Premium Bonds

[yorkshirelad1]

Usual sources of this month's (May 2022) prizes
https://www.nsandi.com/prize-checker/winners (High value & spreadsheet download)
https://www.lovemoney.com/news/13635/premium-bonds-winners-have-i-won
https://nsandi-corporate.com/news-research/latest-news
https://www.nsandi.com/prize-checker

All 4 of my "friends and family" holdings got wins this month: grateful for small mercies....

[XFool]

Good to hear the Premium Bond fund has had its interest rate raised from 1% to 1.4%. In the bonds this is reflected in the overall odds of winning shortening from from 34,500 to 1 to 24,500 to 1.

Who knows, I might yet even win a prize this year!

Savings Update: NS&I Increases Prize Fund Rate On Premium Bonds

https://www.forbes.com/uk/advisor/savings/2022/05/24/savings-updates/

[xiox]

If you're interested, the above is the result of a Monte Carlo simulation I made of the expected distribution of winnings for a 50k pot over a year using the rates from June 2022 (taking the likelihoods as posted by MSE, modified for June 2022). The top plot shows the probability of winning in logarithmic bins of monetary value. The bottom plot shows the cumulative probability of winning less than X pounds (in red) or more than X pounds (in blue). In probabilities 100%=1, 10%=0.1, 0.1%=0.001=10^-3, etc. It shows the rough range of winnings that should be expectred.

Basically, the simulation does a draw for each pound for each month, then works out the total winnings. I repeat this many times to get the distribution of wins.

[Itsallaguess]

Link to June 2022 high-value winners -

https://www.nsandi.com/prize-checker/winners

Spreadsheet version of the June 2022 high-value winners list that also includes £1000 prize winners too -

https://www.nsandi.com/files/asset/xlsx/prize-june-2022.xlsx

Link here to check for any lower denomination prizes from tomorrow morning (Thursday 2nd June) - https://www.nsandi.com/prize-checker

Good luck to all holders.

Cheers,

Itsallaguess

[kempiejon]

1 x £25 each for me and SO on around half holdings each.

[6Tricia]

Thanks for the reminder! Just checked and happy to find I've won 2 x £25 on my half holding this month.
Tricia

[XFool]

Good to hear the Premium Bond fund has had its interest rate raised from 1% to 1.4%. In the bonds this is reflected in the overall odds of winning shortening from from 34,500 to 1 to 24,500 to 1.

Who knows, I might yet even win a prize this year!

"But not yet, Lord. Not yet!"


Also, belated thanks to xiox for his interesting contribution.

[Bouleversee]

2 x £25 on full holding so no increase there. I keep hoping I might win a biggie so that I could splash it on getting some expensive firm to come in and completely revamp my garden to make it easier for me to manage. A hard task so really would have to be a biggie.

[pje16]

2 x £25 on full holding.

same for me, 1st win since Jan

[mc2fool]

4 times £25 for me, a good month in the grand scheme of things, but I've never had more that a £25 win. Mostly I've had 1 x £25 wins, occasionally 2 x £25 and once 5 x £25 but never anything more than a £25 prize, and that's over many years....

[didds]

2 x 25 for me on max, nothing for mrs didds on max, nothing for mini didds on a few thousand.

didds

[AWOL]

£25. I try not to think of what inflation is doing to my £50k!

[DrFfybes]

£150 on 2 x £50k this month, nice to see the increased interest rate kicking in.

I didn't actually look to see what the win was made up of, presumably 6 x 25, as we never seem to win bigger.

One thing has just struck me is how far outside the 'norm' most of the people on this board are. Most of us seem to be in a position to regard having £50-100k in Premium Bonds as a bit of fun. Yes, I know it is secure cash and virtually instant access for emergencies, but it does seem a bit unreal when I look back at our finances 20 years ago.

Paul

[AleisterCrowley]

Like most 'special interest' forums we are a long way from being a representative sample !
(to clarify I've 'only' got £13.6k in bonds)

[Itsallaguess]

Link to July 2022 high-value winners -

https://www.nsandi.com/prize-checker/winners

Spreadsheet version of the July 2022 high-value winners list that also includes £1000 prize winners too -

https://www.nsandi.com/files/asset/xlsx/prize-july-2022.xlsx

Link here to check for any lower denomination prizes from tomorrow morning (Saturday 2nd July) - https://www.nsandi.com/prize-checker

Good luck to all holders.

Cheers,

Itsallaguess

[Itsallaguess]

Link to August 2022 high-value winners -

https://www.nsandi.com/prize-checker/winners

Spreadsheet version of the August 2022 high-value winners list that also includes £1000 prize winners too -

https://www.nsandi.com/files/asset/xlsx/prize-august-2022.xlsx

Link here to check for any lower denomination prizes from tomorrow morning (Tuesday 2nd August) - https://www.nsandi.com/prize-checker

Good luck to all holders.

Cheers,

Itsallaguess

[kempiejon]

It's September and I'd have expected Itsallaguess to have made their monthly post so I'll have a stab.
https://www.nsandi.com/prize-checker/winners
and
https://www.nsandi.com/files/asset/xlsx ... -2022.xlsx
and
Link here to check for any lower denomination prizes from tomorrow morning (Tuesday 2nd Sept) - https://www.nsandi.com/prize-checker
Often checked by owls like me sometime after midnight like 1am

[Itsallaguess]

It's September and I'd have expected Itsallaguess to have made their monthly post

Don't go starting with all that nonsense...

:O)

Thanks for the links - I was planning on posting them up later last night, but I'm glad you remembered as well.

Not sure how everyone else has been seeing things, but it feels like the prizes have definitely ticked up a little since the June prize fund rate increase from 1% to 1.4%.

Cheers,

Itsallaguess

[kempiejon]

Well 1.4% has made a big difference to me, my biggest haul for a few years, £75 on £20k holding, nowt for SO on the same amount.

[pje16]

I must be Mr Average
won exactly 1.4% in the last 12 months on a max holding