-minute-and-easy/quick-stir-fried-spiced-red-cabbage-with-apples . Failing th...
by GJHarney
May 21st, 2017, 5:34 pm
Forum: Investment Trusts and Unit Trusts
Topic: Three ITs
Replies: 17
Views: 3912

Re: Three ITs

I've had a monthly direct drip into SM via the Baille Gifford platform for yonks and have done very well, but worried as ever about the potential of it to go the other way given the nature of its concentrated holdings, over the past few years I've taken the profits and transferred them into Monks an...
by GJHarney
May 16th, 2017, 1:17 pm
Forum: Cars, Driving, Motorbikes or any Transport
Topic: First car
Replies: 21
Views: 3327

Re: First car

Unfortunately Gryff the value of the car insured by a young driver doesn't necessarily make much or any difference as you can be driving a £250 banger but could still be charged thousands for the insurance (largely on the basis of the potential value of the other car in an accident combined with the...
by GJHarney
May 14th, 2017, 4:04 pm
Forum: Does anyone know?
Topic: Without prejudice
Replies: 28
Views: 2357

Re: Without prejudice

As has been said it will vary with the context, but as someone who works in employment law and who uses the phrase all the time it is normally used prior to a document being signed off and to allow open decisions/correspondence without either side then being committed to what is discussed prior to f...
by GJHarney
May 13th, 2017, 9:13 pm
Forum: Cars, Driving, Motorbikes or any Transport
Topic: First car
Replies: 21
Views: 3327

Re: First car

I get why people don't like pcp, but it is not a bad option if you view it as a way to reasonably cheaply rent a car and get a new one every 3 years if you use it how it is meant to be used (to rent rather than buy, and then leave depreciation issues for the manufacturers rather than you to bother a...
by GJHarney
May 9th, 2017, 7:44 pm
Forum: Computers, TVs & Phones
Topic: Broadband / Wifi Connectivity issues - please save my sanity!!
Replies: 18
Views: 1039

Re: Broadband / Wifi Connectivity issues - please save my sanity!!

I had some similar problems when I changed broadband providers with the connection timed out part of what the OP describes, this was also connected to a problem getting on to the modem control webpage to check settings and stats etc. That part at least was an easy fix as while I thought running CCle...
by GJHarney
May 8th, 2017, 6:39 pm
Forum: Other Investing
Topic: Peer to Peer - experiences and risk?
Replies: 96
Views: 14023

Re: Peer to Peer - experiences and risk?

I've used ZOPA for some years. I think it is safe enough for a cautious punter, with the safeguard pooled default fund you don't lose anything when any lenders default now although in theory if lots of ZOPA borrowers did at the same time it could overwhelm it (although I think this unlikely as the c...
by GJHarney
May 7th, 2017, 8:55 pm
Forum: Bank Accounts Savings & ISAs
Topic: Premium Bonds
Replies: 419
Views: 31199

Re: Premium Bonds

Well I worked out my drip of £25 prizes over the last year and it equates to a 1.73% interest rate for me as a HR tax payer, not great but better than most non-bond bank/BS savings accounts and the chance of a bigger prize and the return of my 'stake' whenever I want makes them a pretty sensible cho...
by GJHarney
May 7th, 2017, 8:12 am
Forum: Investment Trusts and Unit Trusts
Topic: Fisher Investments
Replies: 27
Views: 7258

Re: Fisher Investments

Their website seems designed to pull the wool over the eyes of those that don't understand how simple investing actually is. And has been said, the fact that the page that talks about fees doesn't actually tell you what their fees are does not fill me with any confidence at all (as does the lack of ...
by GJHarney
May 3rd, 2017, 8:18 am
Forum: Beerpig's Snug
Topic: Next labour leader betting -5/1 Nap
Replies: 23
Views: 2100

Re: Next labour leader betting -5/1 Nap

Members won't vote for banana man, his strong support for the lies that led to the Iraq war and continuing military adventures since has seen to that, although of course the media still don't get it. Who is 'banana man'? Mel Google 'miliband banana' and you'll see for yourself, the media have been ...
by GJHarney
May 2nd, 2017, 7:16 pm
Forum: Beerpig's Snug
Topic: Next labour leader betting -5/1 Nap
Replies: 23
Views: 2100

Re: Next labour leader betting -5/1 Nap

Members won't vote for banana man, his strong support for the lies that led to the Iraq war and continuing military adventures since has seen to that, although of course the media still don't get it.
by GJHarney
May 2nd, 2017, 3:12 pm
Forum: Beerpig's Snug
Topic: Next labour leader betting -5/1 Nap
Replies: 23
Views: 2100

Re: Next labour leader betting -5/1 Nap

Yes, but it is not the country or the media that elects the leader, it is the membership Indeed. But if there actually is the kind of disconnect between the country and the membership that is currently being indicated by the polls, would the membership really vote in Corbyn Mark 2? I guess much dep...

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