Capital Yield per year based on the money I have actually out in out of my pocket, Value based on the value of the portfolio at the time.
*Forecast based on dividends declared already but not paid
Ok, a bit of background,
- I calculate yield based on breakeven price of the shares, this might not be the best way to do it but it one that make sense to me
- All dividends are reinvested unless I am overweight based on a arbitrary calculation to keep the spread of shares evenly split across the portfolio
- I do not sell shares, if I take a hit on the share price so be it, I am in for the long term (it's a SIPP and I don't retire for 20 years) and prices usually rebound over the longer term, if I sell at a loss I will never get the moment back
- If a company collapses completely I hope that I have spread my portfolio that a single company will only be ~3% of the total value
- If a company stops paying dividends, again I will hold in the hope they will eventually start paying again
The last rule is not hard and fast, Tesco stopped paying for a while and have restarted at a pittance however over the life of the holding I am up.
So what am I asking, I don't really know!
I do know I am heavily biased towards FTSE companies, however with some companies which trade globally rather than just in the UK.
I would like to expand out of the UK to get more global exposure, and am torn between EFT's or picking some individual companies.
I am with HL so pay a maximum of £200 a year in fees if I hold only stocks and shares and holding EFT's they are not the most competitive.
Any advice/critique welcome