I just did an online search for a pension forecast
and was expecting to get a page to print out a form to get a paper pension forecast.
but the only option was to do it online.
I try to get a forecast every other year, and have made a couple of years voluntary contributions late last year to
bump up my record. I last got a forecast in December 2016.
p.s.
many thanks to all at the last place and this place - (particularly mc2fool) for all the info wrt state pensions.
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No more paper pension forecasts?
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- Lemon Half
- Posts: 7891
- Joined: November 4th, 2016, 11:24 am
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Re: No more paper pension forecasts?
ralt wrote:I just did an online search for a pension forecast
and was expecting to get a page to print out a form to get a paper pension forecast.
but the only option was to do it online.
I've had several over the years and I don't think I've ever filled in a form, well, possibly for the one I got in the 1980s, but certainly in the last couple of decades at least I've always just phoned them to request one.
https://www.gov.uk/future-pension-centre
Re: No more paper pension forecasts?
Ok, thanks all.
As it happens, this instant forecast tells me all I need, and backs up what I had predicted before, that I need 6.5 (7) years of contributions- using Mc2fool's formulae. I had to make sure I didn't make any voluntary contributions between 2010 and 2016 as they would not have improved my record (I had 30 years under the old system). Now that I have made 2 years voluntary contributions late last year- the forecast says I need 5 more years.
Here's the wording of the online forecast in case anyone is interested.
"Your State Pension summary
You can get your State Pension on 2 February 2026. Your forecast is
£164.35 a week
£714.63 a month, £8,575.55 a year
Your forecast
is not a guarantee and is based on the current law
does not include any increase due to inflation
You need to continue to contribute National Insurance to reach your forecast
Estimate based on your National Insurance record up to 5 April 2018
£143.17 a week
Forecast if you contribute another 5 years before 5 April 2025
£164.35 a week
£164.35 is the most you can get
You cannot improve your forecast any further, unless you choose to put off claiming.
If you’re working you may still need to pay National Insurance contributions until 2 February 2026 as they fund other state benefits and the NHS.
View your National Insurance record
Your forecast may be different if there are any changes to your National Insurance information. There is more about this in the terms and conditions.
You’ve been in a contracted-out pension scheme
Like most people, you were contracted out of part of the State Pension.
Putting off claiming
You can put off claiming your State Pension from 2 February 2026. Doing this may mean you get extra State Pension when you do come to claim it. The extra amount, along with your State Pension, forms part of your taxable income.
More on putting off claiming (opens in new tab)
Get help
Helpline 0800 731 0181
Textphone 0800 731 0176
Monday to Friday: 8am to 6pm
Is there anything wrong with this page?"
As it happens, this instant forecast tells me all I need, and backs up what I had predicted before, that I need 6.5 (7) years of contributions- using Mc2fool's formulae. I had to make sure I didn't make any voluntary contributions between 2010 and 2016 as they would not have improved my record (I had 30 years under the old system). Now that I have made 2 years voluntary contributions late last year- the forecast says I need 5 more years.
Here's the wording of the online forecast in case anyone is interested.
"Your State Pension summary
You can get your State Pension on 2 February 2026. Your forecast is
£164.35 a week
£714.63 a month, £8,575.55 a year
Your forecast
is not a guarantee and is based on the current law
does not include any increase due to inflation
You need to continue to contribute National Insurance to reach your forecast
Estimate based on your National Insurance record up to 5 April 2018
£143.17 a week
Forecast if you contribute another 5 years before 5 April 2025
£164.35 a week
£164.35 is the most you can get
You cannot improve your forecast any further, unless you choose to put off claiming.
If you’re working you may still need to pay National Insurance contributions until 2 February 2026 as they fund other state benefits and the NHS.
View your National Insurance record
Your forecast may be different if there are any changes to your National Insurance information. There is more about this in the terms and conditions.
You’ve been in a contracted-out pension scheme
Like most people, you were contracted out of part of the State Pension.
Putting off claiming
You can put off claiming your State Pension from 2 February 2026. Doing this may mean you get extra State Pension when you do come to claim it. The extra amount, along with your State Pension, forms part of your taxable income.
More on putting off claiming (opens in new tab)
Get help
Helpline 0800 731 0181
Textphone 0800 731 0176
Monday to Friday: 8am to 6pm
Is there anything wrong with this page?"
-
- Lemon Half
- Posts: 7891
- Joined: November 4th, 2016, 11:24 am
- Has thanked: 7 times
- Been thanked: 3050 times
Re: No more paper pension forecasts?
ralt wrote:Is there anything wrong with this page?"
Almost certainly not, if it confirms your own calculations. What's your COPE and how many years do you have up to and including 2015/16 and from 2016/17 onwards?
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