Robo-HYP

[moorfield]

https://www.dailymail.co.uk/money/comme ... rvice.html

It then provides the appropriate investment option – which is one of four Santander funds made up of a mixture of equities and bonds.

This got me thinking - I wounder how long it will be before we see a Robo-HYP app ...? (Perhaps I'll build one)

It can't be that difficult in essence:

1 Buy this.

2 Hold it.

[Raptor]

Moderator Message:
Moving to Strategy from Practical. More apt board for discussing "link". Raptor.

[DiamondEcho]

This got me thinking - I wounder how long it will be before we see a Robo-HYP app ...? (Perhaps I'll build one)
It can't be that difficult in essence:
1 Buy this.
2 Hold it.

You'd have thought HYP would be an ideal strategy to be robo-ised. But, the hurdle metrics are not exactly transparent, and neither is the relative approach taken ['Pick from the Top-x from the FTSE-100'], which in earlier forms is also archaic and hence outdated.
I used to do financial modelling [for a big bank/broker], including stuff like the suggested, would be happy to chip-in, but without metrics I don't see a basis that would get consensus. You could also make it clever, not just what to pick, but when to sell or cut a loss and re-invest in something better. I mean there is a point we sell right, it doesn't HAVE to be following Marconi and Enron right down the pan?
This will be heresy to some still following the original orthodox 'RULES' from 20+ years ago. Like the world of investing in a high-yield stock portfolio hasn't changed in all that time...