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Should I bin my Visa Electron Card

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pochisoldi
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Should I bin my Visa Electron Card

#111817

Postby pochisoldi » January 19th, 2018, 10:03 am

I have a Halifax Easycash account which is held solely to get a Visa Electron card.
Back in the day, I could use this on certain websites to avoid credit/debit card surcharges.
Now that these (upfront) surcharges are out of the window, is there any point in me retaining this account?

PochiSoldi

Slarti
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Re: Should I bin my Visa Electron Card

#112279

Postby Slarti » January 21st, 2018, 12:53 pm

I'd say it depends on how many other cards you have.

I like to be sure that I have at least 2 active cards and that at least 1 is a Visa and 1 a Mastercard.

Two reasons for this, a) I've been places (in Europe) where they didn't take one or the other and b) I've had card machines fail to recognise the chip in a card and so had to use another - used to be quite common with machines at our railway station.

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pochisoldi
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Re: Should I bin my Visa Electron Card

#112598

Postby pochisoldi » January 22nd, 2018, 3:33 pm

This Electron card stays in a wallet in a drawer, and hasn't been used for a couple of years.
I have Visa debit, Visa credit and Mastercard credit cards available to me.

I think the Electron card has no benefits now so I'll look to close the account.

PochiSoldi


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