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Diversified income portfolio

General discussions about equity high-yield income strategies
Wmnr
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Re: Diversified income portfolio

#204471

Postby Wmnr » February 28th, 2019, 7:41 am

Would you care to post the investment trusts you have selected ? Particularly interested in fixed interest, property and US selections


Here you go:-

Invesco enhanced income
City merchants high yield
New city high yield

Standard Life property income
Regional REIT

North American income
BlackRock North American income

BrummieDave
Lemon Slice
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Re: Diversified income portfolio

#204521

Postby BrummieDave » February 28th, 2019, 10:40 am

Wmnr wrote:
Would you care to post the investment trusts you have selected ? Particularly interested in fixed interest, property and US selections


Here you go:-

Invesco enhanced income
City merchants high yield
New city high yield

Standard Life property income
Regional REIT

North American income
BlackRock North American income


And the other ITs would be interesting too please Wmnr.

MDW1954
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Re: Diversified income portfolio

#204587

Postby MDW1954 » February 28th, 2019, 4:02 pm

BrummieDave wrote:
Wmnr wrote:
Would you care to post the investment trusts you have selected ? Particularly interested in fixed interest, property and US selections


Here you go:-

Invesco enhanced income
City merchants high yield
New city high yield

Standard Life property income
Regional REIT

North American income
BlackRock North American income


And the other ITs would be interesting too please Wmnr.


Check out the various posts on Monevator, too -- and for a list of suitable ITs, and their costs etc, check out the clickable table here:

https://monevator.com/investment-trusts-for-deaccumulating-income-investors-2016-update/

Full disclosure: I am the author of this article (and most of the other IT-related posts on Monevator).

MDW1954

PS I thought there was a 2017 update, but I can't seem to find it. I didn't do one in 2018 for personal reasons.

stevensfo
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Re: Diversified income portfolio

#204646

Postby stevensfo » February 28th, 2019, 8:40 pm

Do I have a point here or should I only be focussing on UK income streams and forget diversification (even if I don't end up living the rest of my years in the UK) ? Does anyone else have similar concerns. Is a retirement income strategy necessarily going to leave me over exposed to UK large cap equity ?


When the financial crisis struck, I had a simple Halifax Sharebuilder with divis reinvested. I do not work in Finance, hadn't a clue about it, and was following a nice UK-centric investment plan I'd learned from TMF.

I quickly started to read a few books, opened an ss ISA and, although being brought up in a family that read the Daily Mail, decided to look beyond Guildford :-).

Ten years later, I've a portfolio that now pays out more from ex-UK than in-UK. It took a while, but my mindset changed completely and I moved slowly from individual shares to ETFs and ITs and a few funds. The UK equity allocation went from 50 to 30 to 25 to 20%. Diversification is the answer, but you should read up on Asset Allocation (equities, bonds, commodities, property, cash) and diversify not just globally, but ISA providers and fund holders as well. Apart from LemonFool, I would also recommend Monevator.com.

Steve

Gadgeisbackagain
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Re: Diversified income portfolio

#240025

Postby Gadgeisbackagain » July 29th, 2019, 7:04 am

I run a test portfolio called Gadge GIP (global income portfolio) which was designed to address exactly what you have in mind.

It was started on TMF and migrated here when the boards shut there but threads here were all lost when I briefly left the site and my original account was deleted. They could not be recovered later when I returned.

GIP accumulates divs and spends them at Xmas when the annual review is published.

It is benchmarked quite thoroughly against various testers

I am planning to post the current contents of GIP here soon and will probably post a copy of the Xmas review here too if anyone here is still interested.

Gadge

Moderator Message:
Gadge's posts were deleted at Gadge's specific request. They would otherwise still exist.


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