melonfool wrote:BobbyD wrote:Santander is 1.5% before fees.
https://www.santander.co.uk/uk/current- ... gI3CvD_BwE
5% at NW on £2500 for a year, 3% at Tesco on 2 x £3000, 2% on 3 x £5000 at BOS. Minimum payment and DD requirements as with (but not the same as Santander, but easily overcome with a standing order in standing order out).
It's £3,000 at NW, as it's £250pm.
Also, First Direct does a 5% one too, £300pm.
And TSB 1.5% on £1,500, have to pay in £500pm, but I transfer it straight back out again anyway.
M&S also have one - 5% on £250pm: https://bank.marksandspencer.com/save-i ... hly-saver/
Not sure what the terms of them all are.
I was talking about the bonus rate on the flexdirect account not the regular saver.
https://www.nationwide.co.uk/products/c ... d-benefits.
If you are looking for a shortish term hidaway with a return, low admin and no need to renew whilst maintaing the ability to withdraw the lot without penalty or loss of interest it seemed more logical.
M&S is a rebrand of the HSBC, you won't get both, just like you won't get a First Direct and an HSBC.
There's a decent reg saver behind most decent current accounts, or two in some cases like Lloyds. TSB is about the only one I don't have... apparently I failed the credit check!