Donate to Remove ads

Got a credit card? use our Credit Card & Finance Calculators

Thanks to Haoma,Gilgongo,Raasu,Wasron,Steffers0, for Donating to support the site

jjberanek's HYP -- comments invited

Practical discussions about equity High-Yield Portfolios (HYP) for income
Forum rules
Tight HYP discussions only please - OT please discuss in strategies
jjberanek
Posts: 2
Joined: October 30th, 2019, 1:48 pm
Been thanked: 2 times

jjberanek's HYP -- comments invited

#261085

Postby jjberanek » October 30th, 2019, 3:01 pm

For your information, below is some information on my personal HYP. All dividends are currently reinvested, but I intend to start withdrawing all or some of them when my wife and I retire in about 2 years.

% of total / Company
2.5% Imperial Brands
4.9% Persimmon
2.2% BT
4.7% Standard Life Aberdeen
2.1% Aviva
1.9% British American Tobacco
3.2% SSE
4.9% IG Group
0.2% South32
4.1% HSBC
1.9% BP
3.0% Shell
1.9% Legal & General
4.2% WPP
5.2% ITV
4.5% Marstons
3.1% BHP Group
4.5% British Land
1.4% National Grid
0.2% Tullet Prebon
4.3% Sainsbury
3.7% United Utilities
2.6% Vodafone
2.9% GlaxoSmithKline
3.4% Anglo American
0.7% Severn Trent
5.2% BAE Systems
0.6% RSA
2.2% Astra Zeneca
4.4% Unilever
2.0% Pearson
1.7% Jupiter Emerging & Frontier Income Trust
0.8% The PRS REIT
1.8% Intermediate Capital Group
0.9% Premier Oil 5% 2021
1.7% Places For People

5.3% Yield on current value
5.7% Yield on cost
5.9% Forward yield
6.4% Internal rate of return since June 2011 (includes shares now sold but not listed above)

Historical yields:
4.5% 2016
4.7% 2017
5.3% 2018

2011-2013: Basically just speculating, but with not much capital.
2013-2018: Started following and moving previous investments to Stephen Bland's PYAD HYP (until it was discontinued).
2019-now: Gradually topping up existing sectors if they on a person BUY and are below the average sector size. Moved GNK to MARS.

I consider the following shares as on HOLD: PSN, BATS, SSE, SBRY, AAL, SVT, RSA, AZN, PSON, JEFI, PRSR, and ORB bonds.

MDW1954
Lemon Slice
Posts: 806
Joined: November 4th, 2016, 8:46 pm
Has thanked: 151 times
Been thanked: 170 times

Re: jjberanek's HYP -- comments invited

#261127

Postby MDW1954 » October 30th, 2019, 6:01 pm

Moderator Message:
This thread started after the above post was moved from the discussion of ITH's pyad thread -- MDW1954

idpickering
Lemon Quarter
Posts: 4790
Joined: November 4th, 2016, 5:04 pm
Has thanked: 697 times
Been thanked: 1582 times

Re: jjberanek's HYP -- comments invited

#261130

Postby idpickering » October 30th, 2019, 6:29 pm

jjberanek wrote:For your information, below is some information on my personal HYP. All dividends are currently reinvested, but I intend to start withdrawing all or some of them when my wife and I retire in about 2 years.

% of total / Company
2.5% Imperial Brands
4.9% Persimmon
2.2% BT
4.7% Standard Life Aberdeen
2.1% Aviva
1.9% British American Tobacco
3.2% SSE
4.9% IG Group
0.2% South32
4.1% HSBC
1.9% BP
3.0% Shell
1.9% Legal & General
4.2% WPP
5.2% ITV
4.5% Marstons
3.1% BHP Group
4.5% British Land
1.4% National Grid
0.2% Tullet Prebon
4.3% Sainsbury
3.7% United Utilities
2.6% Vodafone
2.9% GlaxoSmithKline
3.4% Anglo American
0.7% Severn Trent
5.2% BAE Systems
0.6% RSA
2.2% Astra Zeneca
4.4% Unilever
2.0% Pearson
1.7% Jupiter Emerging & Frontier Income Trust
0.8% The PRS REIT
1.8% Intermediate Capital Group
0.9% Premier Oil 5% 2021
1.7% Places For People

5.3% Yield on current value
5.7% Yield on cost
5.9% Forward yield
6.4% Internal rate of return since June 2011 (includes shares now sold but not listed above)

Historical yields:
4.5% 2016
4.7% 2017
5.3% 2018

2011-2013: Basically just speculating, but with not much capital.
2013-2018: Started following and moving previous investments to Stephen Bland's PYAD HYP (until it was discontinued).
2019-now: Gradually topping up existing sectors if they on a person BUY and are below the average sector size. Moved GNK to MARS.

I consider the following shares as on HOLD: PSN, BATS, SSE, SBRY, AAL, SVT, RSA, AZN, PSON, JEFI, PRSR, and ORB bonds.


Hi and welcome to the HYP Practical board. That’s a mighty fine looking HYP you’ve got there, very well diversified too.

It seems to me you’re well on your way to enjoying a relaxing retirement, with minimal money problems.

Ian.

funduffer
Lemon Slice
Posts: 383
Joined: November 4th, 2016, 12:11 pm
Has thanked: 40 times
Been thanked: 181 times

Re: jjberanek's HYP -- comments invited

#261136

Postby funduffer » October 30th, 2019, 7:00 pm

jjberanek wrote:For your information, below is some information on my personal HYP. All dividends are currently reinvested, but I intend to start withdrawing all or some of them when my wife and I retire in about 2 years.

% of total / Company
2.5% Imperial Brands
4.9% Persimmon
2.2% BT
4.7% Standard Life Aberdeen
2.1% Aviva
1.9% British American Tobacco
3.2% SSE
4.9% IG Group
0.2% South32
4.1% HSBC
1.9% BP
3.0% Shell
1.9% Legal & General
4.2% WPP
5.2% ITV
4.5% Marstons
3.1% BHP Group
4.5% British Land
1.4% National Grid
0.2% Tullet Prebon
4.3% Sainsbury
3.7% United Utilities
2.6% Vodafone
2.9% GlaxoSmithKline
3.4% Anglo American
0.7% Severn Trent
5.2% BAE Systems
0.6% RSA
2.2% Astra Zeneca
4.4% Unilever
2.0% Pearson
1.7% Jupiter Emerging & Frontier Income Trust
0.8% The PRS REIT
1.8% Intermediate Capital Group
0.9% Premier Oil 5% 2021
1.7% Places For People

5.3% Yield on current value
5.7% Yield on cost
5.9% Forward yield
6.4% Internal rate of return since June 2011 (includes shares now sold but not listed above)

Historical yields:
4.5% 2016
4.7% 2017
5.3% 2018

2011-2013: Basically just speculating, but with not much capital.
2013-2018: Started following and moving previous investments to Stephen Bland's PYAD HYP (until it was discontinued).
2019-now: Gradually topping up existing sectors if they on a person BUY and are below the average sector size. Moved GNK to MARS.

I consider the following shares as on HOLD: PSN, BATS, SSE, SBRY, AAL, SVT, RSA, AZN, PSON, JEFI, PRSR, and ORB bonds.


Very nice looking HYP.

The one I don’t recognise is Places for People. I had a look at their website. It looks an interesting company. Is it on the LSE or did you just buy bonds?

jjberanek
Posts: 2
Joined: October 30th, 2019, 1:48 pm
Been thanked: 2 times

Re: jjberanek's HYP -- comments invited

#261148

Postby jjberanek » October 30th, 2019, 7:36 pm

I should have said, the last 5 shares on the list are slight oddities and would never have been selected by Stephen Bland.

JEFI is an investment trust that I bought at IPO. Annualised return of 2.1%, including an annual yield of 3.4%, (forward yield of 4.4%) despite emerging markets being out of favour. PRSR is only a small position in a small REIT which acts like a private sector "buy-to-let" investment (also bought at IPO) - forward yield of about 5.5%.

The last three shares are individual corporate bonds bought on the ORB market though the same brokerage I use to hold the company shares. These have maturities of between 1-4 years remaining. These would be classed as high-yield/junk bonds. I don't plan to buy any more and will let them run to maturity. The sectors are split like this currently:

7% Mining (mostly because I bought AAL when it was really cheap)
7% Other (JEFI & ORB Bonds)
6% Real Estate
6% TV
6% Defense
5% Financial Services
5% Drugs
5% Oil & Gas
5% Housebuilding
5% Telecoms
5% Fund Management
5% Gas & Elec
5% Insurance
5% Pubs
5% Water utilities
5% Consumer products
5% Tobacco
5% Retail
4% Advertising
4% Banking
2% Education

Next on my watch list are probably HSBC and WPP.

I use my and my wife's ISAs to hold all the shares. We also have company pensions. Mine is a SIPP invested in low-cost index trackers and my wife's is a final-salary pension. I'm very happy with the portfolio. I literally never sell anything unless forced to by a corporate action.

monabri
Lemon Quarter
Posts: 3189
Joined: January 7th, 2017, 9:56 am
Has thanked: 341 times
Been thanked: 869 times

Re: jjberanek's HYP -- comments invited

#261149

Postby monabri » October 30th, 2019, 7:37 pm

I think it's not a bad time to top up either of them (HSBA / WPP) especially the former.


Return to “High Yield Portfolios (HYP) - Practical”

Who is online

Users browsing this forum: No registered users and 7 guests