Itsallaguess wrote:JMN2 wrote:
I am not recording extraordinary, one-off, items but want to see the regular outgoings by month by category, which are
council tax
electricity
gas
water
internet
tv licence
contents insurance
building insurance
boiler service
car insurance
car tax
car MOT and service
so no transport, food, beer, petrol
Is there a reason you choose not to track the cost of these last four categories?
I'd perhaps argue that most of them are more expensive over the course of 12 months, and more important also, than something like a boiler-service, which you do track but which I'd class as much less discretionary than the four you don't track, so I'm interested in why you'd choose not to, given that you then lose visibility of the cost of these important ongoing costs.
For the record, of those four, I regularly record and track food (in the form of the receipts from the big weekly shops) and petrol, but lump 'other transport' (of which there is really very little for me) and 'beer' (which I don't spend too much on anyway, to be honest) into my 'general cash withdrawal' category, but I think keeping track of my food (main shopping) and petrol is an important part of my tracking process.
Not a criticism really, and more a question to understand why you choose to not track these items, that's all.
Cheers,
Itsallaguess
I guess mainly because the ones I follow are new to me after a break from house ownership as opposed to food and beer which I've been buying for decades. Petrol I buy every 2 months and now realise I should add that to the list. I also feel recording a bus ticket cost or 2 beers in a pub is a bit too tedious and I want to focus mainly on what my house costs to me.