I'd like to focus on current accounts that earn interest (and perks) and regular saver options. I've been in NZ for a few months, so my info might be a little out of date - please feel free to add/correct (if it all gets a bit chaotic I'll try to jump in and refresh the whole list with the updates).
I hope we can all contribute to this list and keep it up-to-date and share the benefit of our combined wisdom...
Current accounts with interest:
Bank of Scotland:
3% on 5K (can have 3), requires £1000 in/out per month
TSB:
3% on 1.5K, requires £500 in/out per month & must select paperless billing
(Perks: some temporary 5% deals depending on when account opened)
Lloyds:
2% on 5K, requires £1,500 in/out per month & 2 DDs
(Perks: free lifestyle benefit, e.g. magazine subscription or 6 cinema tickets)
Nationwide:
5% on 2.5K but only for 1st 12 months, requires £1,000 in/out per month, no DDs
(Perks: access to their regular saver?)
Santander 123:
1.5% on 20K, requires £750 in/out per month + 2DDs
(Perks: 1-3% cashback on selected bills)
Tesco: (currently closed due to high demand)
3% on 3K (can have 2), requires £500 in/out per month
(Perks: useful saver accounts which can create DDs)
Regular Savers:
5% First Direct, £300 pm
5% HSBC, £250 pm, must have HSBC Advance current a/c
5% M&S, £250 pm, must have current a/c and have switched an account to this M&S current account, and have 2 DDs on it
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