The Lemon Fool

On the basis that I knew I would earn zero income this tax year, for the first time I opened an HL SIPP and deposited £2880 in it.

Next year I will start receiving a DB pension which will use up my personal allowance and so I need to extract the whole lot before the end of this tax year. When I log in to the account I can't see anything related to SIPP withdrawal but not surprisingly the withdrawal to the nominated bank account is greyed out.

DAK what the process is. Is it simply a matter of phoning or messaging HL and instructing that way perhaps?

I think you might just be in the wrong bit of the website. When you log in, it opens up in a general tab where you can see your pension balance, but there are other tabs running along the top.

When I did it, I seem to remember finding the option I needed in another tab - maybe "Retirement" or something like that. I managed to do it all online.

Don't you need to wait for the Tax from HMRC? I have not withdrawn straight from the SIPP account, I had to transfer it to the drawdown account, but I do remember that it was not intuitive to find that option, first time. I cannot find any option to take money directly from the SIPP account. Have you tried "asking", go to "retirement", "accessing your pension", then "ask your pension question". They will get back to you.