Donate to Remove ads

Got a credit card? use our Credit Card & Finance Calculators

Thanks to bruncher,mark88man,stirlo,johnstevens77,Rhyd6, for Donating to support the site

Premium Bonds

Itsallaguess
Lemon Half
Posts: 5701
Joined: November 4th, 2016, 1:16 pm
Has thanked: 2301 times
Been thanked: 4331 times

Re: Premium Bonds

#296916

Postby Itsallaguess » April 2nd, 2020, 11:10 am

£50 this month for me, and it's gone towards paying for an inflatable kayak...

I will no doubt recall this grim period of enforced lock-down every time I eventually manage to get out in it....

Cheers,

Itsallaguess

swill453
Lemon Quarter
Posts: 4053
Joined: November 4th, 2016, 6:11 pm
Has thanked: 312 times
Been thanked: 1392 times

Re: Premium Bonds

#296917

Postby swill453 » April 2nd, 2020, 11:12 am

£100 on a current holding of £46,000. £100 is also our average for the first 4 months of the year, so approximately double the expected return.

I'm sure things will even out over time...

Scott.

Bouleversee
Lemon Quarter
Posts: 2989
Joined: November 8th, 2016, 5:01 pm
Has thanked: 680 times
Been thanked: 480 times

Re: Premium Bonds

#296931

Postby Bouleversee » April 2nd, 2020, 11:32 am

Itsallaguess wrote:£50 this month for me, and it's gone towards paying for an inflatable kayak...

I will no doubt recall this grim period of enforced lock-down every time I eventually manage to get out in it....

Cheers,

Itsallaguess


Whatever floats your boat, as they say. Could be useful when we are all under water.

kempiejon
Lemon Quarter
Posts: 1702
Joined: November 5th, 2016, 10:30 am
Been thanked: 458 times

Re: Premium Bonds

#296944

Postby kempiejon » April 2nd, 2020, 11:58 am

Itsallaguess wrote:it's gone towards paying for an inflatable kayak...


... keep a good grip on your paddle.

didds
Lemon Quarter
Posts: 2938
Joined: November 4th, 2016, 12:04 pm
Has thanked: 1330 times
Been thanked: 459 times

Re: Premium Bonds

#297049

Postby didds » April 2nd, 2020, 3:37 pm

Just had a gander - 2 x £25 on the full 50K holding.

that's pay for last and this weekend's beer deliveries from local breweries! And a bit extra too (I share 10 litres with my son in a bag-in-box)

didds

AleisterCrowley
Lemon Quarter
Posts: 4535
Joined: November 4th, 2016, 11:35 am
Has thanked: 1222 times
Been thanked: 1224 times

Re: Premium Bonds

#297051

Postby AleisterCrowley » April 2nd, 2020, 3:47 pm

kempiejon wrote:
Itsallaguess wrote:it's gone towards paying for an inflatable kayak...


... keep a good grip on your paddle.



..and watch out for banjo-playing hillbillies

PinkDalek
Lemon Half
Posts: 5593
Joined: November 4th, 2016, 1:12 pm
Has thanked: 1425 times
Been thanked: 1591 times

Re: Premium Bonds

#297068

Postby PinkDalek » April 2nd, 2020, 4:20 pm

Bouleversee wrote:ditto.


Hello Ditto,

My final tax year figures now available (full holding all through):

2019-20 £650
2018-19 £700
2017-18 £425
2016-17 £600

Scott or others will remind us that the Annual prize fund interest rate is reducing to 1.30% wef 1 May 2020.

Glad to see some additional humour on this thread.

Until next month,
PD

Mike88
Lemon Slice
Posts: 596
Joined: November 4th, 2016, 6:17 pm
Has thanked: 70 times
Been thanked: 125 times

Re: Premium Bonds

#297093

Postby Mike88 » April 2nd, 2020, 5:22 pm

As usual nothing on £23000 despite me adding a further £5000 for this month's draw. I'm a sucker for punishment.

kiloran
Lemon Quarter
Posts: 2705
Joined: November 4th, 2016, 9:24 am
Has thanked: 1328 times
Been thanked: 1343 times

Re: Premium Bonds

#297096

Postby kiloran » April 2nd, 2020, 5:27 pm

Mike88 wrote:As usual nothing on £23000 despite me adding a further £5000 for this month's draw. I'm a sucker for punishment.

Just believe in the law of averages. My wife's £50k has yielded £50 every month for the past 6 months, except for one month of £75. Very much par for the course.

--kiloran

Bouleversee
Lemon Quarter
Posts: 2989
Joined: November 8th, 2016, 5:01 pm
Has thanked: 680 times
Been thanked: 480 times

Re: Premium Bonds

#297120

Postby Bouleversee » April 2nd, 2020, 7:25 pm

PinkDalek wrote:
Bouleversee wrote:ditto.


Hello Ditto,

My final tax year figures now available (full holding all through):

2019-20 £650
2018-19 £700
2017-18 £425
2016-17 £600

Scott or others will remind us that the Annual prize fund interest rate is reducing to 1.30% wef 1 May 2020.

Glad to see some additional humour on this thread.

Until next month,
PD


I can't say ditto this time as my total was only £575 but that's the best year I have had for some time. Not a brilliant return on £50k but in view of the dearth of dividends it is gratefully received.

swill453
Lemon Quarter
Posts: 4053
Joined: November 4th, 2016, 6:11 pm
Has thanked: 312 times
Been thanked: 1392 times

Re: Premium Bonds

#301256

Postby swill453 » April 17th, 2020, 9:57 am

Bouleversee wrote:Scott or others will remind us that the Annual prize fund interest rate is reducing to 1.30% wef 1 May 2020.

BREAKING NEWS: It's not reducing in May.

Scott.

swill453
Lemon Quarter
Posts: 4053
Joined: November 4th, 2016, 6:11 pm
Has thanked: 312 times
Been thanked: 1392 times

Re: Premium Bonds

#301258

Postby swill453 » April 17th, 2020, 10:00 am

Re above, I don't have an official reference yet, but source is a tweet from Martin Lewis https://twitter.com/MartinSLewis/status ... 8852179971

EDIT: slightly better reference, though still not an official source https://www.moneysavingexpert.com/news/ ... rate-cut-/

Scott.

kiloran
Lemon Quarter
Posts: 2705
Joined: November 4th, 2016, 9:24 am
Has thanked: 1328 times
Been thanked: 1343 times

Re: Premium Bonds

#301262

Postby kiloran » April 17th, 2020, 10:05 am

swill453 wrote:Re above, I don't have an official reference yet, but source is a tweet from Martin Lewis https://twitter.com/MartinSLewis/status ... 8852179971

EDIT: slightly better reference, though still not an official source https://www.moneysavingexpert.com/news/ ... rate-cut-/

Scott.

From the horse's mouth: https://nsandi-corporate.com/news-resea ... ented-time

--kiloran

Bouleversee
Lemon Quarter
Posts: 2989
Joined: November 8th, 2016, 5:01 pm
Has thanked: 680 times
Been thanked: 480 times

Re: Premium Bonds

#301267

Postby Bouleversee » April 17th, 2020, 10:14 am

Nice to hear even a tiny bit of good news for a change, especially as I've just heard that my Newcastle Bldg. Soc. cash isa, which started at 5% for 5 years some years ago is being reduced to 0. 25% from May 1. I shall be having that out pdq. and using it to pay my bills now that dividends have mostly dried up.

XFool
Lemon Half
Posts: 5011
Joined: November 8th, 2016, 7:21 pm
Been thanked: 446 times

Re: Premium Bonds

#301363

Postby XFool » April 17th, 2020, 3:38 pm

More:

Relief for 21m savers as NS&I drops plan to axe prizes on Premium Bonds because of coronavirus

This is Money

Bouleversee
Lemon Quarter
Posts: 2989
Joined: November 8th, 2016, 5:01 pm
Has thanked: 680 times
Been thanked: 480 times

Re: Premium Bonds

#301372

Postby Bouleversee » April 17th, 2020, 3:59 pm

I didn't read in NS&I's own announcement that they would go back to RPI rather than CPI so far as the index-linked certs. are concerned, i.e. renewals. We are bound to get less than previously, I should think.

swill453
Lemon Quarter
Posts: 4053
Joined: November 4th, 2016, 6:11 pm
Has thanked: 312 times
Been thanked: 1392 times

Re: Premium Bonds

#304985

Postby swill453 » May 2nd, 2020, 8:56 am

2 x £25 for our £46K holding this month, pretty much the expected return.

Scott.

Bouleversee
Lemon Quarter
Posts: 2989
Joined: November 8th, 2016, 5:01 pm
Has thanked: 680 times
Been thanked: 480 times

Re: Premium Bonds

#305084

Postby Bouleversee » May 2nd, 2020, 2:29 pm

One measly £25. Hardly worth drum roll.

Mike88
Lemon Slice
Posts: 596
Joined: November 4th, 2016, 6:17 pm
Has thanked: 70 times
Been thanked: 125 times

Re: Premium Bonds

#305186

Postby Mike88 » May 2nd, 2020, 10:41 pm

1 x £25 on £23k holding. Not great but as I've not won anything for months it's good to see my bonds are at least delivering something which can't be said for my shares at the moment.

PinkDalek
Lemon Half
Posts: 5593
Joined: November 4th, 2016, 1:12 pm
Has thanked: 1425 times
Been thanked: 1591 times

Re: Premium Bonds

#305197

Postby PinkDalek » May 3rd, 2020, 12:26 am

Thanks for the reminder Scott.

A good start to the (non) Tax Year. 4 x £25 on a full holding.

Downhill from here, obviously.


Return to “Bank Accounts Savings & ISAs”

Who is online

Users browsing this forum: No registered users and 6 guests