I am 100% in equities in one form or another. The objective for retirement income is that it should at least keep pace with inflation, while giving a reasonable yield. Currently you get neither from fixed interest securities.
The only way that I would contemplate moving is towards more ITs, particularly those which have a long record of increasing dividends year by year over many years.
Like you, the suggestion of holding bonds while young seems to me to be misguided. Collective investment is a better medium in the early years, until moving into individual shares when a good foundation has been laid.
TJH
Got a credit card? use our Credit Card & Finance Calculators
Thanks to Rhyd6,eyeball08,Wondergirly,bofh,johnstevens77, for Donating to support the site
Hargreaves Lansdown on £100,000 pension pot
-
- Lemon Half
- Posts: 8285
- Joined: November 4th, 2016, 11:20 am
- Has thanked: 919 times
- Been thanked: 4137 times
Return to “Retirement Investing (inc FIRE)”
Who is online
Users browsing this forum: No registered users and 29 guests