Pleasant week ahead

[Steveam]

Not that this is of any significance but I have dividends arriving this coming week from:

Aviva
BHP
Lloyds
HSBC
Legal & General
F&C Property
F&C Capital and Income

and Vanguard goes ex-d.

Best wishes,

Steve

[IanTHughes]

Yes, this coming week is good for dividends as is the month of September as a whole. In my HYP the following are all received during this month:

03 Sep BT Group (BT-A)
10 Sep AstraZeneca Plc (AZN)
14 Sep GlaxoSmithKline (GSK)
17 Sep Royal Dutch Shell 'B' (RDSB)
21 Sep SSE Ltd (SSE)
21 Sep BP Plc (BP)
24 Sep Aviva (AV)
25 Sep Standard Life Aberdeen (SLA)
25 Sep BHP Billiton (BLT)
27 Sep HSBC Group (HSBA)
28 Sep Imperial Brands Plc (IMB)

Some 18.33% of my forecast annual dividend income in one 30 day period. Furthermore the first week in October provides a further 5.20% from 5 further dividends!

Happy days, happy days


Ian

[Gengulphus]

I've got dividends arriving from no fewer than eight companies in my HYPs in this coming week:

Aviva
Standard Life Aberdeen
BHP Billiton
Lloyds
HSBC
Legal & General
Segro
Imperial Brands

Though Segro is technically a PID rather than a dividend, and is only in my HYP because I bought it some years ago when it did have proper HYP credentials, and Imperial Brands is only because it's in GDHYP (so the amount received is tiny compared with the others, and is "ring-fenced" by being in a separate Halifax ShareBuilder sub-account.

Also, a bit annoyingly, only the first three are reasonably certain to have arrived before Halifax's lunchtime cheap dealing period on Wednesday!

Gengulphus

[Mentallurgist]

Pennies from heaven

[kempiejon]

Steve, thank you for posting your list because I for some reason was erroneously expecting HSBC in October.
Like IanTHughes September has been my largest income producing month for a few years, last year contributing 15%.

[idpickering]

Yes, this coming week is good for dividends as is the month of September as a whole. In my HYP the following are all received during this month:

03 Sep BT Group (BT-A)
10 Sep AstraZeneca Plc (AZN)
14 Sep GlaxoSmithKline (GSK)
17 Sep Royal Dutch Shell 'B' (RDSB)
21 Sep SSE Ltd (SSE)
21 Sep BP Plc (BP)
24 Sep Aviva (AV)
25 Sep Standard Life Aberdeen (SLA)
25 Sep BHP Billiton (BLT)
27 Sep HSBC Group (HSBA)
28 Sep Imperial Brands Plc (IMB

Some 18.33% of my forecast annual dividend income in one 30 day period. Furthermore the first week in October provides a further 5.20% from 5 further dividends!

Happy days, happy days


Ian

Snap! Exactly the same for me, we even share the same name.

Ian.

[OLTB]

Yes, this coming week is good for dividends as is the month of September as a whole. In my HYP the following are all received during this month:

03 Sep BT Group (BT-A)
10 Sep AstraZeneca Plc (AZN)
14 Sep GlaxoSmithKline (GSK)
17 Sep Royal Dutch Shell 'B' (RDSB)
21 Sep SSE Ltd (SSE)
21 Sep BP Plc (BP)
24 Sep Aviva (AV)
25 Sep Standard Life Aberdeen (SLA)
25 Sep BHP Billiton (BLT)
27 Sep HSBC Group (HSBA)
28 Sep Imperial Brands Plc (IMB

Some 18.33% of my forecast annual dividend income in one 30 day period. Furthermore the first week in October provides a further 5.20% from 5 further dividends!

Happy days, happy days


Ian

Snap! Exactly the same for me, we even share the same name.

Ian.

My GSK dividend is due on the 11th October

Cheers, OLTB.

[PinkDalek]

… and here's an earlier list of:

September Dividend Payment and Ex Dividend Dates
viewtopic.php?f=15&t=13586

[onthemove]

Has there been a change in rules or regs that's now causing a synchronisation of dividends?

OK, september was always a nice month, but only usually moderately so.

But this year a number of companies that used to pay slightly later in the year have now shifted to payment in september.

It's nice for september, but it now means 6 subsequent months of below average dividends.
Feb and March have always been slow for me, but now october, november and december are looking fairly slow now as well.

I had been trying to spread my dividends out - where there's been a choice of candidates, those paying in 'low' months have always had a couple extra points in their favour.

Is it just a quirk / coincidence, or is something now synchronising them?

[Lootman]

It's nice for september, but it now means 6 subsequent months of below average dividends.
Feb and March have always been slow for me, but now october, november and december are looking fairly slow now as well.

I had been trying to spread my dividends out - where there's been a choice of candidates, those paying in 'low' months have always had a couple extra points in their favour.

My preference would be that companies switch to the US model of paying dividends four times a year, and in equal amounts. It follows that a change in dividend is usually only announced once a year, and then you know where you stand for the following 12 months.

The UK system of two unequal amounts a year, on dates that seem to vary, causes problems of the kind you cite. The long and unpredictable amounts of time between ex dividend date and payment date are another issue that the US seems to have solved.

[Dod101]

I must say I do not care when my dividends are paid as long as they appear. To the lists produced I would just add Temple Bar which pays on Friday, alongside Imperial Brands each quarter.

I do not know, typical of my record keeping, which is my best month but I would have thought June was better than September although this month is good. I like dividends and it always pleases me when I get a dividend on a given day which exceeds that day's expenditure!

Dod

[Arborbridge]

I must say I do not care when my dividends are paid as long as they appear. To the lists produced I would just add Temple Bar which pays on Friday, alongside Imperial Brands each quarter.

I do not know, typical of my record keeping, which is my best month but I would have thought June was better than September although this month is good. I like dividends and it always pleases me when I get a dividend on a given day which exceeds that day's expenditure!

Dod

September and May are usually the best months, April and December the worst.


Arb.

[Arborbridge]

My preference would be that companies switch to the US model of paying dividends four times a year, and in equal amounts. It follows that a change in dividend is usually only announced once a year, and then you know where you stand for the following 12 months.

The UK system of two unequal amounts a year, on dates that seem to vary, causes problems of the kind you cite. The long and unpredictable amounts of time between ex dividend date and payment date are another issue that the US seems to have solved.

I quite like quarterlies, but every six months is fine. Quarterlies double my spreadsheet work and I hate small amounts. Big dollops, less frequently suit me fine.

Arb.

[Bouleversee]

… and here's an earlier list of:

September Dividend Payment and Ex Dividend Dates
viewtopic.php?f=15&t=13586

Crikey, that adds up to 24 dividends for me, including several large ones. That should more than take care of some large, unforeseen expenses. If only I had time to get out and spend some on a bit of fun.

[Lootman]

I must say I do not care when my dividends are paid as long as they appear.

Same here. I look annually to see how they have changed, and to the extent I need to to prepare my tax return, but that's about it. I suppose if someone were literally living month-to-month off only their dividends then the issue might be more critical.

I like dividends and it always pleases me when I get a dividend on a given day which exceeds that day's expenditure!

Tangentially to that, part of what decided me to retire when I did was both that my annual dividends had grown to the point where they exceeded my annual expenditure but also where the daily variation in my portfolio value almost always exceeded the amount I made on a daily basis from my job.

I think the most I ever made from my job was about 500 quid a day and it got to the point where there were relatively few days when my portfolio value did not vary by twice that. I decided at that point that working was no longer worth it.

[IanTHughes]

The month by month breakdown of dividend receipts in my HYP is as follows:

Jan - 06.24%
Feb - 06.45%
Mar - 11.33%
Apr - 04.19%
May - 09.53%
Jun - 07.65%
Jul - 05.88%
Aug - 12.46%
Sep - 18.33%
Oct - 05.37%
Nov - 04.05%
Dec - 08.51%


Ok, I should probably get out more


Ian

[Bouleversee]

Yes, this coming week is good for dividends as is the month of September as a whole. In my HYP the following are all received during this month:

03 Sep BT Group (BT-A)
10 Sep AstraZeneca Plc (AZN)
14 Sep GlaxoSmithKline (GSK)
17 Sep Royal Dutch Shell 'B' (RDSB)
21 Sep SSE Ltd (SSE)
21 Sep BP Plc (BP)
24 Sep Aviva (AV)
25 Sep Standard Life Aberdeen (SLA)
25 Sep BHP Billiton (BLT)
27 Sep HSBC Group (HSBA)
28 Sep Imperial Brands Plc (IMB

Some 18.33% of my forecast annual dividend income in one 30 day period. Furthermore the first week in October provides a further 5.20% from 5 further dividends!

Happy days, happy days


Ian

Snap! Exactly the same for me, we even share the same name.

Ian.

My GSK dividend is due on the 11th October

Cheers, OLTB.

From GSK website:

Last date for DRIP elections
Thursday 20 September 2018
Payable
Thursday 11 October 2018

[Dod101]

I must say I do not care when my dividends are paid as long as they appear.

Same here. I look annually to see how they have changed, and to the extent I need to to prepare my tax return, but that's about it. I suppose if someone were literally living month-to-month off only their dividends then the issue might be more critical.

I like dividends and it always pleases me when I get a dividend on a given day which exceeds that day's expenditure!

Tangentially to that, part of what decided me to retire when I did was both that my annual dividends had grown to the point where they exceeded my annual expenditure but also where the daily variation in my portfolio value almost always exceeded the amount I made on a daily basis from my job.

I think the most I ever made from my job was about 500 quid a day and it got to the point where there were relatively few days when my portfolio value did not vary by twice that. I decided at that point that working was no longer worth it.

Hi Lootman

There are times when your posts seem positively obstructive but I totally agree with the above. That sounds very familiar to me. Not why I retired at 53 but could have been a good reason! I live almost solely off my dividends but I certainly ensure that I do not need tomorrow's to pay the electric bill!

The only secret of my living is to have a fat buffer of cash. With that you will almost certainly never need it but without it..........

Dod

[Itsallaguess]

It's nice for September, but it now means 6 subsequent months of below average dividends.

Feb and March have always been slow for me, but now October, November and December are looking fairly slow now as well.

I had been trying to spread my dividends out - where there's been a choice of candidates, those paying in 'low' months have always had a couple extra points in their favour.

I think that allowing dividend payment-dates to influence investment decisions is a very bad idea.

Given that the vast majority of people will carry some sort of cash-buffer as part of their cash-flow plans, it's also a completely redundant approach to income-gathering.

The idea that we need to smooth out dividend-payments into our accounts crops up so often that I'll just provide a link below to the last time it was discussed -

https://www.lemonfool.co.uk/viewtopic.php?f=15&t=3516&p=34248#p34248

I'd suggest that you completely forget about dividend payment dates - there's much more important metrics that should be rightly influencing your income-investment decisions...

Cheers,

Itsallaguess

[idpickering]

For clarity, here's my full list of divs paid in September;

03/09/2018 BTA
05/09/2018 ULVR
10/09/2018 DLG
10/09/2018 AZN
17/09/2018 RDSB
20/09/2018 RIO
21/09/2018 SSE
21/09/2018 BP.
24/09/2018 AV.
25/09/2018 SLA
25/09/2018 BLT
26/09/2018 LLOYD
27/09/2018 RB.
27/09/2018 LGEN
27/09/2018 HSBA
28/09/2018 IMB

Ian