Slarti wrote:servodude wrote:Slarti wrote:
And the insurance adds another layer of cost and administration onto the healthcare system, reducing efficiency.
This with bells on! The insurers are not there for the benefit of the patients.
Among other projects, I am involved in the design of CPAP machines (for the treatment of Sleep Apnoea).
The majority worldwide are bought through medical insurance. At face value this means a patient only "pays" half the listed price when they receive the machine; the listed price is above the private RRP.
The real stickler though is that once they commence treatment the "compliance" data belongs to the insurer.
This should be used by their doctor to tune their treatment. In effect though their recorded use, or not, of the machine is directly used to obviate the insurer from future claims.
Not very nice
Prices paid vary wildly.
A chap I know on twitter is a fellow CPAP machine user, but in the USA and he is not happy with the machine provided by his insurance and so looked at buying his own. Unfortunately the cost appeared to be over $1,000! I pointed out that here we can get perfectly good ones for less than half that, if not provided by the NHS and started a thread about how American medical insurance cause prices of meds and equipment to be artificially inflated.
There are some aspects of medical insurance that do make sense, but the way these machines are used is nonsense.
It goes beyond well beyond reduced efficiency, in to a business plan of exploitation and invasion of privacy.
At the risk of going too far off topic though one man's perfectly good CPAP is another's hairdryer; everyone's prescription is different and CPAPs vary greatly in capability, smarts and performance. All of them do cost more in the US if you buy them through insurance though
Have fun (& sleep well)