Bouleversee wrote:I apologise. I should not have made that comment. And yes, I should stop looking at this board as, not being very bright, I don't really understand that philosophy during the building period. As you say, each to their own.
You've no need to be quite so self-effacing there. At the heart of your comment was why is someone who isn't drawing dividends interested in deciding when to buy a share on the basis of when a dividend is due. It seems a fair enough question to me if you consider the context, and it certainly does not mean the board should not address the point.
There have been quite a few contributions over the years about timing in this respect. I used to be quite adamant that I would buy before the XD - indeed I still prefer to if I can - but many people point out that those who are using HYP to build there pots might actually perform better by buying immediately after
XD because that can have the effect to building additional income in the future and in some circumstances save tax.
I'm not arguing whether that's correct or incorrect (personally, I think it's too close to call and it doesn;t bother me) but I think it is a legitimate subject for the board. Neither do I believe it would be right if you, Bouleversee, were chased away due to raising this (since many have done so before you) - even though you might now have found a different way of phrasing it