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Hargreaves Lansdown "Active Savings"

Discussing offers, rates and deals on suppliers
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DrBunsenHoneydew
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Hargreaves Lansdown "Active Savings"

#123273

Postby DrBunsenHoneydew » March 8th, 2018, 6:54 pm

This seems to be spectacularly unattractive for cash savings in "term" accounts, e.g. 5-year fix at 1.95% rather than 2.5%+ elsewhere

https://www.hl.co.uk/investment-services/active-savings
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Stompa
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Re: Hargreaves Lansdown "Active Savings"

#123305

Postby Stompa » March 8th, 2018, 10:03 pm

http://citywire.co.uk/money/hargreaves- ... s/a1089789

Online stockbroker says cash savings service is targeted at 'time savers, not the rate chasers' as banks reserve best deals for direct customers.

I'll give it a miss then!
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DrBunsenHoneydew
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Re: Hargreaves Lansdown "Active Savings"

#132020

Postby DrBunsenHoneydew » April 13th, 2018, 6:23 pm

HL have contacted to ask why I've not opened an account yet !
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PinkDalek
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Re: Hargreaves Lansdown "Active Savings"

#132026

Postby PinkDalek » April 13th, 2018, 6:48 pm

DrBunsenHoneydew wrote:HL have contacted to ask why I've not opened an account yet !


I'm not doubting 1.95% was showing when you first posted but, unless I'm mistaken, I can only see a maximum of a 3 year term and 1.75% now.
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DrBunsenHoneydew
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Re: Hargreaves Lansdown "Active Savings"

#132028

Postby DrBunsenHoneydew » April 13th, 2018, 6:53 pm

PinkDalek wrote:
DrBunsenHoneydew wrote:HL have contacted to ask why I've not opened an account yet !


I'm not doubting 1.95% was showing when you first posted but, unless I'm mistaken, I can only see a maximum of a 3 year term and 1.75% now.

Indeed - 5-year terms are not available at present.
For 3-year fixed rates, 1.75% is utterly hopeless.
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